Minnesota · HMDA 2025
Mortgage lenders in Brown County, MN
108 lenders reported 655 home-loan applications in Brown County in 2025. 435 closed as loans ($82.9M), 66 were denied — a 12.7% denial rate on decided applications, below the Minnesota rate of 16.2%. The three most active lenders handled 35% of applications, led by SOUTHPOINT FINANCIAL. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 655
- Loans originated
- 435
- Purchase / refinance
- 249 / 117
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Brown County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | SOUTHPOINT FINANCIAL | 132 | 20.2% | — |
| 2 | Citizens Bank Minnesota 70 out of 100, Strong | 51 | 7.8% | 5.1% |
| 3 | Frandsen Bank & Trust 71 out of 100, Strong | 46 | 7.0% | 7.9% |
| 4 | Alliance Bank 70 out of 100, Strong | 32 | 4.9% | 13.3% |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 29 | 4.4% | — |
| 6 | Bank Midwest 69 out of 100, Moderate | 26 | 4.0% | 5.3% |
| 7 | Rocket Mortgage, LLC | 24 | 3.7% | — |
| 8 | PENNYMAC LOAN SERVICES, LLC | 22 | 3.4% | — |
| 9 | COMPEER FINANCIAL, FLCA | 14 | 2.1% | — |
| 10 | U.S. Bank National Association 55 out of 100, Moderate | 13 | 2.0% | 39.5% |
| 11 | Loandepot.Com, LLC | 11 | 1.7% | — |
| 12 | Mortgage Research Center, LLC | 11 | 1.7% | — |
| 13 | Luminate Bank 47 out of 100, Below average | 10 | 1.5% | 4.3% |
| 14 | AMERIHOME MORTGAGE COMPANY, LLC | 9 | 1.4% | — |
| 15 | Broker Solutions, Inc. | 8 | 1.2% | — |
| 16 | CROSSCOUNTRY MORTGAGE, INC. | 8 | 1.2% | — |
| 17 | AFFINITY PLUS | 8 | 1.2% | — |
| 18 | 21st Mortgage Corporation | 7 | 1.1% | — |
| 19 | Old National Bank 59 out of 100, Moderate | 7 | 1.1% | 22.1% |
| 20 | FREEDOM MORTGAGE CORPORATION | 7 | 1.1% | — |
| 21 | Discover Bank | 5 | 0.8% | — |
| 22 | HomeTown Bank 64 out of 100, Moderate | 5 | 0.8% | 4.2% |
| 23 | Tradition Mortgage, LLC | 5 | 0.8% | — |
| 24 | IOWA BANKERS MORTGAGE CORPORATION | 5 | 0.8% | — |
| 25 | Plains Commerce Bank 59 out of 100, Moderate | 5 | 0.8% | 10.0% |
| 26 | NEW DAY FINANCIAL, LLC | 5 | 0.8% | — |
| 27 | NEWREZ LLC | 4 | 0.6% | — |
| 28 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 4 | 0.6% | 22.2% |
| 29 | AmeriSave Mortgage Corporation | 4 | 0.6% | — |
| 30 | TRIAD FINANCIAL SERVICES, INC. | 4 | 0.6% | — |
| 31 | FIGURE LENDING LLC | 4 | 0.6% | — |
| 32 | NATIONSTAR MORTGAGE LLC | 4 | 0.6% | — |
| 33 | MUTUAL OF OMAHA MORTGAGE, INC. | 4 | 0.6% | — |
| 34 | The Huntington National Bank 59 out of 100, Moderate | 3 | 0.5% | 31.6% |
| 35 | Fairway Independent Mortgage Corporation | 3 | 0.5% | — |
| 36 | SPRING EQ, LLC | 3 | 0.5% | — |
| 37 | Think Mutual Bank 86 out of 100, Very strong | 3 | 0.5% | 12.2% |
| 38 | Minnesota Valley Federal Credit Union 77 out of 100, Strong | 3 | 0.5% | 5.2% |
| 39 | Summit Mortgage Corporation | 3 | 0.5% | — |
| 40 | SOFI BANK, NATIONAL ASSOCIATION | 3 | 0.5% | — |
Top 40 of 108 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Minnesota
- Hennepin County 43,986 apps
- Dakota County 17,858 apps
- Ramsey County 16,065 apps
- Anoka County 15,259 apps
- Washington County 12,517 apps
- Wright County 7,712 apps
- St. Louis County 6,914 apps
- Scott County 6,536 apps
- Olmsted County 5,774 apps
- Stearns County 5,097 apps
- Carver County 5,082 apps
- Sherburne County 4,765 apps