Maryland · HMDA 2025
Mortgage lenders in Anne Arundel County, MD
487 lenders reported 28,253 home-loan applications in Anne Arundel County in 2025. 14,147 closed as loans ($5.5B), 4,042 were denied — a 21.4% denial rate on decided applications, below the Maryland rate of 23.9%. The three most active lenders handled 16% of applications, led by Navy Federal Credit Union. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 28,253
- Loans originated
- 14,147
- Purchase / refinance
- 6,981 / 4,313
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Anne Arundel County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Navy Federal Credit Union 66 out of 100, Moderate | 1,875 | 6.6% | 32.9% |
| 2 | PENNYMAC LOAN SERVICES, LLC | 1,456 | 5.2% | — |
| 3 | Rocket Mortgage, LLC | 1,322 | 4.7% | — |
| 4 | NEWREZ LLC | 1,105 | 3.9% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 997 | 3.5% | — |
| 6 | Bank of America, National Association 59 out of 100, Moderate | 883 | 3.1% | 44.7% |
| 7 | FREEDOM MORTGAGE CORPORATION | 831 | 2.9% | — |
| 8 | TOWER Federal Credit Union 83 out of 100, Strong | 820 | 2.9% | 30.4% |
| 9 | STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED | 781 | 2.8% | — |
| 10 | Truist Bank 63 out of 100, Moderate | 744 | 2.6% | 40.8% |
| 11 | FIRST HOME MORTGAGE CORPORATION | 669 | 2.4% | — |
| 12 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 524 | 1.9% | 32.9% |
| 13 | Mortgage Research Center, LLC | 496 | 1.8% | — |
| 14 | NATIONSTAR MORTGAGE LLC | 477 | 1.7% | — |
| 15 | NFM, INC. | 457 | 1.6% | — |
| 16 | U.S. Bank National Association 55 out of 100, Moderate | 429 | 1.5% | 39.5% |
| 17 | PNC Bank, National Association 62 out of 100, Moderate | 423 | 1.5% | 33.8% |
| 18 | NVR Mortgage Finance, Inc. | 422 | 1.5% | — |
| 19 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 409 | 1.4% | 14.1% |
| 20 | SPRING EQ, LLC | 376 | 1.3% | — |
| 21 | GUARANTEED RATE, INC. | 320 | 1.1% | — |
| 22 | First National Bank of Pennsylvania 64 out of 100, Moderate | 320 | 1.1% | 26.6% |
| 23 | Towne Bank 74 out of 100, Strong | 317 | 1.1% | 6.6% |
| 24 | Coastal Community Bank 35 out of 100, Low | 278 | 1.0% | 3.0% |
| 25 | CROSSCOUNTRY MORTGAGE, INC. | 270 | 1.0% | — |
| 26 | FIGURE LENDING LLC | 260 | 0.9% | — |
| 27 | Atlantic Union Bank 73 out of 100, Strong | 231 | 0.8% | 23.3% |
| 28 | Loandepot.Com, LLC | 218 | 0.8% | — |
| 29 | Prosperity Home Mortgage, LLC | 214 | 0.8% | — |
| 30 | PHH Mortgage Corporation | 210 | 0.7% | — |
| 31 | AMERIHOME MORTGAGE COMPANY, LLC | 208 | 0.7% | — |
| 32 | CMG MORTGAGE, INC. | 207 | 0.7% | — |
| 33 | 21st Mortgage Corporation | 206 | 0.7% | — |
| 34 | Shore United Bank, N.A. 61 out of 100, Moderate | 197 | 0.7% | 16.7% |
| 35 | Broker Solutions, Inc. | 189 | 0.7% | — |
| 36 | PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate | 178 | 0.6% | 45.9% |
| 37 | AmeriSave Mortgage Corporation | 176 | 0.6% | — |
| 38 | PRIMARY RESIDENTIAL MORTGAGE, INC. | 174 | 0.6% | — |
| 39 | Fairway Independent Mortgage Corporation | 171 | 0.6% | — |
| 40 | SOFI BANK, NATIONAL ASSOCIATION | 170 | 0.6% | — |
Top 40 of 487 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Maryland
- Prince George's County 41,377 apps
- Montgomery County 33,556 apps
- Baltimore County 31,792 apps
- Baltimore city 23,488 apps
- Frederick County 14,430 apps
- Howard County 13,008 apps
- Harford County 11,963 apps
- Charles County 11,225 apps
- Carroll County 7,577 apps
- Washington County 6,579 apps
- St. Mary's County 5,416 apps
- Calvert County 5,080 apps