Missouri · HMDA 2025
Mortgage lenders in Benton County, MO
152 lenders reported 1,056 home-loan applications in Benton County in 2025. 629 closed as loans ($105.1M), 142 were denied — a 17.9% denial rate on decided applications, close to the Missouri rate of 18.5%. The three most active lenders handled 26% of applications, led by Community National Bank & Trust. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,056
- Loans originated
- 629
- Purchase / refinance
- 288 / 226
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Benton County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Community National Bank & Trust 65 out of 100, Moderate | 165 | 15.6% | 5.6% |
| 2 | Hawthorn Bank 75 out of 100, Strong | 68 | 6.4% | 18.4% |
| 3 | Rocket Mortgage, LLC | 46 | 4.4% | — |
| 4 | FREEDOM MORTGAGE CORPORATION | 41 | 3.9% | — |
| 5 | Equity Bank 65 out of 100, Moderate | 41 | 3.9% | 18.4% |
| 6 | PENNYMAC LOAN SERVICES, LLC | 39 | 3.7% | — |
| 7 | Mortgage Research Center, LLC | 38 | 3.6% | — |
| 8 | FLAT BRANCH MORTGAGE, INC. | 31 | 2.9% | — |
| 9 | COMMUNITY MORTGAGE, LLC | 31 | 2.9% | — |
| 10 | The Central Trust Bank 69 out of 100, Moderate | 31 | 2.9% | 10.4% |
| 11 | NEWREZ LLC | 24 | 2.3% | — |
| 12 | AmeriSave Mortgage Corporation | 20 | 1.9% | — |
| 13 | CROSSCOUNTRY MORTGAGE, INC. | 19 | 1.8% | — |
| 14 | PLANET HOME LENDING, LLC | 17 | 1.6% | — |
| 15 | Loandepot.Com, LLC | 16 | 1.5% | — |
| 16 | U.S. Bank National Association 55 out of 100, Moderate | 16 | 1.5% | 39.5% |
| 17 | COMMUNITYAMERICA CREDIT UNION | 13 | 1.2% | — |
| 18 | Gateway First Bank 54 out of 100, Below average | 13 | 1.2% | 5.3% |
| 19 | NEW DAY FINANCIAL, LLC | 13 | 1.2% | — |
| 20 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 12 | 1.1% | 14.1% |
| 21 | UNITED SHORE FINANCIAL SERVICES, LLC | 12 | 1.1% | — |
| 22 | UMB Bank, National Association 65 out of 100, Moderate | 12 | 1.1% | 30.5% |
| 23 | Broker Solutions, Inc. | 11 | 1.0% | — |
| 24 | Navy Federal Credit Union 66 out of 100, Moderate | 10 | 0.9% | 32.9% |
| 25 | VILLAGE CAPITAL & INVESTMENT LLC | 9 | 0.9% | — |
| 26 | Fairway Independent Mortgage Corporation | 8 | 0.8% | — |
| 27 | NATIONSTAR MORTGAGE LLC | 8 | 0.8% | — |
| 28 | Wood & Huston Bank 82 out of 100, Strong | 8 | 0.8% | 3.4% |
| 29 | PHH Mortgage Corporation | 8 | 0.8% | — |
| 30 | GUILD MORTGAGE COMPANY | 7 | 0.7% | — |
| 31 | TRIAD FINANCIAL SERVICES, INC. | 7 | 0.7% | — |
| 32 | Bank of America, National Association 59 out of 100, Moderate | 7 | 0.7% | 44.7% |
| 33 | Midwest Mortgage Associates Corporation | 7 | 0.7% | — |
| 34 | Oakstar Bank 69 out of 100, Moderate | 7 | 0.7% | 4.7% |
| 35 | LEADERONE FINANCIAL CORPORATION | 6 | 0.6% | — |
| 36 | Bank of Odessa 72 out of 100, Strong | 6 | 0.6% | 2.7% |
| 37 | 21st Mortgage Corporation | 5 | 0.5% | — |
| 38 | VANDERBILT MORTGAGE AND FINANCE, INC. | 5 | 0.5% | — |
| 39 | First Bank 66 out of 100, Moderate | 5 | 0.5% | 18.1% |
| 40 | ResMac, Inc. | 5 | 0.5% | — |
Top 40 of 152 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Missouri
- St. Louis County 43,125 apps
- Jackson County 32,622 apps
- St. Charles County 21,238 apps
- Greene County 13,657 apps
- Clay County 13,000 apps
- Jefferson County 12,164 apps
- St. Louis city 10,443 apps
- Boone County 7,197 apps
- Cass County 6,061 apps
- Jasper County 5,553 apps
- Christian County 5,034 apps
- Platte County 4,802 apps