Maryland · HMDA 2025
Mortgage lenders in Wicomico County, MD
239 lenders reported 4,268 home-loan applications in Wicomico County in 2025. 2,051 closed as loans ($498.7M), 768 were denied — a 25.8% denial rate on decided applications, above the Maryland rate of 23.9%. The three most active lenders handled 18% of applications, led by STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 4,268
- Loans originated
- 2,051
- Purchase / refinance
- 1,088 / 632
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Wicomico County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED | 264 | 6.2% | — |
| 2 | MOVEMENT MORTGAGE, LLC | 254 | 6.0% | — |
| 3 | Rocket Mortgage, LLC | 241 | 5.6% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 210 | 4.9% | — |
| 5 | CMG MORTGAGE, INC. | 159 | 3.7% | — |
| 6 | DHI MORTGAGE COMPANY, LTD. | 136 | 3.2% | — |
| 7 | U.S. Bank National Association 55 out of 100, Moderate | 118 | 2.8% | 39.5% |
| 8 | Truist Bank 63 out of 100, Moderate | 113 | 2.6% | 40.8% |
| 9 | PNC Bank, National Association 62 out of 100, Moderate | 110 | 2.6% | 33.8% |
| 10 | UNITED SHORE FINANCIAL SERVICES, LLC | 104 | 2.4% | — |
| 11 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 103 | 2.4% | 32.9% |
| 12 | NEWREZ LLC | 96 | 2.2% | — |
| 13 | The Farmers Bank of Willards | 87 | 2.0% | — |
| 14 | FREEDOM MORTGAGE CORPORATION | 85 | 2.0% | — |
| 15 | VANDERBILT MORTGAGE AND FINANCE, INC. | 76 | 1.8% | — |
| 16 | Bank of America, National Association 59 out of 100, Moderate | 73 | 1.7% | 44.7% |
| 17 | EMBRACE HOME LOANS, INC. | 69 | 1.6% | — |
| 18 | Navy Federal Credit Union 66 out of 100, Moderate | 67 | 1.6% | 32.9% |
| 19 | FIRST HOME MORTGAGE CORPORATION | 67 | 1.6% | — |
| 20 | Broker Solutions, Inc. | 54 | 1.3% | — |
| 21 | FIGURE LENDING LLC | 51 | 1.2% | — |
| 22 | Mortgage Research Center, LLC | 50 | 1.2% | — |
| 23 | AmeriSave Mortgage Corporation | 47 | 1.1% | — |
| 24 | Loandepot.Com, LLC | 46 | 1.1% | — |
| 25 | SPRING EQ, LLC | 46 | 1.1% | — |
| 26 | NATIONSTAR MORTGAGE LLC | 45 | 1.1% | — |
| 27 | SUCCESS LENDING, LLC | 45 | 1.1% | — |
| 28 | Luminate Bank 47 out of 100, Below average | 42 | 1.0% | 4.3% |
| 29 | First Shore Federal Savings and Loan Association | 41 | 1.0% | — |
| 30 | KIND LENDING, LLC | 41 | 1.0% | — |
| 31 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 35 | 0.8% | 14.1% |
| 32 | BAY CAPITAL MORTGAGE CORPORATION | 34 | 0.8% | — |
| 33 | NFM, INC. | 34 | 0.8% | — |
| 34 | NEW DAY FINANCIAL, LLC | 33 | 0.8% | — |
| 35 | Coastal Community Bank 35 out of 100, Low | 31 | 0.7% | 3.0% |
| 36 | Hebron Savings Bank 88 out of 100, Very strong | 30 | 0.7% | 14.8% |
| 37 | GUARANTEED RATE AFFINITY, LLC | 29 | 0.7% | — |
| 38 | VILLAGE CAPITAL & INVESTMENT LLC | 29 | 0.7% | — |
| 39 | PLANET HOME LENDING, LLC | 26 | 0.6% | — |
| 40 | LAKEVIEW LOAN SERVICING, LLC | 26 | 0.6% | — |
Top 40 of 239 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Maryland
- Prince George's County 41,377 apps
- Montgomery County 33,556 apps
- Baltimore County 31,792 apps
- Anne Arundel County 28,253 apps
- Baltimore city 23,488 apps
- Frederick County 14,430 apps
- Howard County 13,008 apps
- Harford County 11,963 apps
- Charles County 11,225 apps
- Carroll County 7,577 apps
- Washington County 6,579 apps
- St. Mary's County 5,416 apps