Missouri · HMDA 2025
Mortgage lenders in Clark County, MO
32 lenders reported 70 home-loan applications in Clark County in 2025. 38 closed as loans ($6.0M), 7 were denied — a 14.6% denial rate on decided applications, below the Missouri rate of 18.5%. The three most active lenders handled 40% of applications, led by United Community Bank. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 70
- Loans originated
- 38
- Purchase / refinance
- 24 / 9
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Clark County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | United Community Bank 72 out of 100, Strong | 12 | 17.1% | 10.6% |
| 2 | Rocket Mortgage, LLC | 10 | 14.3% | — |
| 3 | HomeBank 74 out of 100, Strong | 6 | 8.6% | 0.9% |
| 4 | Two Rivers Bank & Trust | 4 | 5.7% | — |
| 5 | U.S. Bank National Association 55 out of 100, Moderate | 3 | 4.3% | 39.5% |
| 6 | PENNYMAC LOAN SERVICES, LLC | 2 | 2.9% | — |
| 7 | PNC Bank, National Association 62 out of 100, Moderate | 2 | 2.9% | 33.8% |
| 8 | Mortgage Research Center, LLC | 2 | 2.9% | — |
| 9 | PEOPLES BANK & TRUST CO. 58 out of 100, Moderate | 2 | 2.9% | 11.2% |
| 10 | FLAT BRANCH MORTGAGE, INC. | 2 | 2.9% | — |
| 11 | 1ST MIDAMERICA CREDIT UNION 64 out of 100, Moderate | 2 | 2.9% | 22.6% |
| 12 | Midwest Mortgage Associates Corporation | 2 | 2.9% | — |
| 13 | COMMUNITY 1ST CREDIT UNION 38 out of 100, Low | 2 | 2.9% | 15.4% |
| 14 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 1.4% | 32.9% |
| 15 | NEWREZ LLC | 1 | 1.4% | — |
| 16 | Loandepot.Com, LLC | 1 | 1.4% | — |
| 17 | UNITED SHORE FINANCIAL SERVICES, LLC | 1 | 1.4% | — |
| 18 | Broker Solutions, Inc. | 1 | 1.4% | — |
| 19 | AmeriSave Mortgage Corporation | 1 | 1.4% | — |
| 20 | SPRING EQ, LLC | 1 | 1.4% | — |
| 21 | Farmers State Bank | 1 | 1.4% | — |
| 22 | NATIONSTAR MORTGAGE LLC | 1 | 1.4% | — |
| 23 | PLAZA HOME MORTGAGE, INC. | 1 | 1.4% | — |
| 24 | ANGEL OAK MORTGAGE SOLUTIONS LLC | 1 | 1.4% | — |
| 25 | NEW DAY FINANCIAL, LLC | 1 | 1.4% | — |
| 26 | NBH Bank 66 out of 100, Moderate | 1 | 1.4% | 16.8% |
| 27 | GREENSTATE Credit Union 50 out of 100, Below average | 1 | 1.4% | 10.1% |
| 28 | GoodLeap, LLC | 1 | 1.4% | — |
| 29 | USAA Federal Savings Bank 64 out of 100, Moderate | 1 | 1.4% | 37.2% |
| 30 | PHH Mortgage Corporation | 1 | 1.4% | — |
| 31 | First Bankers Trust Company, National Association 57 out of 100, Moderate | 1 | 1.4% | 9.4% |
| 32 | THOMPSON KANE & COMPANY, INC | 1 | 1.4% | — |
Top 32 of 32 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Missouri
- St. Louis County 43,125 apps
- Jackson County 32,622 apps
- St. Charles County 21,238 apps
- Greene County 13,657 apps
- Clay County 13,000 apps
- Jefferson County 12,164 apps
- St. Louis city 10,443 apps
- Boone County 7,197 apps
- Cass County 6,061 apps
- Jasper County 5,553 apps
- Christian County 5,034 apps
- Platte County 4,802 apps