Missouri · HMDA 2025
Mortgage lenders in Adair County, MO
108 lenders reported 727 home-loan applications in Adair County in 2025. 381 closed as loans ($63.8M), 93 were denied — a 18.8% denial rate on decided applications, close to the Missouri rate of 18.5%. The three most active lenders handled 26% of applications, led by Alliant Bank. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 727
- Loans originated
- 381
- Purchase / refinance
- 243 / 101
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Adair County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Alliant Bank | 82 | 11.3% | — |
| 2 | Equity Bank 65 out of 100, Moderate | 53 | 7.3% | 18.4% |
| 3 | FLAT BRANCH MORTGAGE, INC. | 52 | 7.2% | — |
| 4 | U.S. Bank National Association 55 out of 100, Moderate | 51 | 7.0% | 39.5% |
| 5 | GENEVA FINANCIAL, LLC | 46 | 6.3% | — |
| 6 | Rocket Mortgage, LLC | 43 | 5.9% | — |
| 7 | PENNYMAC LOAN SERVICES, LLC | 30 | 4.1% | — |
| 8 | DAS Acquisition Company, LLC | 28 | 3.9% | — |
| 9 | Mortgage Research Center, LLC | 27 | 3.7% | — |
| 10 | PLANET HOME LENDING, LLC | 19 | 2.6% | — |
| 11 | 21st Mortgage Corporation | 18 | 2.5% | — |
| 12 | NATIONSTAR MORTGAGE LLC | 16 | 2.2% | — |
| 13 | Connections Bank 78 out of 100, Strong | 15 | 2.1% | 4.0% |
| 14 | NEWREZ LLC | 14 | 1.9% | — |
| 15 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 13 | 1.8% | 14.1% |
| 16 | UNITED SHORE FINANCIAL SERVICES, LLC | 12 | 1.7% | — |
| 17 | AmeriSave Mortgage Corporation | 11 | 1.5% | — |
| 18 | AMERIHOME MORTGAGE COMPANY, LLC | 10 | 1.4% | — |
| 19 | FREEDOM MORTGAGE CORPORATION | 8 | 1.1% | — |
| 20 | VILLAGE CAPITAL & INVESTMENT LLC | 8 | 1.1% | — |
| 21 | CMG MORTGAGE, INC. | 6 | 0.8% | — |
| 22 | Loandepot.Com, LLC | 6 | 0.8% | — |
| 23 | Broker Solutions, Inc. | 6 | 0.8% | — |
| 24 | LAKEVIEW LOAN SERVICING, LLC | 6 | 0.8% | — |
| 25 | VANDERBILT MORTGAGE AND FINANCE, INC. | 5 | 0.7% | — |
| 26 | NBH Bank 66 out of 100, Moderate | 5 | 0.7% | 16.8% |
| 27 | USAA Federal Savings Bank 64 out of 100, Moderate | 5 | 0.7% | 37.2% |
| 28 | Commerce Bank 76 out of 100, Strong | 5 | 0.7% | 33.2% |
| 29 | TRIAD FINANCIAL SERVICES, INC. | 4 | 0.6% | — |
| 30 | Bank of America, National Association 59 out of 100, Moderate | 4 | 0.6% | 44.7% |
| 31 | HomeBank 74 out of 100, Strong | 4 | 0.6% | 0.9% |
| 32 | United Community Bank 72 out of 100, Strong | 4 | 0.6% | 10.6% |
| 33 | Discover Bank | 3 | 0.4% | — |
| 34 | AMERICAN FINANCIAL RESOURCES, INC. | 3 | 0.4% | — |
| 35 | AMERICAN FINANCING CORPORATION | 3 | 0.4% | — |
| 36 | LOWER, LLC | 3 | 0.4% | — |
| 37 | GREENSTATE Credit Union 50 out of 100, Below average | 3 | 0.4% | 10.1% |
| 38 | Verimore Bank 76 out of 100, Strong | 3 | 0.4% | 9.9% |
| 39 | Magnolia Bank, Incorporated 49 out of 100, Below average | 3 | 0.4% | 10.3% |
| 40 | Navy Federal Credit Union 66 out of 100, Moderate | 2 | 0.3% | 32.9% |
Top 40 of 108 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Missouri
- St. Louis County 43,125 apps
- Jackson County 32,622 apps
- St. Charles County 21,238 apps
- Greene County 13,657 apps
- Clay County 13,000 apps
- Jefferson County 12,164 apps
- St. Louis city 10,443 apps
- Boone County 7,197 apps
- Cass County 6,061 apps
- Jasper County 5,553 apps
- Christian County 5,034 apps
- Platte County 4,802 apps