Maryland · HMDA 2025
Mortgage lenders in Charles County, MD
341 lenders reported 11,225 home-loan applications in Charles County in 2025. 5,144 closed as loans ($1.9B), 1,781 were denied — a 24.5% denial rate on decided applications, close to the Maryland rate of 23.9%. The three most active lenders handled 19% of applications, led by Navy Federal Credit Union. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 11,225
- Loans originated
- 5,144
- Purchase / refinance
- 2,626 / 1,715
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Charles County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Navy Federal Credit Union 66 out of 100, Moderate | 893 | 8.0% | 32.9% |
| 2 | PENNYMAC LOAN SERVICES, LLC | 716 | 6.4% | — |
| 3 | FREEDOM MORTGAGE CORPORATION | 560 | 5.0% | — |
| 4 | Rocket Mortgage, LLC | 556 | 5.0% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 459 | 4.1% | — |
| 6 | NEWREZ LLC | 449 | 4.0% | — |
| 7 | LENNAR MORTGAGE, LLC | 376 | 3.3% | — |
| 8 | U.S. Bank National Association 55 out of 100, Moderate | 353 | 3.1% | 39.5% |
| 9 | Mortgage Research Center, LLC | 309 | 2.8% | — |
| 10 | DHI MORTGAGE COMPANY, LTD. | 272 | 2.4% | — |
| 11 | Truist Bank 63 out of 100, Moderate | 223 | 2.0% | 40.8% |
| 12 | PNC Bank, National Association 62 out of 100, Moderate | 207 | 1.8% | 33.8% |
| 13 | Fairway Independent Mortgage Corporation | 174 | 1.6% | — |
| 14 | FIRST HOME MORTGAGE CORPORATION | 174 | 1.6% | — |
| 15 | SPRING EQ, LLC | 169 | 1.5% | — |
| 16 | NATIONSTAR MORTGAGE LLC | 154 | 1.4% | — |
| 17 | VILLAGE CAPITAL & INVESTMENT LLC | 141 | 1.3% | — |
| 18 | Bank of America, National Association 59 out of 100, Moderate | 132 | 1.2% | 44.7% |
| 19 | Loandepot.Com, LLC | 127 | 1.1% | — |
| 20 | WesBanco Bank, Inc. 66 out of 100, Moderate | 123 | 1.1% | 20.1% |
| 21 | CROSSCOUNTRY MORTGAGE, INC. | 122 | 1.1% | — |
| 22 | PLANET HOME LENDING, LLC | 112 | 1.0% | — |
| 23 | Towne Bank 74 out of 100, Strong | 112 | 1.0% | 6.6% |
| 24 | CARRINGTON MORTGAGE SERVICES, LLC | 109 | 1.0% | — |
| 25 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 105 | 0.9% | 14.1% |
| 26 | Broker Solutions, Inc. | 103 | 0.9% | — |
| 27 | EDUCATIONAL SYSTEMS | 99 | 0.9% | — |
| 28 | NFM, INC. | 98 | 0.9% | — |
| 29 | Coastal Community Bank 35 out of 100, Low | 92 | 0.8% | 3.0% |
| 30 | First Heritage Mortgage, LLC | 88 | 0.8% | — |
| 31 | PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate | 88 | 0.8% | 45.9% |
| 32 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 85 | 0.8% | 32.9% |
| 33 | NVR Mortgage Finance, Inc. | 83 | 0.7% | — |
| 34 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 80 | 0.7% | — |
| 35 | LAKEVIEW LOAN SERVICING, LLC | 75 | 0.7% | — |
| 36 | JET HOMELOANS, LP | 75 | 0.7% | — |
| 37 | FIGURE LENDING LLC | 74 | 0.7% | — |
| 38 | AmeriSave Mortgage Corporation | 73 | 0.7% | — |
| 39 | CMG MORTGAGE, INC. | 64 | 0.6% | — |
| 40 | Shore United Bank, N.A. 61 out of 100, Moderate | 64 | 0.6% | 16.7% |
Top 40 of 341 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Maryland
- Prince George's County 41,377 apps
- Montgomery County 33,556 apps
- Baltimore County 31,792 apps
- Anne Arundel County 28,253 apps
- Baltimore city 23,488 apps
- Frederick County 14,430 apps
- Howard County 13,008 apps
- Harford County 11,963 apps
- Carroll County 7,577 apps
- Washington County 6,579 apps
- St. Mary's County 5,416 apps
- Calvert County 5,080 apps