Minnesota · HMDA 2025
Mortgage lenders in Jackson County, MN
67 lenders reported 264 home-loan applications in Jackson County in 2025. 134 closed as loans ($19.4M), 42 were denied — a 22.7% denial rate on decided applications, above the Minnesota rate of 16.2%. The three most active lenders handled 23% of applications, led by Bank Midwest. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 264
- Loans originated
- 134
- Purchase / refinance
- 78 / 40
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Jackson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Bank Midwest 69 out of 100, Moderate | 22 | 8.3% | 5.3% |
| 2 | Rocket Mortgage, LLC | 20 | 7.6% | — |
| 3 | BMO Bank National Association 83 out of 100, Strong | 20 | 7.6% | 40.5% |
| 4 | PENNYMAC LOAN SERVICES, LLC | 17 | 6.4% | — |
| 5 | Flanagan State Bank 67 out of 100, Moderate | 14 | 5.3% | 14.2% |
| 6 | COMPEER FINANCIAL, FLCA | 14 | 5.3% | — |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 12 | 4.5% | — |
| 8 | U.S. Bank National Association 55 out of 100, Moderate | 12 | 4.5% | 39.5% |
| 9 | NEWREZ LLC | 8 | 3.0% | — |
| 10 | Northwest Bank 70 out of 100, Strong | 7 | 2.7% | 6.0% |
| 11 | Coastal Community Bank 35 out of 100, Low | 7 | 2.7% | 3.0% |
| 12 | Mortgage Research Center, LLC | 5 | 1.9% | — |
| 13 | Plains Commerce Bank 59 out of 100, Moderate | 5 | 1.9% | 10.0% |
| 14 | Servion, Inc. | 4 | 1.5% | — |
| 15 | NATIONSTAR MORTGAGE LLC | 4 | 1.5% | — |
| 16 | NEW DAY FINANCIAL, LLC | 4 | 1.5% | — |
| 17 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 3 | 1.1% | 14.1% |
| 18 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 3 | 1.1% | 22.2% |
| 19 | Broker Solutions, Inc. | 3 | 1.1% | — |
| 20 | AmeriSave Mortgage Corporation | 3 | 1.1% | — |
| 21 | CROSSCOUNTRY MORTGAGE, INC. | 3 | 1.1% | — |
| 22 | First National Bank 84 out of 100, Strong | 3 | 1.1% | 8.4% |
| 23 | First National Bank 77 out of 100, Strong | 3 | 1.1% | 13.6% |
| 24 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 3 | 1.1% | — |
| 25 | First International Bank & Trust 52 out of 100, Below average | 3 | 1.1% | 5.8% |
| 26 | ZILLOW HOME LOANS, LLC | 3 | 1.1% | — |
| 27 | CARRINGTON MORTGAGE SERVICES, LLC | 3 | 1.1% | — |
| 28 | The Huntington National Bank 59 out of 100, Moderate | 2 | 0.8% | 31.6% |
| 29 | RELIANT HOME FUNDING, INC | 2 | 0.8% | — |
| 30 | FIGURE LENDING LLC | 2 | 0.8% | — |
| 31 | PREMIER LENDING, INC. | 2 | 0.8% | — |
| 32 | PLANET HOME LENDING, LLC | 2 | 0.8% | — |
| 33 | MARINE CREDIT UNION 53 out of 100, Below average | 2 | 0.8% | 44.9% |
| 34 | American State Bank 66 out of 100, Moderate | 2 | 0.8% | 4.7% |
| 35 | IOWA BANKERS MORTGAGE CORPORATION | 2 | 0.8% | — |
| 36 | FREEDOM MORTGAGE CORPORATION | 2 | 0.8% | — |
| 37 | Equity Prime Mortgage LLC | 2 | 0.8% | — |
| 38 | MUTUAL OF OMAHA MORTGAGE, INC. | 2 | 0.8% | — |
| 39 | Valon Mortgage, Inc. | 2 | 0.8% | — |
| 40 | Central Bank 65 out of 100, Moderate | 2 | 0.8% | 5.5% |
Top 40 of 67 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Minnesota
- Hennepin County 43,986 apps
- Dakota County 17,858 apps
- Ramsey County 16,065 apps
- Anoka County 15,259 apps
- Washington County 12,517 apps
- Wright County 7,712 apps
- St. Louis County 6,914 apps
- Scott County 6,536 apps
- Olmsted County 5,774 apps
- Stearns County 5,097 apps
- Carver County 5,082 apps
- Sherburne County 4,765 apps