Kentucky · HMDA 2025
Mortgage lenders in Christian County, KY
177 lenders reported 2,596 home-loan applications in Christian County in 2025. 1,363 closed as loans ($281.3M), 392 were denied — a 21.2% denial rate on decided applications, below the Kentucky rate of 23.3%. The three most active lenders handled 22% of applications, led by Mortgage Research Center, LLC. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,596
- Loans originated
- 1,363
- Purchase / refinance
- 704 / 440
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Christian County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Mortgage Research Center, LLC | 240 | 9.2% | — |
| 2 | Fortera Federal Credit Union 78 out of 100, Strong | 179 | 6.9% | 27.6% |
| 3 | Planters Bank, Inc. 77 out of 100, Strong | 162 | 6.2% | 0.9% |
| 4 | PENNYMAC LOAN SERVICES, LLC | 123 | 4.7% | — |
| 5 | Rocket Mortgage, LLC | 100 | 3.9% | — |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 96 | 3.7% | — |
| 7 | STOCKTON MORTGAGE CORPORATION | 90 | 3.5% | — |
| 8 | FREEDOM MORTGAGE CORPORATION | 87 | 3.4% | — |
| 9 | GUARANTEED RATE, INC. | 75 | 2.9% | — |
| 10 | United Southern Bank | 75 | 2.9% | — |
| 11 | NEWREZ LLC | 73 | 2.8% | — |
| 12 | Navy Federal Credit Union 66 out of 100, Moderate | 71 | 2.7% | 32.9% |
| 13 | U.S. Bank National Association 55 out of 100, Moderate | 65 | 2.5% | 39.5% |
| 14 | PLANET HOME LENDING, LLC | 61 | 2.3% | — |
| 15 | Truist Bank 63 out of 100, Moderate | 58 | 2.2% | 40.8% |
| 16 | Broker Solutions, Inc. | 57 | 2.2% | — |
| 17 | Renasant Bank 64 out of 100, Moderate | 45 | 1.7% | 11.6% |
| 18 | NEW DAY FINANCIAL, LLC | 36 | 1.4% | — |
| 19 | Farm Credit Mid-America | 35 | 1.3% | — |
| 20 | VANDERBILT MORTGAGE AND FINANCE, INC. | 33 | 1.3% | — |
| 21 | VILLAGE CAPITAL & INVESTMENT LLC | 29 | 1.1% | — |
| 22 | First Financial Bank, National Association 68 out of 100, Moderate | 27 | 1.0% | 28.8% |
| 23 | Legacy Home Loans, LLC | 25 | 1.0% | — |
| 24 | 21st Mortgage Corporation | 23 | 0.9% | — |
| 25 | AmeriSave Mortgage Corporation | 22 | 0.8% | — |
| 26 | CROSSCOUNTRY MORTGAGE, INC. | 22 | 0.8% | — |
| 27 | Kiavi Funding, Inc. | 22 | 0.8% | — |
| 28 | Magnolia Bank, Incorporated 49 out of 100, Below average | 22 | 0.8% | 10.3% |
| 29 | GERSHMAN INVESTMENT CORP. | 21 | 0.8% | — |
| 30 | AMERIHOME MORTGAGE COMPANY, LLC | 19 | 0.7% | — |
| 31 | SOUTHWEST FUNDING, LP | 17 | 0.7% | — |
| 32 | Loandepot.Com, LLC | 15 | 0.6% | — |
| 33 | NATIONSTAR MORTGAGE LLC | 15 | 0.6% | — |
| 34 | FIRST COMMUNITY MORTGAGE, INC. | 15 | 0.6% | — |
| 35 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 14 | 0.5% | 14.1% |
| 36 | Citizens Bank, National Association 54 out of 100, Below average | 14 | 0.5% | 32.5% |
| 37 | FIGURE LENDING LLC | 14 | 0.5% | — |
| 38 | First Southern National Bank | 14 | 0.5% | — |
| 39 | CARRINGTON MORTGAGE SERVICES, LLC | 13 | 0.5% | — |
| 40 | TRIAD FINANCIAL SERVICES, INC. | 12 | 0.5% | — |
Top 40 of 177 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Kentucky
- Jefferson County 34,355 apps
- Fayette County 12,096 apps
- Kenton County 9,206 apps
- Boone County 7,875 apps
- Hardin County 5,758 apps
- Warren County 5,386 apps
- Bullitt County 4,826 apps
- Campbell County 4,786 apps
- Madison County 4,634 apps
- Daviess County 3,848 apps
- Scott County 3,599 apps
- Oldham County 3,581 apps