Maryland · HMDA 2025
Mortgage lenders in Baltimore city, MD
463 lenders reported 23,488 home-loan applications in Baltimore city in 2025. 10,219 closed as loans ($2.6B), 4,473 were denied — a 28.7% denial rate on decided applications, above the Maryland rate of 23.9%. The three most active lenders handled 11% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 23,488
- Loans originated
- 10,219
- Purchase / refinance
- 6,214 / 2,939
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Baltimore city
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 984 | 4.2% | — |
| 2 | Rocket Mortgage, LLC | 897 | 3.8% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 816 | 3.5% | — |
| 4 | U.S. Bank National Association 55 out of 100, Moderate | 755 | 3.2% | 39.5% |
| 5 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 734 | 3.1% | 32.9% |
| 6 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 689 | 2.9% | 14.1% |
| 7 | STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED | 681 | 2.9% | — |
| 8 | NEWREZ LLC | 637 | 2.7% | — |
| 9 | FIRST HOME MORTGAGE CORPORATION | 636 | 2.7% | — |
| 10 | Navy Federal Credit Union 66 out of 100, Moderate | 600 | 2.6% | 32.9% |
| 11 | PNC Bank, National Association 62 out of 100, Moderate | 553 | 2.4% | 33.8% |
| 12 | Bank of America, National Association 59 out of 100, Moderate | 553 | 2.4% | 44.7% |
| 13 | Truist Bank 63 out of 100, Moderate | 512 | 2.2% | 40.8% |
| 14 | PRIMARY RESIDENTIAL MORTGAGE, INC. | 444 | 1.9% | — |
| 15 | NFM, INC. | 402 | 1.7% | — |
| 16 | FREEDOM MORTGAGE CORPORATION | 393 | 1.7% | — |
| 17 | Kiavi Funding, Inc. | 320 | 1.4% | — |
| 18 | CROSSCOUNTRY MORTGAGE, INC. | 318 | 1.4% | — |
| 19 | LENDINGONE, LLC | 318 | 1.4% | — |
| 20 | DOMINION FINANCIAL SERVICES, LLC | 296 | 1.3% | — |
| 21 | Mortgage Research Center, LLC | 292 | 1.2% | — |
| 22 | First National Bank of Pennsylvania 64 out of 100, Moderate | 278 | 1.2% | 26.6% |
| 23 | OCMBC, INC. | 257 | 1.1% | — |
| 24 | NATIONSTAR MORTGAGE LLC | 244 | 1.0% | — |
| 25 | Broker Solutions, Inc. | 235 | 1.0% | — |
| 26 | AMERIHOME MORTGAGE COMPANY, LLC | 230 | 1.0% | — |
| 27 | Fulton Bank, National Association 65 out of 100, Moderate | 227 | 1.0% | 23.0% |
| 28 | BPL MORTGAGE TRUST, LLC | 224 | 1.0% | — |
| 29 | Loan Funder LLC | 222 | 0.9% | — |
| 30 | DIRECT MORTGAGE LOANS, LLC | 213 | 0.9% | — |
| 31 | CMG MORTGAGE, INC. | 209 | 0.9% | — |
| 32 | AmeriSave Mortgage Corporation | 190 | 0.8% | — |
| 33 | MERIDIAN BANK 34 out of 100, Low | 188 | 0.8% | 4.1% |
| 34 | Fairway Independent Mortgage Corporation | 177 | 0.8% | — |
| 35 | SPRING EQ, LLC | 177 | 0.8% | — |
| 36 | Loandepot.Com, LLC | 170 | 0.7% | — |
| 37 | MUNICIPAL EMPLOYEES CREDIT UNION OF BALTIMORE, INCORPORATED | 160 | 0.7% | — |
| 38 | Ameris Bank 67 out of 100, Moderate | 158 | 0.7% | 10.5% |
| 39 | Paramount Residential Mortgage Group, Inc. | 156 | 0.7% | — |
| 40 | CARRINGTON MORTGAGE SERVICES, LLC | 153 | 0.7% | — |
Top 40 of 463 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Maryland
- Prince George's County 41,377 apps
- Montgomery County 33,556 apps
- Baltimore County 31,792 apps
- Anne Arundel County 28,253 apps
- Frederick County 14,430 apps
- Howard County 13,008 apps
- Harford County 11,963 apps
- Charles County 11,225 apps
- Carroll County 7,577 apps
- Washington County 6,579 apps
- St. Mary's County 5,416 apps
- Calvert County 5,080 apps