Missouri · HMDA 2025
Mortgage lenders in Clinton County, MO
174 lenders reported 1,141 home-loan applications in Clinton County in 2025. 619 closed as loans ($148.4M), 131 were denied — a 17.0% denial rate on decided applications, below the Missouri rate of 18.5%. The three most active lenders handled 18% of applications, led by COMMUNITYAMERICA CREDIT UNION. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,141
- Loans originated
- 619
- Purchase / refinance
- 367 / 168
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Clinton County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | COMMUNITYAMERICA CREDIT UNION | 85 | 7.4% | — |
| 2 | Farmers State Bank | 59 | 5.2% | — |
| 3 | Rocket Mortgage, LLC | 56 | 4.9% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 52 | 4.6% | — |
| 5 | U.S. Bank National Association 55 out of 100, Moderate | 48 | 4.2% | 39.5% |
| 6 | LEADERONE FINANCIAL CORPORATION | 38 | 3.3% | — |
| 7 | NEWREZ LLC | 34 | 3.0% | — |
| 8 | Fairway Independent Mortgage Corporation | 34 | 3.0% | — |
| 9 | Mortgage Research Center, LLC | 29 | 2.5% | — |
| 10 | UNITED SHORE FINANCIAL SERVICES, LLC | 27 | 2.4% | — |
| 11 | FLAT BRANCH MORTGAGE, INC. | 25 | 2.2% | — |
| 12 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 22 | 1.9% | — |
| 13 | The Central Trust Bank 69 out of 100, Moderate | 22 | 1.9% | 10.4% |
| 14 | BTC BANK 60 out of 100, Moderate | 22 | 1.9% | 7.3% |
| 15 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 21 | 1.8% | 14.1% |
| 16 | AMERIHOME MORTGAGE COMPANY, LLC | 18 | 1.6% | — |
| 17 | PLANET HOME LENDING, LLC | 18 | 1.6% | — |
| 18 | NATIONSTAR MORTGAGE LLC | 18 | 1.6% | — |
| 19 | FREEDOM MORTGAGE CORPORATION | 18 | 1.6% | — |
| 20 | Kearney Trust Company | 17 | 1.5% | — |
| 21 | Bank Northwest 77 out of 100, Strong | 15 | 1.3% | 12.5% |
| 22 | Prosperity Home Mortgage, LLC | 13 | 1.1% | — |
| 23 | GOPPERT FINANCIAL BANK | 13 | 1.1% | — |
| 24 | NBH Bank 66 out of 100, Moderate | 13 | 1.1% | 16.8% |
| 25 | Loandepot.Com, LLC | 12 | 1.1% | — |
| 26 | Click n' Close, Inc. | 11 | 1.0% | — |
| 27 | AmeriSave Mortgage Corporation | 10 | 0.9% | — |
| 28 | LAKEVIEW LOAN SERVICING, LLC | 10 | 0.9% | — |
| 29 | NBKC BANK | 9 | 0.8% | — |
| 30 | The Nodaway Valley Bank 87 out of 100, Very strong | 9 | 0.8% | 5.8% |
| 31 | Broker Solutions, Inc. | 8 | 0.7% | — |
| 32 | The Union State Bank of Everest 68 out of 100, Moderate | 8 | 0.7% | 6.0% |
| 33 | MUTUAL OF OMAHA MORTGAGE, INC. | 8 | 0.7% | — |
| 34 | UNION HOME MORTGAGE CORP. | 8 | 0.7% | — |
| 35 | UMB Bank, National Association 65 out of 100, Moderate | 8 | 0.7% | 30.5% |
| 36 | COMMUNITY BANC MORTGAGE CORPORATION | 8 | 0.7% | — |
| 37 | Arvest Bank 57 out of 100, Moderate | 8 | 0.7% | 18.5% |
| 38 | GUARANTEED RATE, INC. | 7 | 0.6% | — |
| 39 | GUILD MORTGAGE COMPANY | 7 | 0.6% | — |
| 40 | FIGURE LENDING LLC | 7 | 0.6% | — |
Top 40 of 174 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Missouri
- St. Louis County 43,125 apps
- Jackson County 32,622 apps
- St. Charles County 21,238 apps
- Greene County 13,657 apps
- Clay County 13,000 apps
- Jefferson County 12,164 apps
- St. Louis city 10,443 apps
- Boone County 7,197 apps
- Cass County 6,061 apps
- Jasper County 5,553 apps
- Christian County 5,034 apps
- Platte County 4,802 apps