Kentucky · HMDA 2025
Mortgage lenders in Marshall County, KY
137 lenders reported 1,220 home-loan applications in Marshall County in 2025. 707 closed as loans ($141.4M), 267 were denied — a 25.8% denial rate on decided applications, above the Kentucky rate of 23.3%. The three most active lenders handled 17% of applications, led by Regions Bank. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,220
- Loans originated
- 707
- Purchase / refinance
- 397 / 222
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Marshall County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Regions Bank 64 out of 100, Moderate | 72 | 5.9% | 43.1% |
| 2 | Rocket Mortgage, LLC | 72 | 5.9% | — |
| 3 | GERSHMAN INVESTMENT CORP. | 69 | 5.7% | — |
| 4 | VANDERBILT MORTGAGE AND FINANCE, INC. | 66 | 5.4% | — |
| 5 | U.S. Bank National Association 55 out of 100, Moderate | 57 | 4.7% | 39.5% |
| 6 | PENNYMAC LOAN SERVICES, LLC | 55 | 4.5% | — |
| 7 | Mortgage Research Center, LLC | 46 | 3.8% | — |
| 8 | 21st Mortgage Corporation | 44 | 3.6% | — |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 40 | 3.3% | — |
| 10 | Magnolia Bank, Incorporated 49 out of 100, Below average | 40 | 3.3% | 10.3% |
| 11 | First Kentucky Bank 73 out of 100, Strong | 37 | 3.0% | 15.9% |
| 12 | FNB Bank, Inc. | 34 | 2.8% | — |
| 13 | MYCUMORTGAGE, LLC | 26 | 2.1% | — |
| 14 | First Financial Bank, National Association 68 out of 100, Moderate | 23 | 1.9% | 28.8% |
| 15 | FREEDOM MORTGAGE CORPORATION | 23 | 1.9% | — |
| 16 | The Paducah Bank and Trust Company 79 out of 100, Strong | 23 | 1.9% | 7.9% |
| 17 | NEWREZ LLC | 21 | 1.7% | — |
| 18 | AmeriSave Mortgage Corporation | 18 | 1.5% | — |
| 19 | Independence Bank of Kentucky | 16 | 1.3% | — |
| 20 | PLANET HOME LENDING, LLC | 16 | 1.3% | — |
| 21 | AMERIHOME MORTGAGE COMPANY, LLC | 15 | 1.2% | — |
| 22 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 14 | 1.1% | 14.1% |
| 23 | FirstBank 59 out of 100, Moderate | 13 | 1.1% | 42.8% |
| 24 | Broker Solutions, Inc. | 12 | 1.0% | — |
| 25 | Citizens Deposit Bank of Arlington Inc | 12 | 1.0% | — |
| 26 | LAKEVIEW LOAN SERVICING, LLC | 12 | 1.0% | — |
| 27 | Loandepot.Com, LLC | 11 | 0.9% | — |
| 28 | River Valley AgCredit, ACA | 11 | 0.9% | — |
| 29 | Truist Bank 63 out of 100, Moderate | 10 | 0.8% | 40.8% |
| 30 | Coastal Community Bank 35 out of 100, Low | 10 | 0.8% | 3.0% |
| 31 | Navy Federal Credit Union 66 out of 100, Moderate | 9 | 0.7% | 32.9% |
| 32 | MUTUAL OF OMAHA MORTGAGE, INC. | 9 | 0.7% | — |
| 33 | NEW DAY FINANCIAL, LLC | 9 | 0.7% | — |
| 34 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 9 | 0.7% | 74.7% |
| 35 | STOCKTON MORTGAGE CORPORATION | 9 | 0.7% | — |
| 36 | Citizens Bank, National Association 54 out of 100, Below average | 8 | 0.7% | 32.5% |
| 37 | TAMMAC HOLDINGS CORPORATION | 8 | 0.7% | — |
| 38 | VILLAGE CAPITAL & INVESTMENT LLC | 8 | 0.7% | — |
| 39 | UNION HOME MORTGAGE CORP. | 7 | 0.6% | — |
| 40 | EVERETT FINANCIAL, INC. | 7 | 0.6% | — |
Top 40 of 137 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Kentucky
- Jefferson County 34,355 apps
- Fayette County 12,096 apps
- Kenton County 9,206 apps
- Boone County 7,875 apps
- Hardin County 5,758 apps
- Warren County 5,386 apps
- Bullitt County 4,826 apps
- Campbell County 4,786 apps
- Madison County 4,634 apps
- Daviess County 3,848 apps
- Scott County 3,599 apps
- Oldham County 3,581 apps