Kentucky · HMDA 2025
Mortgage lenders in Pike County, KY
106 lenders reported 1,507 home-loan applications in Pike County in 2025. 546 closed as loans ($90.0M), 524 were denied — a 46.4% denial rate on decided applications, above the Kentucky rate of 23.3%. The three most active lenders handled 47% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,507
- Loans originated
- 546
- Purchase / refinance
- 319 / 133
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Pike County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 345 | 22.9% | — |
| 2 | Community Trust Bank, Inc. 80 out of 100, Strong | 275 | 18.2% | 13.9% |
| 3 | U.S. Bank National Association 55 out of 100, Moderate | 94 | 6.2% | 39.5% |
| 4 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 88 | 5.8% | 74.7% |
| 5 | Rocket Mortgage, LLC | 75 | 5.0% | — |
| 6 | TRIAD FINANCIAL SERVICES, INC. | 69 | 4.6% | — |
| 7 | 21st Mortgage Corporation | 54 | 3.6% | — |
| 8 | STOCKTON MORTGAGE CORPORATION | 50 | 3.3% | — |
| 9 | Truist Bank 63 out of 100, Moderate | 29 | 1.9% | 40.8% |
| 10 | Mortgage Research Center, LLC | 27 | 1.8% | — |
| 11 | UNITED SHORE FINANCIAL SERVICES, LLC | 24 | 1.6% | — |
| 12 | PENNYMAC LOAN SERVICES, LLC | 23 | 1.5% | — |
| 13 | PLANET HOME LENDING, LLC | 23 | 1.5% | — |
| 14 | GoPrime Mortgage, Inc. | 23 | 1.5% | — |
| 15 | AmeriSave Mortgage Corporation | 21 | 1.4% | — |
| 16 | Broker Solutions, Inc. | 18 | 1.2% | — |
| 17 | SOUTHWEST STAGE FUNDING, LLC | 17 | 1.1% | — |
| 18 | Peoples Bank 67 out of 100, Moderate | 14 | 0.9% | 24.1% |
| 19 | NEWREZ LLC | 11 | 0.7% | — |
| 20 | FIGURE LENDING LLC | 9 | 0.6% | — |
| 21 | FirstBank 59 out of 100, Moderate | 9 | 0.6% | 42.8% |
| 22 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 8 | 0.5% | 14.1% |
| 23 | COMMONWEALTH | 8 | 0.5% | — |
| 24 | LAKEVIEW LOAN SERVICING, LLC | 8 | 0.5% | — |
| 25 | SPRING EQ, LLC | 7 | 0.5% | — |
| 26 | CITIZENS BANK OF KENTUCKY, INC. 79 out of 100, Strong | 7 | 0.5% | 18.3% |
| 27 | Loandepot.Com, LLC | 6 | 0.4% | — |
| 28 | GUARANTEED RATE, INC. | 6 | 0.4% | — |
| 29 | CROSSCOUNTRY MORTGAGE, INC. | 6 | 0.4% | — |
| 30 | GUILD MORTGAGE COMPANY | 5 | 0.3% | — |
| 31 | T2 FINANCIAL LLC | 5 | 0.3% | — |
| 32 | FREEDOM MORTGAGE CORPORATION | 5 | 0.3% | — |
| 33 | USAA Federal Savings Bank 64 out of 100, Moderate | 5 | 0.3% | 37.2% |
| 34 | Discover Bank | 4 | 0.3% | — |
| 35 | Bank of America, National Association 59 out of 100, Moderate | 4 | 0.3% | 44.7% |
| 36 | TOP FLITE FINANCIAL, INC. | 4 | 0.3% | — |
| 37 | Fifth Third Bank, National Association 62 out of 100, Moderate | 4 | 0.3% | 34.0% |
| 38 | SOUTH CENTRAL BANK, INC. 72 out of 100, Strong | 4 | 0.3% | 7.5% |
| 39 | MOVEMENT MORTGAGE, LLC | 3 | 0.2% | — |
| 40 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 0.2% | — |
Top 40 of 106 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Kentucky
- Jefferson County 34,355 apps
- Fayette County 12,096 apps
- Kenton County 9,206 apps
- Boone County 7,875 apps
- Hardin County 5,758 apps
- Warren County 5,386 apps
- Bullitt County 4,826 apps
- Campbell County 4,786 apps
- Madison County 4,634 apps
- Daviess County 3,848 apps
- Scott County 3,599 apps
- Oldham County 3,581 apps