Kentucky · HMDA 2025
Mortgage lenders in Todd County, KY
91 lenders reported 418 home-loan applications in Todd County in 2025. 196 closed as loans ($39.5M), 66 were denied — a 24.0% denial rate on decided applications, close to the Kentucky rate of 23.3%. The three most active lenders handled 18% of applications, led by STOCKTON MORTGAGE CORPORATION. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 418
- Loans originated
- 196
- Purchase / refinance
- 105 / 67
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Todd County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | STOCKTON MORTGAGE CORPORATION | 28 | 6.7% | — |
| 2 | United Southern Bank | 25 | 6.0% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 21 | 5.0% | — |
| 4 | Mortgage Research Center, LLC | 18 | 4.3% | — |
| 5 | VANDERBILT MORTGAGE AND FINANCE, INC. | 17 | 4.1% | — |
| 6 | AMERITRUST MORTGAGE CORPORATION | 17 | 4.1% | — |
| 7 | 21st Mortgage Corporation | 16 | 3.8% | — |
| 8 | Rocket Mortgage, LLC | 14 | 3.3% | — |
| 9 | U.S. Bank National Association 55 out of 100, Moderate | 12 | 2.9% | 39.5% |
| 10 | Fortera Federal Credit Union 78 out of 100, Strong | 12 | 2.9% | 27.6% |
| 11 | FREEDOM MORTGAGE CORPORATION | 12 | 2.9% | — |
| 12 | Broker Solutions, Inc. | 9 | 2.2% | — |
| 13 | Navy Federal Credit Union 66 out of 100, Moderate | 8 | 1.9% | 32.9% |
| 14 | GUARANTEED RATE, INC. | 8 | 1.9% | — |
| 15 | UNITED SHORE FINANCIAL SERVICES, LLC | 7 | 1.7% | — |
| 16 | AmeriSave Mortgage Corporation | 7 | 1.7% | — |
| 17 | Farm Credit Mid-America | 7 | 1.7% | — |
| 18 | LAKEVIEW LOAN SERVICING, LLC | 7 | 1.7% | — |
| 19 | FIRST COMMUNITY MORTGAGE, INC. | 7 | 1.7% | — |
| 20 | Liberty | 6 | 1.4% | — |
| 21 | SOUTH CENTRAL BANK, INC. 72 out of 100, Strong | 6 | 1.4% | 7.5% |
| 22 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 5 | 1.2% | 14.1% |
| 23 | Loandepot.Com, LLC | 5 | 1.2% | — |
| 24 | First Financial Bank, National Association 68 out of 100, Moderate | 5 | 1.2% | 28.8% |
| 25 | FirstBank 59 out of 100, Moderate | 5 | 1.2% | 42.8% |
| 26 | NEW DAY FINANCIAL, LLC | 5 | 1.2% | — |
| 27 | USAA Federal Savings Bank 64 out of 100, Moderate | 5 | 1.2% | 37.2% |
| 28 | Citizens Bank, National Association 54 out of 100, Below average | 4 | 1.0% | 32.5% |
| 29 | CROSSCOUNTRY MORTGAGE, INC. | 4 | 1.0% | — |
| 30 | AMERIHOME MORTGAGE COMPANY, LLC | 4 | 1.0% | — |
| 31 | PLANET HOME LENDING, LLC | 4 | 1.0% | — |
| 32 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 4 | 1.0% | 74.7% |
| 33 | VILLAGE CAPITAL & INVESTMENT LLC | 4 | 1.0% | — |
| 34 | BETTER MORTGAGE CORPORATION | 4 | 1.0% | — |
| 35 | F&M Bank | 4 | 1.0% | — |
| 36 | CMG MORTGAGE, INC. | 3 | 0.7% | — |
| 37 | Truist Bank 63 out of 100, Moderate | 3 | 0.7% | 40.8% |
| 38 | Discover Bank | 3 | 0.7% | — |
| 39 | First Southern National Bank | 3 | 0.7% | — |
| 40 | SOUTHWEST STAGE FUNDING, LLC | 3 | 0.7% | — |
Top 40 of 91 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Kentucky
- Jefferson County 34,355 apps
- Fayette County 12,096 apps
- Kenton County 9,206 apps
- Boone County 7,875 apps
- Hardin County 5,758 apps
- Warren County 5,386 apps
- Bullitt County 4,826 apps
- Campbell County 4,786 apps
- Madison County 4,634 apps
- Daviess County 3,848 apps
- Scott County 3,599 apps
- Oldham County 3,581 apps