Maryland · HMDA 2025
Mortgage lenders in Baltimore County, MD
492 lenders reported 31,792 home-loan applications in Baltimore County in 2025. 15,457 closed as loans ($5.0B), 5,371 were denied — a 24.7% denial rate on decided applications, close to the Maryland rate of 23.9%. The three most active lenders handled 13% of applications, led by Rocket Mortgage, LLC. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 31,792
- Loans originated
- 15,457
- Purchase / refinance
- 7,930 / 4,984
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Baltimore County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 1,636 | 5.1% | — |
| 2 | PENNYMAC LOAN SERVICES, LLC | 1,461 | 4.6% | — |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 1,177 | 3.7% | — |
| 4 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 1,128 | 3.5% | 32.9% |
| 5 | STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED | 1,111 | 3.5% | — |
| 6 | Bank of America, National Association 59 out of 100, Moderate | 1,016 | 3.2% | 44.7% |
| 7 | NEWREZ LLC | 1,007 | 3.2% | — |
| 8 | Truist Bank 63 out of 100, Moderate | 851 | 2.7% | 40.8% |
| 9 | Navy Federal Credit Union 66 out of 100, Moderate | 781 | 2.5% | 32.9% |
| 10 | FREEDOM MORTGAGE CORPORATION | 779 | 2.5% | — |
| 11 | U.S. Bank National Association 55 out of 100, Moderate | 690 | 2.2% | 39.5% |
| 12 | First National Bank of Pennsylvania 64 out of 100, Moderate | 687 | 2.2% | 26.6% |
| 13 | PNC Bank, National Association 62 out of 100, Moderate | 660 | 2.1% | 33.8% |
| 14 | FIRST HOME MORTGAGE CORPORATION | 554 | 1.7% | — |
| 15 | PRIMARY RESIDENTIAL MORTGAGE, INC. | 533 | 1.7% | — |
| 16 | NATIONSTAR MORTGAGE LLC | 509 | 1.6% | — |
| 17 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 505 | 1.6% | 14.1% |
| 18 | NFM, INC. | 477 | 1.5% | — |
| 19 | SPRING EQ, LLC | 407 | 1.3% | — |
| 20 | FIRST FINANCIAL OF MARYLAND FEDERAL CREDIT UNION 79 out of 100, Strong | 356 | 1.1% | 13.0% |
| 21 | ABERDEEN PROVING GROUND FEDERAL CREDIT UNION 64 out of 100, Moderate | 353 | 1.1% | 25.1% |
| 22 | DIRECT MORTGAGE LOANS, LLC | 347 | 1.1% | — |
| 23 | CMG MORTGAGE, INC. | 334 | 1.1% | — |
| 24 | FIGURE LENDING LLC | 324 | 1.0% | — |
| 25 | CROSSCOUNTRY MORTGAGE, INC. | 319 | 1.0% | — |
| 26 | Coastal Community Bank 35 out of 100, Low | 313 | 1.0% | 3.0% |
| 27 | Broker Solutions, Inc. | 303 | 1.0% | — |
| 28 | LENNAR MORTGAGE, LLC | 283 | 0.9% | — |
| 29 | Loandepot.Com, LLC | 273 | 0.9% | — |
| 30 | TOWER Federal Credit Union 83 out of 100, Strong | 266 | 0.8% | 30.4% |
| 31 | Mortgage Research Center, LLC | 261 | 0.8% | — |
| 32 | AMERIHOME MORTGAGE COMPANY, LLC | 246 | 0.8% | — |
| 33 | AmeriSave Mortgage Corporation | 244 | 0.8% | — |
| 34 | GUARANTEED RATE, INC. | 227 | 0.7% | — |
| 35 | MERIDIAN BANK 34 out of 100, Low | 220 | 0.7% | 4.1% |
| 36 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 218 | 0.7% | 22.2% |
| 37 | Shore United Bank, N.A. 61 out of 100, Moderate | 213 | 0.7% | 16.7% |
| 38 | CARRINGTON MORTGAGE SERVICES, LLC | 209 | 0.7% | — |
| 39 | OCMBC, INC. | 197 | 0.6% | — |
| 40 | Towne Bank 74 out of 100, Strong | 188 | 0.6% | 6.6% |
Top 40 of 492 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Maryland
- Prince George's County 41,377 apps
- Montgomery County 33,556 apps
- Anne Arundel County 28,253 apps
- Baltimore city 23,488 apps
- Frederick County 14,430 apps
- Howard County 13,008 apps
- Harford County 11,963 apps
- Charles County 11,225 apps
- Carroll County 7,577 apps
- Washington County 6,579 apps
- St. Mary's County 5,416 apps
- Calvert County 5,080 apps