Missouri · HMDA 2025
Mortgage lenders in Carter County, MO
49 lenders reported 157 home-loan applications in Carter County in 2025. 88 closed as loans ($20.0M), 27 were denied — a 22.7% denial rate on decided applications, above the Missouri rate of 18.5%. The three most active lenders handled 37% of applications, led by Southern Bank. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 157
- Loans originated
- 88
- Purchase / refinance
- 59 / 18
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Carter County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Southern Bank 70 out of 100, Strong | 31 | 19.7% | 5.8% |
| 2 | First Midwest Bank of the Ozarks 69 out of 100, Moderate | 18 | 11.5% | 3.9% |
| 3 | DAS Acquisition Company, LLC | 9 | 5.7% | — |
| 4 | AMERIHOME MORTGAGE COMPANY, LLC | 7 | 4.5% | — |
| 5 | NEWREZ LLC | 6 | 3.8% | — |
| 6 | Navy Federal Credit Union 66 out of 100, Moderate | 5 | 3.2% | 32.9% |
| 7 | 21st Mortgage Corporation | 5 | 3.2% | — |
| 8 | Rocket Mortgage, LLC | 5 | 3.2% | — |
| 9 | Mortgage Research Center, LLC | 5 | 3.2% | — |
| 10 | Sterling Bank 78 out of 100, Strong | 5 | 3.2% | 14.3% |
| 11 | PENNYMAC LOAN SERVICES, LLC | 4 | 2.5% | — |
| 12 | FLAT BRANCH MORTGAGE, INC. | 4 | 2.5% | — |
| 13 | VILLAGE CAPITAL & INVESTMENT LLC | 4 | 2.5% | — |
| 14 | UNITED SHORE FINANCIAL SERVICES, LLC | 3 | 1.9% | — |
| 15 | Bank of America, National Association 59 out of 100, Moderate | 3 | 1.9% | 44.7% |
| 16 | Peoples Community Bank 83 out of 100, Strong | 3 | 1.9% | 8.3% |
| 17 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2 | 1.3% | 14.1% |
| 18 | Broker Solutions, Inc. | 2 | 1.3% | — |
| 19 | Regions Bank 64 out of 100, Moderate | 2 | 1.3% | 43.1% |
| 20 | TRIAD FINANCIAL SERVICES, INC. | 2 | 1.3% | — |
| 21 | SPRING EQ, LLC | 2 | 1.3% | — |
| 22 | CARRINGTON MORTGAGE SERVICES, LLC | 2 | 1.3% | — |
| 23 | The Central Trust Bank 69 out of 100, Moderate | 2 | 1.3% | 10.4% |
| 24 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1 | 0.6% | 22.2% |
| 25 | VANDERBILT MORTGAGE AND FINANCE, INC. | 1 | 0.6% | — |
| 26 | AmeriSave Mortgage Corporation | 1 | 0.6% | — |
| 27 | GUILD MORTGAGE COMPANY | 1 | 0.6% | — |
| 28 | CROSSCOUNTRY MORTGAGE, INC. | 1 | 0.6% | — |
| 29 | PNC Bank, National Association 62 out of 100, Moderate | 1 | 0.6% | 33.8% |
| 30 | Flanagan State Bank 67 out of 100, Moderate | 1 | 0.6% | 14.2% |
| 31 | AMERICAN FINANCIAL RESOURCES, INC. | 1 | 0.6% | — |
| 32 | PLANET HOME LENDING, LLC | 1 | 0.6% | — |
| 33 | First Midwest Bank of Dexter 69 out of 100, Moderate | 1 | 0.6% | 2.3% |
| 34 | MORTGAGE SOLUTIONS LLC | 1 | 0.6% | — |
| 35 | COUNTRYPLACE MORTGAGE, LTD. | 1 | 0.6% | — |
| 36 | The First National Bank of Fort Smith 78 out of 100, Strong | 1 | 0.6% | 7.2% |
| 37 | First State Community Bank 73 out of 100, Strong | 1 | 0.6% | 15.4% |
| 38 | River Region Credit Union | 1 | 0.6% | — |
| 39 | NATIONSTAR MORTGAGE LLC | 1 | 0.6% | — |
| 40 | FREEDOM MORTGAGE CORPORATION | 1 | 0.6% | — |
Top 40 of 49 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Missouri
- St. Louis County 43,125 apps
- Jackson County 32,622 apps
- St. Charles County 21,238 apps
- Greene County 13,657 apps
- Clay County 13,000 apps
- Jefferson County 12,164 apps
- St. Louis city 10,443 apps
- Boone County 7,197 apps
- Cass County 6,061 apps
- Jasper County 5,553 apps
- Christian County 5,034 apps
- Platte County 4,802 apps