Maryland · HMDA 2025
Mortgage lenders in Harford County, MD
347 lenders reported 11,963 home-loan applications in Harford County in 2025. 6,511 closed as loans ($1.9B), 1,619 were denied — a 19.0% denial rate on decided applications, below the Maryland rate of 23.9%. The three most active lenders handled 20% of applications, led by ABERDEEN PROVING GROUND FEDERAL CREDIT UNION. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 11,963
- Loans originated
- 6,511
- Purchase / refinance
- 3,148 / 2,139
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Harford County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | ABERDEEN PROVING GROUND FEDERAL CREDIT UNION 64 out of 100, Moderate | 1,196 | 10.0% | 25.1% |
| 2 | PENNYMAC LOAN SERVICES, LLC | 643 | 5.4% | — |
| 3 | Rocket Mortgage, LLC | 559 | 4.7% | — |
| 4 | First National Bank of Pennsylvania 64 out of 100, Moderate | 356 | 3.0% | 26.6% |
| 5 | NEWREZ LLC | 346 | 2.9% | — |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 335 | 2.8% | — |
| 7 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 332 | 2.8% | 32.9% |
| 8 | FREEDOM MORTGAGE CORPORATION | 327 | 2.7% | — |
| 9 | Navy Federal Credit Union 66 out of 100, Moderate | 289 | 2.4% | 32.9% |
| 10 | PNC Bank, National Association 62 out of 100, Moderate | 284 | 2.4% | 33.8% |
| 11 | NVR Mortgage Finance, Inc. | 270 | 2.3% | — |
| 12 | PRIMARY RESIDENTIAL MORTGAGE, INC. | 262 | 2.2% | — |
| 13 | Bank of America, National Association 59 out of 100, Moderate | 241 | 2.0% | 44.7% |
| 14 | NATIONSTAR MORTGAGE LLC | 237 | 2.0% | — |
| 15 | FIRST HOME MORTGAGE CORPORATION | 219 | 1.8% | — |
| 16 | Truist Bank 63 out of 100, Moderate | 198 | 1.7% | 40.8% |
| 17 | DHI MORTGAGE COMPANY, LTD. | 188 | 1.6% | — |
| 18 | U.S. Bank National Association 55 out of 100, Moderate | 176 | 1.5% | 39.5% |
| 19 | STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED | 171 | 1.4% | — |
| 20 | CROSSCOUNTRY MORTGAGE, INC. | 163 | 1.4% | — |
| 21 | SPRING EQ, LLC | 162 | 1.4% | — |
| 22 | NFM, INC. | 161 | 1.3% | — |
| 23 | DIRECT MORTGAGE LOANS, LLC | 138 | 1.2% | — |
| 24 | MERIDIAN BANK 34 out of 100, Low | 132 | 1.1% | 4.1% |
| 25 | FIGURE LENDING LLC | 131 | 1.1% | — |
| 26 | Mortgage Research Center, LLC | 118 | 1.0% | — |
| 27 | Coastal Community Bank 35 out of 100, Low | 115 | 1.0% | 3.0% |
| 28 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 107 | 0.9% | 14.1% |
| 29 | Fairway Independent Mortgage Corporation | 98 | 0.8% | — |
| 30 | 21st Mortgage Corporation | 94 | 0.8% | — |
| 31 | GUILD MORTGAGE COMPANY | 89 | 0.7% | — |
| 32 | CMG MORTGAGE, INC. | 86 | 0.7% | — |
| 33 | AMERIHOME MORTGAGE COMPANY, LLC | 82 | 0.7% | — |
| 34 | Towne Bank 74 out of 100, Strong | 81 | 0.7% | 6.6% |
| 35 | VILLAGE CAPITAL & INVESTMENT LLC | 78 | 0.7% | — |
| 36 | Loandepot.Com, LLC | 76 | 0.6% | — |
| 37 | AmeriSave Mortgage Corporation | 76 | 0.6% | — |
| 38 | Broker Solutions, Inc. | 72 | 0.6% | — |
| 39 | PHH Mortgage Corporation | 72 | 0.6% | — |
| 40 | GUARANTEED RATE, INC. | 70 | 0.6% | — |
Top 40 of 347 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Maryland
- Prince George's County 41,377 apps
- Montgomery County 33,556 apps
- Baltimore County 31,792 apps
- Anne Arundel County 28,253 apps
- Baltimore city 23,488 apps
- Frederick County 14,430 apps
- Howard County 13,008 apps
- Charles County 11,225 apps
- Carroll County 7,577 apps
- Washington County 6,579 apps
- St. Mary's County 5,416 apps
- Calvert County 5,080 apps