Minnesota · HMDA 2025
Mortgage lenders in Wadena County, MN
102 lenders reported 324 home-loan applications in Wadena County in 2025. 188 closed as loans ($38.5M), 53 were denied — a 21.4% denial rate on decided applications, above the Minnesota rate of 16.2%. The three most active lenders handled 18% of applications, led by Rocket Mortgage, LLC. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 324
- Loans originated
- 188
- Purchase / refinance
- 100 / 67
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Wadena County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 22 | 6.8% | — |
| 2 | MAGNIFI FINANCIAL CREDIT UNION 68 out of 100, Moderate | 20 | 6.2% | 12.6% |
| 3 | PLAZA HOME MORTGAGE, INC. | 15 | 4.6% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 14 | 4.3% | — |
| 5 | Servion, Inc. | 13 | 4.0% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 11 | 3.4% | — |
| 7 | First International Bank & Trust 52 out of 100, Below average | 11 | 3.4% | 5.8% |
| 8 | Mortgage Research Center, LLC | 10 | 3.1% | — |
| 9 | FREEDOM MORTGAGE CORPORATION | 10 | 3.1% | — |
| 10 | NEWREZ LLC | 9 | 2.8% | — |
| 11 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 7 | 2.2% | 22.2% |
| 12 | Broker Solutions, Inc. | 7 | 2.2% | — |
| 13 | AmeriSave Mortgage Corporation | 7 | 2.2% | — |
| 14 | U.S. Bank National Association 55 out of 100, Moderate | 7 | 2.2% | 39.5% |
| 15 | Star Bank 46 out of 100, Below average | 7 | 2.2% | 5.4% |
| 16 | SPRING EQ, LLC | 5 | 1.5% | — |
| 17 | Old National Bank 59 out of 100, Moderate | 5 | 1.5% | 22.1% |
| 18 | NATIONSTAR MORTGAGE LLC | 5 | 1.5% | — |
| 19 | AFFINITY PLUS | 5 | 1.5% | — |
| 20 | HOMEOWNERS FINANCIAL GROUP USA, LLC | 5 | 1.5% | — |
| 21 | Coastal Community Bank 35 out of 100, Low | 5 | 1.5% | 3.0% |
| 22 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 4 | 1.2% | 14.1% |
| 23 | First Western Bank & Trust 55 out of 100, Moderate | 4 | 1.2% | 5.4% |
| 24 | COMPEER FINANCIAL, FLCA | 4 | 1.2% | — |
| 25 | PHH Mortgage Corporation | 4 | 1.2% | — |
| 26 | 21st Mortgage Corporation | 3 | 0.9% | — |
| 27 | Loandepot.Com, LLC | 3 | 0.9% | — |
| 28 | PLANET HOME LENDING, LLC | 3 | 0.9% | — |
| 29 | LAKEVIEW LOAN SERVICING, LLC | 3 | 0.9% | — |
| 30 | MUTUAL OF OMAHA MORTGAGE, INC. | 3 | 0.9% | — |
| 31 | NEW DAY FINANCIAL, LLC | 3 | 0.9% | — |
| 32 | EVERETT FINANCIAL, INC. | 3 | 0.9% | — |
| 33 | CMG MORTGAGE, INC. | 2 | 0.6% | — |
| 34 | Citizens Bank, National Association 54 out of 100, Below average | 2 | 0.6% | 32.5% |
| 35 | Fairway Independent Mortgage Corporation | 2 | 0.6% | — |
| 36 | Discover Bank | 2 | 0.6% | — |
| 37 | GUARANTEED RATE, INC. | 2 | 0.6% | — |
| 38 | Nations Lending Corporation | 2 | 0.6% | — |
| 39 | Midwest Bank 74 out of 100, Strong | 2 | 0.6% | 2.2% |
| 40 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 2 | 0.6% | — |
Top 40 of 102 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Minnesota
- Hennepin County 43,986 apps
- Dakota County 17,858 apps
- Ramsey County 16,065 apps
- Anoka County 15,259 apps
- Washington County 12,517 apps
- Wright County 7,712 apps
- St. Louis County 6,914 apps
- Scott County 6,536 apps
- Olmsted County 5,774 apps
- Stearns County 5,097 apps
- Carver County 5,082 apps
- Sherburne County 4,765 apps