Minnesota · HMDA 2025
Mortgage lenders in Nobles County, MN
88 lenders reported 435 home-loan applications in Nobles County in 2025. 257 closed as loans ($57.0M), 61 were denied — a 18.0% denial rate on decided applications, above the Minnesota rate of 16.2%. The three most active lenders handled 27% of applications, led by First State Bank Southwest. 18 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 435
- Loans originated
- 257
- Purchase / refinance
- 175 / 55
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Nobles County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | First State Bank Southwest 70 out of 100, Strong | 58 | 13.3% | 0.8% |
| 2 | Plains Commerce Bank 59 out of 100, Moderate | 31 | 7.1% | 10.0% |
| 3 | Rocket Mortgage, LLC | 28 | 6.4% | — |
| 4 | TOWNE MORTGAGE COMPANY | 23 | 5.3% | — |
| 5 | COMPEER FINANCIAL, FLCA | 19 | 4.4% | — |
| 6 | U.S. Bank National Association 55 out of 100, Moderate | 18 | 4.1% | 39.5% |
| 7 | BMO Bank National Association 83 out of 100, Strong | 16 | 3.7% | 40.5% |
| 8 | PREMIER LENDING, INC. | 13 | 3.0% | — |
| 9 | PENNYMAC LOAN SERVICES, LLC | 10 | 2.3% | — |
| 10 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 9 | 2.1% | 14.1% |
| 11 | Servion, Inc. | 9 | 2.1% | — |
| 12 | Coastal Community Bank 35 out of 100, Low | 8 | 1.8% | 3.0% |
| 13 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 7 | 1.6% | 22.2% |
| 14 | AmeriSave Mortgage Corporation | 7 | 1.6% | — |
| 15 | FIGURE LENDING LLC | 7 | 1.6% | — |
| 16 | LENDINGONE, LLC | 7 | 1.6% | — |
| 17 | FREEDOM MORTGAGE CORPORATION | 7 | 1.6% | — |
| 18 | Reliabank Dakota 71 out of 100, Strong | 7 | 1.6% | 7.4% |
| 19 | American Bank & Trust 72 out of 100, Strong | 7 | 1.6% | 16.0% |
| 20 | UNITED SHORE FINANCIAL SERVICES, LLC | 6 | 1.4% | — |
| 21 | VILLAGE CAPITAL & INVESTMENT LLC | 6 | 1.4% | — |
| 22 | Loandepot.Com, LLC | 5 | 1.1% | — |
| 23 | Broker Solutions, Inc. | 5 | 1.1% | — |
| 24 | Minnwest Bank 68 out of 100, Moderate | 5 | 1.1% | 11.9% |
| 25 | NEWREZ LLC | 4 | 0.9% | — |
| 26 | Citizens Bank, National Association 54 out of 100, Below average | 4 | 0.9% | 32.5% |
| 27 | Fairway Independent Mortgage Corporation | 4 | 0.9% | — |
| 28 | First International Bank & Trust 52 out of 100, Below average | 4 | 0.9% | 5.8% |
| 29 | SOFI BANK, NATIONAL ASSOCIATION | 4 | 0.9% | — |
| 30 | Prosperity Home Mortgage, LLC | 4 | 0.9% | — |
| 31 | Rolling Hills Bank & Trust 77 out of 100, Strong | 4 | 0.9% | 4.3% |
| 32 | NEW DAY FINANCIAL, LLC | 4 | 0.9% | — |
| 33 | First PREMIER Bank 85 out of 100, Very strong | 4 | 0.9% | 18.8% |
| 34 | GUARANTEED RATE, INC. | 3 | 0.7% | — |
| 35 | Mortgage Research Center, LLC | 3 | 0.7% | — |
| 36 | The Federal Savings Bank 51 out of 100, Below average | 3 | 0.7% | 19.1% |
| 37 | Royal Credit Union 73 out of 100, Strong | 3 | 0.7% | 11.3% |
| 38 | Frontier Bank 67 out of 100, Moderate | 3 | 0.7% | 3.7% |
| 39 | MOVEMENT MORTGAGE, LLC | 2 | 0.5% | — |
| 40 | Bank of America, National Association 59 out of 100, Moderate | 2 | 0.5% | 44.7% |
Top 40 of 88 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Minnesota
- Hennepin County 43,986 apps
- Dakota County 17,858 apps
- Ramsey County 16,065 apps
- Anoka County 15,259 apps
- Washington County 12,517 apps
- Wright County 7,712 apps
- St. Louis County 6,914 apps
- Scott County 6,536 apps
- Olmsted County 5,774 apps
- Stearns County 5,097 apps
- Carver County 5,082 apps
- Sherburne County 4,765 apps