Maryland · HMDA 2025
Mortgage lenders in Washington County, MD
333 lenders reported 6,579 home-loan applications in Washington County in 2025. 3,278 closed as loans ($800.2M), 1,067 were denied — a 23.4% denial rate on decided applications, close to the Maryland rate of 23.9%. The three most active lenders handled 16% of applications, led by PENNYMAC LOAN SERVICES, LLC. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 6,579
- Loans originated
- 3,278
- Purchase / refinance
- 1,559 / 1,103
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Washington County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | PENNYMAC LOAN SERVICES, LLC | 395 | 6.0% | — |
| 2 | Rocket Mortgage, LLC | 379 | 5.8% | — |
| 3 | NEWREZ LLC | 260 | 4.0% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 259 | 3.9% | — |
| 5 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 259 | 3.9% | 32.9% |
| 6 | Truist Bank 63 out of 100, Moderate | 239 | 3.6% | 40.8% |
| 7 | PNC Bank, National Association 62 out of 100, Moderate | 203 | 3.1% | 33.8% |
| 8 | FREEDOM MORTGAGE CORPORATION | 177 | 2.7% | — |
| 9 | PATRIOT | 169 | 2.6% | — |
| 10 | Navy Federal Credit Union 66 out of 100, Moderate | 162 | 2.5% | 32.9% |
| 11 | U.S. Bank National Association 55 out of 100, Moderate | 136 | 2.1% | 39.5% |
| 12 | STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED | 121 | 1.8% | — |
| 13 | NATIONSTAR MORTGAGE LLC | 116 | 1.8% | — |
| 14 | Fulton Bank, National Association 65 out of 100, Moderate | 97 | 1.5% | 23.0% |
| 15 | Integrity Home Mortgage Corporation | 91 | 1.4% | — |
| 16 | Mortgage Research Center, LLC | 87 | 1.3% | — |
| 17 | Broker Solutions, Inc. | 83 | 1.3% | — |
| 18 | CROSSCOUNTRY MORTGAGE, INC. | 77 | 1.2% | — |
| 19 | Coastal Community Bank 35 out of 100, Low | 77 | 1.2% | 3.0% |
| 20 | CNB Bank, Inc. 70 out of 100, Strong | 75 | 1.1% | 9.5% |
| 21 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 72 | 1.1% | 14.1% |
| 22 | PLANET HOME LENDING, LLC | 72 | 1.1% | — |
| 23 | FIRST HOME MORTGAGE CORPORATION | 69 | 1.0% | — |
| 24 | Citizens Bank, National Association 54 out of 100, Below average | 64 | 1.0% | 32.5% |
| 25 | Bank of America, National Association 59 out of 100, Moderate | 61 | 0.9% | 44.7% |
| 26 | SPRING EQ, LLC | 59 | 0.9% | — |
| 27 | FIGURE LENDING LLC | 58 | 0.9% | — |
| 28 | GUARANTEED RATE, INC. | 56 | 0.9% | — |
| 29 | Loandepot.Com, LLC | 55 | 0.8% | — |
| 30 | CMG MORTGAGE, INC. | 54 | 0.8% | — |
| 31 | NFM, INC. | 54 | 0.8% | — |
| 32 | VILLAGE CAPITAL & INVESTMENT LLC | 53 | 0.8% | — |
| 33 | AmeriSave Mortgage Corporation | 52 | 0.8% | — |
| 34 | United Bank 74 out of 100, Strong | 48 | 0.7% | 20.3% |
| 35 | PHH Mortgage Corporation | 47 | 0.7% | — |
| 36 | DIRECT MORTGAGE LOANS, LLC | 46 | 0.7% | — |
| 37 | Towne Bank 74 out of 100, Strong | 45 | 0.7% | 6.6% |
| 38 | GUILD MORTGAGE COMPANY | 42 | 0.6% | — |
| 39 | MILLENNIUM FINANCIAL GROUP, INC. | 41 | 0.6% | — |
| 40 | Prosperity Home Mortgage, LLC | 40 | 0.6% | — |
Top 40 of 333 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Maryland
- Prince George's County 41,377 apps
- Montgomery County 33,556 apps
- Baltimore County 31,792 apps
- Anne Arundel County 28,253 apps
- Baltimore city 23,488 apps
- Frederick County 14,430 apps
- Howard County 13,008 apps
- Harford County 11,963 apps
- Charles County 11,225 apps
- Carroll County 7,577 apps
- St. Mary's County 5,416 apps
- Calvert County 5,080 apps