Kentucky · HMDA 2025
Mortgage lenders in Elliott County, KY
38 lenders reported 106 home-loan applications in Elliott County in 2025. 39 closed as loans ($5.3M), 33 were denied — a 44.0% denial rate on decided applications, above the Kentucky rate of 23.3%. The three most active lenders handled 36% of applications, led by First Grayson Bancorp, Inc.. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 106
- Loans originated
- 39
- Purchase / refinance
- 20 / 10
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Elliott County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | First Grayson Bancorp, Inc. 79 out of 100, Strong | 15 | 14.2% | 24.0% |
| 2 | Stock Yards Bank & Trust Company 72 out of 100, Strong | 15 | 14.2% | 21.5% |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 8 | 7.5% | — |
| 4 | Mortgage Research Center, LLC | 8 | 7.5% | — |
| 5 | 21st Mortgage Corporation | 7 | 6.6% | — |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 5 | 4.7% | — |
| 7 | Rocket Mortgage, LLC | 5 | 4.7% | — |
| 8 | AmeriSave Mortgage Corporation | 3 | 2.8% | — |
| 9 | Community Trust Bank, Inc. 80 out of 100, Strong | 3 | 2.8% | 13.9% |
| 10 | The Commercial Bank of Grayson | 3 | 2.8% | — |
| 11 | FirstBank 59 out of 100, Moderate | 3 | 2.8% | 42.8% |
| 12 | Broker Solutions, Inc. | 2 | 1.9% | — |
| 13 | PLANET HOME LENDING, LLC | 2 | 1.9% | — |
| 14 | Equity Prime Mortgage LLC | 2 | 1.9% | — |
| 15 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 2 | 1.9% | 74.7% |
| 16 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 0.9% | 32.9% |
| 17 | NEWREZ LLC | 1 | 0.9% | — |
| 18 | MOVEMENT MORTGAGE, LLC | 1 | 0.9% | — |
| 19 | CROSSCOUNTRY MORTGAGE, INC. | 1 | 0.9% | — |
| 20 | TRIAD FINANCIAL SERVICES, INC. | 1 | 0.9% | — |
| 21 | AMERIHOME MORTGAGE COMPANY, LLC | 1 | 0.9% | — |
| 22 | The Federal Savings Bank 51 out of 100, Below average | 1 | 0.9% | 19.1% |
| 23 | Whitaker Bank | 1 | 0.9% | — |
| 24 | ZILLOW HOME LOANS, LLC | 1 | 0.9% | — |
| 25 | SOFI BANK, NATIONAL ASSOCIATION | 1 | 0.9% | — |
| 26 | Kentucky Farmers Bank Corporation | 1 | 0.9% | — |
| 27 | Liberty | 1 | 0.9% | — |
| 28 | COMMONWEALTH | 1 | 0.9% | — |
| 29 | Peoples Bank of Kentucky, Inc. | 1 | 0.9% | — |
| 30 | FREEDOM MORTGAGE CORPORATION | 1 | 0.9% | — |
| 31 | DIGITAL | 1 | 0.9% | — |
| 32 | City National Bank of West Virginia 78 out of 100, Strong | 1 | 0.9% | 27.3% |
| 33 | NEW DAY FINANCIAL, LLC | 1 | 0.9% | — |
| 34 | MEMBERS CHOICE | 1 | 0.9% | — |
| 35 | VILLAGE CAPITAL & INVESTMENT LLC | 1 | 0.9% | — |
| 36 | ASHLAND Credit Union 62 out of 100, Moderate | 1 | 0.9% | 53.2% |
| 37 | USAA Federal Savings Bank 64 out of 100, Moderate | 1 | 0.9% | 37.2% |
| 38 | Peoples Bank 67 out of 100, Moderate | 1 | 0.9% | 24.1% |
Top 38 of 38 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Kentucky
- Jefferson County 34,355 apps
- Fayette County 12,096 apps
- Kenton County 9,206 apps
- Boone County 7,875 apps
- Hardin County 5,758 apps
- Warren County 5,386 apps
- Bullitt County 4,826 apps
- Campbell County 4,786 apps
- Madison County 4,634 apps
- Daviess County 3,848 apps
- Scott County 3,599 apps
- Oldham County 3,581 apps