Kentucky · HMDA 2025
Mortgage lenders in Trigg County, KY
129 lenders reported 709 home-loan applications in Trigg County in 2025. 348 closed as loans ($70.5M), 135 were denied — a 26.4% denial rate on decided applications, above the Kentucky rate of 23.3%. The three most active lenders handled 20% of applications, led by FNB Bank, Inc.. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 709
- Loans originated
- 348
- Purchase / refinance
- 193 / 99
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Trigg County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | FNB Bank, Inc. | 56 | 7.9% | — |
| 2 | Mortgage Research Center, LLC | 44 | 6.2% | — |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 39 | 5.5% | — |
| 4 | Rocket Mortgage, LLC | 38 | 5.4% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 30 | 4.2% | — |
| 6 | Fortera Federal Credit Union 78 out of 100, Strong | 25 | 3.5% | 27.6% |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 23 | 3.2% | — |
| 8 | FREEDOM MORTGAGE CORPORATION | 21 | 3.0% | — |
| 9 | NEWREZ LLC | 18 | 2.5% | — |
| 10 | Broker Solutions, Inc. | 17 | 2.4% | — |
| 11 | AmeriSave Mortgage Corporation | 17 | 2.4% | — |
| 12 | First Financial Bank, National Association 68 out of 100, Moderate | 16 | 2.3% | 28.8% |
| 13 | U.S. Bank National Association 55 out of 100, Moderate | 14 | 2.0% | 39.5% |
| 14 | Navy Federal Credit Union 66 out of 100, Moderate | 13 | 1.8% | 32.9% |
| 15 | Magnolia Bank, Incorporated 49 out of 100, Below average | 13 | 1.8% | 10.3% |
| 16 | Farm Credit Mid-America | 12 | 1.7% | — |
| 17 | STOCKTON MORTGAGE CORPORATION | 12 | 1.7% | — |
| 18 | Planters Bank, Inc. 77 out of 100, Strong | 11 | 1.6% | 0.9% |
| 19 | AMERIHOME MORTGAGE COMPANY, LLC | 10 | 1.4% | — |
| 20 | GERSHMAN INVESTMENT CORP. | 10 | 1.4% | — |
| 21 | NEW DAY FINANCIAL, LLC | 10 | 1.4% | — |
| 22 | 21st Mortgage Corporation | 9 | 1.3% | — |
| 23 | Truist Bank 63 out of 100, Moderate | 8 | 1.1% | 40.8% |
| 24 | Loandepot.Com, LLC | 8 | 1.1% | — |
| 25 | PLANET HOME LENDING, LLC | 8 | 1.1% | — |
| 26 | VILLAGE CAPITAL & INVESTMENT LLC | 8 | 1.1% | — |
| 27 | CROSSCOUNTRY MORTGAGE, INC. | 7 | 1.0% | — |
| 28 | LAKEVIEW LOAN SERVICING, LLC | 7 | 1.0% | — |
| 29 | United Southern Bank | 7 | 1.0% | — |
| 30 | Fifth Third Bank, National Association 62 out of 100, Moderate | 7 | 1.0% | 34.0% |
| 31 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 6 | 0.8% | 14.1% |
| 32 | Citizens Bank, National Association 54 out of 100, Below average | 6 | 0.8% | 32.5% |
| 33 | NATIONSTAR MORTGAGE LLC | 6 | 0.8% | — |
| 34 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 6 | 0.8% | 74.7% |
| 35 | USAA Federal Savings Bank 64 out of 100, Moderate | 5 | 0.7% | 37.2% |
| 36 | First Southern National Bank | 4 | 0.6% | — |
| 37 | Independence Bank of Kentucky | 4 | 0.6% | — |
| 38 | Renasant Bank 64 out of 100, Moderate | 4 | 0.6% | 11.6% |
| 39 | GMFS LLC | 4 | 0.6% | — |
| 40 | KIND LENDING, LLC | 4 | 0.6% | — |
Top 40 of 129 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Kentucky
- Jefferson County 34,355 apps
- Fayette County 12,096 apps
- Kenton County 9,206 apps
- Boone County 7,875 apps
- Hardin County 5,758 apps
- Warren County 5,386 apps
- Bullitt County 4,826 apps
- Campbell County 4,786 apps
- Madison County 4,634 apps
- Daviess County 3,848 apps
- Scott County 3,599 apps
- Oldham County 3,581 apps