Minnesota · HMDA 2025
Mortgage lenders in Todd County, MN
124 lenders reported 790 home-loan applications in Todd County in 2025. 461 closed as loans ($86.1M), 102 were denied — a 17.6% denial rate on decided applications, above the Minnesota rate of 16.2%. The three most active lenders handled 29% of applications, led by MAGNIFI FINANCIAL CREDIT UNION. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 790
- Loans originated
- 461
- Purchase / refinance
- 248 / 136
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Todd County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | MAGNIFI FINANCIAL CREDIT UNION 68 out of 100, Moderate | 136 | 17.2% | 12.6% |
| 2 | U.S. Bank National Association 55 out of 100, Moderate | 50 | 6.3% | 39.5% |
| 3 | Rocket Mortgage, LLC | 44 | 5.6% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 29 | 3.7% | — |
| 5 | Fairway Independent Mortgage Corporation | 26 | 3.3% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 26 | 3.3% | — |
| 7 | EVERETT FINANCIAL, INC. | 24 | 3.0% | — |
| 8 | Star Bank 46 out of 100, Below average | 21 | 2.7% | 5.4% |
| 9 | Granite Bank 53 out of 100, Below average | 18 | 2.3% | 6.2% |
| 10 | COMPEER FINANCIAL, FLCA | 16 | 2.0% | — |
| 11 | Bell Bank 59 out of 100, Moderate | 16 | 2.0% | 7.1% |
| 12 | Broker Solutions, Inc. | 15 | 1.9% | — |
| 13 | First International Bank & Trust 52 out of 100, Below average | 14 | 1.8% | 5.8% |
| 14 | HOMEOWNERS FINANCIAL GROUP USA, LLC | 13 | 1.6% | — |
| 15 | Mortgage Research Center, LLC | 12 | 1.5% | — |
| 16 | FIGURE LENDING LLC | 12 | 1.5% | — |
| 17 | FREEDOM MORTGAGE CORPORATION | 12 | 1.5% | — |
| 18 | PLAZA HOME MORTGAGE, INC. | 12 | 1.5% | — |
| 19 | TRUSTONE FINANCIAL CREDIT UNION 68 out of 100, Moderate | 11 | 1.4% | 22.2% |
| 20 | AFFINITY PLUS | 11 | 1.4% | — |
| 21 | NEWREZ LLC | 9 | 1.1% | — |
| 22 | AmeriSave Mortgage Corporation | 8 | 1.0% | — |
| 23 | AMERIHOME MORTGAGE COMPANY, LLC | 8 | 1.0% | — |
| 24 | NATIONSTAR MORTGAGE LLC | 8 | 1.0% | — |
| 25 | American Heritage National Bank 80 out of 100, Strong | 8 | 1.0% | 4.4% |
| 26 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 7 | 0.9% | 22.2% |
| 27 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 7 | 0.9% | — |
| 28 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 6 | 0.8% | 14.1% |
| 29 | Loandepot.Com, LLC | 6 | 0.8% | — |
| 30 | Prosperity Home Mortgage, LLC | 6 | 0.8% | — |
| 31 | Old National Bank 59 out of 100, Moderate | 6 | 0.8% | 22.1% |
| 32 | Luminate Bank 47 out of 100, Below average | 6 | 0.8% | 4.3% |
| 33 | Bank of America, National Association 59 out of 100, Moderate | 5 | 0.6% | 44.7% |
| 34 | PLANET HOME LENDING, LLC | 5 | 0.6% | — |
| 35 | LAKEVIEW LOAN SERVICING, LLC | 5 | 0.6% | — |
| 36 | MUTUAL OF OMAHA MORTGAGE, INC. | 5 | 0.6% | — |
| 37 | Discover Bank | 4 | 0.5% | — |
| 38 | GUARANTEED RATE, INC. | 4 | 0.5% | — |
| 39 | GUILD MORTGAGE COMPANY | 4 | 0.5% | — |
| 40 | CROSSCOUNTRY MORTGAGE, INC. | 4 | 0.5% | — |
Top 40 of 124 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Minnesota
- Hennepin County 43,986 apps
- Dakota County 17,858 apps
- Ramsey County 16,065 apps
- Anoka County 15,259 apps
- Washington County 12,517 apps
- Wright County 7,712 apps
- St. Louis County 6,914 apps
- Scott County 6,536 apps
- Olmsted County 5,774 apps
- Stearns County 5,097 apps
- Carver County 5,082 apps
- Sherburne County 4,765 apps