Kentucky · HMDA 2025
Mortgage lenders in Hopkins County, KY
145 lenders reported 1,905 home-loan applications in Hopkins County in 2025. 935 closed as loans ($152.2M), 363 were denied — a 26.9% denial rate on decided applications, above the Kentucky rate of 23.3%. The three most active lenders handled 22% of applications, led by Fifth Third Bank, National Association. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,905
- Loans originated
- 935
- Purchase / refinance
- 445 / 324
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Hopkins County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Fifth Third Bank, National Association 62 out of 100, Moderate | 160 | 8.4% | 34.0% |
| 2 | Independence Bank of Kentucky | 156 | 8.2% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 108 | 5.7% | — |
| 4 | Rocket Mortgage, LLC | 100 | 5.2% | — |
| 5 | U.S. Bank National Association 55 out of 100, Moderate | 71 | 3.7% | 39.5% |
| 6 | First United Bank and Trust Company 74 out of 100, Strong | 64 | 3.4% | 4.8% |
| 7 | Old National Bank 59 out of 100, Moderate | 63 | 3.3% | 22.1% |
| 8 | First Financial Bank, National Association 68 out of 100, Moderate | 61 | 3.2% | 28.8% |
| 9 | Mortgage Research Center, LLC | 58 | 3.0% | — |
| 10 | VANDERBILT MORTGAGE AND FINANCE, INC. | 51 | 2.7% | — |
| 11 | GERSHMAN INVESTMENT CORP. | 51 | 2.7% | — |
| 12 | NEWREZ LLC | 43 | 2.3% | — |
| 13 | FIRST COMMUNITY MORTGAGE, INC. | 39 | 2.0% | — |
| 14 | 21st Mortgage Corporation | 37 | 1.9% | — |
| 15 | Broker Solutions, Inc. | 34 | 1.8% | — |
| 16 | The Sacramento Deposit Bank | 34 | 1.8% | — |
| 17 | Liberty | 33 | 1.7% | — |
| 18 | UNITED SHORE FINANCIAL SERVICES, LLC | 29 | 1.5% | — |
| 19 | FREEDOM MORTGAGE CORPORATION | 28 | 1.5% | — |
| 20 | Luminate Bank 47 out of 100, Below average | 27 | 1.4% | 4.3% |
| 21 | EVERETT FINANCIAL, INC. | 26 | 1.4% | — |
| 22 | Farmers Bank and Trust Company 74 out of 100, Strong | 25 | 1.3% | 10.5% |
| 23 | AMERIHOME MORTGAGE COMPANY, LLC | 23 | 1.2% | — |
| 24 | AmeriSave Mortgage Corporation | 22 | 1.2% | — |
| 25 | PLANET HOME LENDING, LLC | 21 | 1.1% | — |
| 26 | MOVEMENT MORTGAGE, LLC | 20 | 1.0% | — |
| 27 | Planters Bank, Inc. 77 out of 100, Strong | 19 | 1.0% | 0.9% |
| 28 | MORTGAGE MASTERS OF INDIANA, INC. | 18 | 0.9% | — |
| 29 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 17 | 0.9% | 14.1% |
| 30 | FirstBank 59 out of 100, Moderate | 17 | 0.9% | 42.8% |
| 31 | NATIONSTAR MORTGAGE LLC | 14 | 0.7% | — |
| 32 | STOCKTON MORTGAGE CORPORATION | 14 | 0.7% | — |
| 33 | NEW DAY FINANCIAL, LLC | 13 | 0.7% | — |
| 34 | VILLAGE CAPITAL & INVESTMENT LLC | 13 | 0.7% | — |
| 35 | Coastal Community Bank 35 out of 100, Low | 13 | 0.7% | 3.0% |
| 36 | CARRINGTON MORTGAGE SERVICES, LLC | 12 | 0.6% | — |
| 37 | INTERLINC MORTGAGE SERVICES, LLC | 11 | 0.6% | — |
| 38 | GVC MORTGAGE, INC. | 11 | 0.6% | — |
| 39 | DAS Acquisition Company, LLC | 11 | 0.6% | — |
| 40 | Navy Federal Credit Union 66 out of 100, Moderate | 10 | 0.5% | 32.9% |
Top 40 of 145 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Kentucky
- Jefferson County 34,355 apps
- Fayette County 12,096 apps
- Kenton County 9,206 apps
- Boone County 7,875 apps
- Hardin County 5,758 apps
- Warren County 5,386 apps
- Bullitt County 4,826 apps
- Campbell County 4,786 apps
- Madison County 4,634 apps
- Daviess County 3,848 apps
- Scott County 3,599 apps
- Oldham County 3,581 apps