Kentucky · HMDA 2025
Mortgage lenders in Knott County, KY
41 lenders reported 325 home-loan applications in Knott County in 2025. 77 closed as loans ($11.1M), 133 were denied — a 58.8% denial rate on decided applications, above the Kentucky rate of 23.3%. The three most active lenders handled 53% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 325
- Loans originated
- 77
- Purchase / refinance
- 52 / 14
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Knott County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 92 | 28.3% | — |
| 2 | Community Trust Bank, Inc. 80 out of 100, Strong | 45 | 13.8% | 13.9% |
| 3 | 21st Mortgage Corporation | 36 | 11.1% | — |
| 4 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 30 | 9.2% | 74.7% |
| 5 | TRIAD FINANCIAL SERVICES, INC. | 22 | 6.8% | — |
| 6 | U.S. Bank National Association 55 out of 100, Moderate | 12 | 3.7% | 39.5% |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 7 | 2.2% | — |
| 8 | Rocket Mortgage, LLC | 7 | 2.2% | — |
| 9 | STOCKTON MORTGAGE CORPORATION | 7 | 2.2% | — |
| 10 | FirstBank 59 out of 100, Moderate | 6 | 1.8% | 42.8% |
| 11 | COMMONWEALTH | 5 | 1.5% | — |
| 12 | FREEDOM MORTGAGE CORPORATION | 5 | 1.5% | — |
| 13 | Broker Solutions, Inc. | 4 | 1.2% | — |
| 14 | PENNYMAC LOAN SERVICES, LLC | 4 | 1.2% | — |
| 15 | Mortgage Research Center, LLC | 4 | 1.2% | — |
| 16 | PLANET HOME LENDING, LLC | 4 | 1.2% | — |
| 17 | TAMMAC HOLDINGS CORPORATION | 4 | 1.2% | — |
| 18 | SOUTHWEST STAGE FUNDING, LLC | 3 | 0.9% | — |
| 19 | KIND LENDING, LLC | 3 | 0.9% | — |
| 20 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2 | 0.6% | 14.1% |
| 21 | AMERIHOME MORTGAGE COMPANY, LLC | 2 | 0.6% | — |
| 22 | AMERICAN FINANCIAL NETWORK, INC. | 2 | 0.6% | — |
| 23 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 0.3% | 32.9% |
| 24 | Truist Bank 63 out of 100, Moderate | 1 | 0.3% | 40.8% |
| 25 | Loandepot.Com, LLC | 1 | 0.3% | — |
| 26 | AmeriSave Mortgage Corporation | 1 | 0.3% | — |
| 27 | CROSSCOUNTRY MORTGAGE, INC. | 1 | 0.3% | — |
| 28 | Bank of America, National Association 59 out of 100, Moderate | 1 | 0.3% | 44.7% |
| 29 | REPUBLIC STATE MORTGAGE CO. | 1 | 0.3% | — |
| 30 | Whitaker Bank | 1 | 0.3% | — |
| 31 | AMERICAN FINANCIAL RESOURCES, INC. | 1 | 0.3% | — |
| 32 | TOP FLITE FINANCIAL, INC. | 1 | 0.3% | — |
| 33 | POLARIS HOME FUNDING CORP. | 1 | 0.3% | — |
| 34 | CHURCHILL MORTGAGE CORPORATION | 1 | 0.3% | — |
| 35 | RUOFF MORTGAGE COMPANY, INC. | 1 | 0.3% | — |
| 36 | NATIONSTAR MORTGAGE LLC | 1 | 0.3% | — |
| 37 | L & N Federal Credit Union 72 out of 100, Strong | 1 | 0.3% | 8.7% |
| 38 | NEW DAY FINANCIAL, LLC | 1 | 0.3% | — |
| 39 | LOWER, LLC | 1 | 0.3% | — |
| 40 | VILLAGE CAPITAL & INVESTMENT LLC | 1 | 0.3% | — |
Top 40 of 41 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Kentucky
- Jefferson County 34,355 apps
- Fayette County 12,096 apps
- Kenton County 9,206 apps
- Boone County 7,875 apps
- Hardin County 5,758 apps
- Warren County 5,386 apps
- Bullitt County 4,826 apps
- Campbell County 4,786 apps
- Madison County 4,634 apps
- Daviess County 3,848 apps
- Scott County 3,599 apps
- Oldham County 3,581 apps