Maryland · HMDA 2025
Mortgage lenders in Dorchester County, MD
211 lenders reported 1,747 home-loan applications in Dorchester County in 2025. 779 closed as loans ($194.0M), 304 were denied — a 27.0% denial rate on decided applications, above the Maryland rate of 23.9%. The three most active lenders handled 16% of applications, led by PENNYMAC LOAN SERVICES, LLC. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,747
- Loans originated
- 779
- Purchase / refinance
- 413 / 257
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Dorchester County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | PENNYMAC LOAN SERVICES, LLC | 114 | 6.5% | — |
| 2 | Rocket Mortgage, LLC | 99 | 5.7% | — |
| 3 | LENNAR MORTGAGE, LLC | 62 | 3.5% | — |
| 4 | STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED | 61 | 3.5% | — |
| 5 | Truist Bank 63 out of 100, Moderate | 56 | 3.2% | 40.8% |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 54 | 3.1% | — |
| 7 | NEWREZ LLC | 49 | 2.8% | — |
| 8 | FREEDOM MORTGAGE CORPORATION | 48 | 2.7% | — |
| 9 | NFM, INC. | 48 | 2.7% | — |
| 10 | FIRST HOME MORTGAGE CORPORATION | 46 | 2.6% | — |
| 11 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 42 | 2.4% | 32.9% |
| 12 | VANDERBILT MORTGAGE AND FINANCE, INC. | 38 | 2.2% | — |
| 13 | Navy Federal Credit Union 66 out of 100, Moderate | 37 | 2.1% | 32.9% |
| 14 | Shore United Bank, N.A. 61 out of 100, Moderate | 35 | 2.0% | 16.7% |
| 15 | U.S. Bank National Association 55 out of 100, Moderate | 34 | 1.9% | 39.5% |
| 16 | Bank of America, National Association 59 out of 100, Moderate | 31 | 1.8% | 44.7% |
| 17 | CROSSCOUNTRY MORTGAGE, INC. | 24 | 1.4% | — |
| 18 | NATIONSTAR MORTGAGE LLC | 24 | 1.4% | — |
| 19 | AmeriSave Mortgage Corporation | 23 | 1.3% | — |
| 20 | PNC Bank, National Association 62 out of 100, Moderate | 22 | 1.3% | 33.8% |
| 21 | BAY CAPITAL MORTGAGE CORPORATION | 21 | 1.2% | — |
| 22 | CMG MORTGAGE, INC. | 20 | 1.1% | — |
| 23 | GUARANTEED RATE, INC. | 20 | 1.1% | — |
| 24 | Mortgage Research Center, LLC | 20 | 1.1% | — |
| 25 | VILLAGE CAPITAL & INVESTMENT LLC | 20 | 1.1% | — |
| 26 | MOVEMENT MORTGAGE, LLC | 19 | 1.1% | — |
| 27 | FIGURE LENDING LLC | 18 | 1.0% | — |
| 28 | Hebron Savings Bank 88 out of 100, Very strong | 17 | 1.0% | 14.8% |
| 29 | SPRING EQ, LLC | 16 | 0.9% | — |
| 30 | EMM LOANS LLC | 16 | 0.9% | — |
| 31 | The Queenstown Bank of Maryland 77 out of 100, Strong | 16 | 0.9% | 4.6% |
| 32 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 15 | 0.9% | 14.1% |
| 33 | DIRECT MORTGAGE LOANS, LLC | 15 | 0.9% | — |
| 34 | LAKEVIEW LOAN SERVICING, LLC | 15 | 0.9% | — |
| 35 | Loandepot.Com, LLC | 14 | 0.8% | — |
| 36 | Broker Solutions, Inc. | 14 | 0.8% | — |
| 37 | 21st Mortgage Corporation | 13 | 0.7% | — |
| 38 | TIDEWATER MORTGAGE SERVICES, INC. | 13 | 0.7% | — |
| 39 | NEW DAY FINANCIAL, LLC | 13 | 0.7% | — |
| 40 | Prosperity Home Mortgage, LLC | 12 | 0.7% | — |
Top 40 of 211 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Maryland
- Prince George's County 41,377 apps
- Montgomery County 33,556 apps
- Baltimore County 31,792 apps
- Anne Arundel County 28,253 apps
- Baltimore city 23,488 apps
- Frederick County 14,430 apps
- Howard County 13,008 apps
- Harford County 11,963 apps
- Charles County 11,225 apps
- Carroll County 7,577 apps
- Washington County 6,579 apps
- St. Mary's County 5,416 apps