Missouri · HMDA 2025
Mortgage lenders in DeKalb County, MO
84 lenders reported 339 home-loan applications in DeKalb County in 2025. 189 closed as loans ($35.4M), 44 were denied — a 18.0% denial rate on decided applications, close to the Missouri rate of 18.5%. The three most active lenders handled 19% of applications, led by BTC BANK. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 339
- Loans originated
- 189
- Purchase / refinance
- 94 / 73
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in DeKalb County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | BTC BANK 60 out of 100, Moderate | 22 | 6.5% | 7.3% |
| 2 | Rocket Mortgage, LLC | 21 | 6.2% | — |
| 3 | Farmers State Bank | 21 | 6.2% | — |
| 4 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 14 | 4.1% | — |
| 5 | Independent Farmers Bank 71 out of 100, Strong | 14 | 4.1% | 8.3% |
| 6 | U.S. Bank National Association 55 out of 100, Moderate | 13 | 3.8% | 39.5% |
| 7 | LEADERONE FINANCIAL CORPORATION | 11 | 3.2% | — |
| 8 | NBH Bank 66 out of 100, Moderate | 10 | 2.9% | 16.8% |
| 9 | Fairway Independent Mortgage Corporation | 9 | 2.7% | — |
| 10 | Broker Solutions, Inc. | 9 | 2.7% | — |
| 11 | Mortgage Research Center, LLC | 9 | 2.7% | — |
| 12 | The Nodaway Valley Bank 87 out of 100, Very strong | 9 | 2.7% | 5.8% |
| 13 | FREEDOM MORTGAGE CORPORATION | 9 | 2.7% | — |
| 14 | Commerce Bank 76 out of 100, Strong | 9 | 2.7% | 33.2% |
| 15 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 8 | 2.4% | 14.1% |
| 16 | Bank Northwest 77 out of 100, Strong | 8 | 2.4% | 12.5% |
| 17 | COMMUNITYAMERICA CREDIT UNION | 7 | 2.1% | — |
| 18 | PENNYMAC LOAN SERVICES, LLC | 6 | 1.8% | — |
| 19 | PLANET HOME LENDING, LLC | 6 | 1.8% | — |
| 20 | Loandepot.Com, LLC | 5 | 1.5% | — |
| 21 | UNITED SHORE FINANCIAL SERVICES, LLC | 5 | 1.5% | — |
| 22 | Discover Bank | 5 | 1.5% | — |
| 23 | FIGURE LENDING LLC | 5 | 1.5% | — |
| 24 | NATIONSTAR MORTGAGE LLC | 5 | 1.5% | — |
| 25 | UMB Bank, National Association 65 out of 100, Moderate | 5 | 1.5% | 30.5% |
| 26 | AMERICAN FINANCING CORPORATION | 4 | 1.2% | — |
| 27 | NEWREZ LLC | 3 | 0.9% | — |
| 28 | AmeriSave Mortgage Corporation | 3 | 0.9% | — |
| 29 | PLAZA HOME MORTGAGE, INC. | 3 | 0.9% | — |
| 30 | LAKEVIEW LOAN SERVICING, LLC | 3 | 0.9% | — |
| 31 | VILLAGE CAPITAL & INVESTMENT LLC | 3 | 0.9% | — |
| 32 | Kearney Trust Company | 3 | 0.9% | — |
| 33 | COMMUNITY BANC MORTGAGE CORPORATION | 3 | 0.9% | — |
| 34 | United Community Bank 72 out of 100, Strong | 3 | 0.9% | 10.6% |
| 35 | Navy Federal Credit Union 66 out of 100, Moderate | 2 | 0.6% | 32.9% |
| 36 | 21st Mortgage Corporation | 2 | 0.6% | — |
| 37 | VANDERBILT MORTGAGE AND FINANCE, INC. | 2 | 0.6% | — |
| 38 | TRIAD FINANCIAL SERVICES, INC. | 2 | 0.6% | — |
| 39 | Bank of America, National Association 59 out of 100, Moderate | 2 | 0.6% | 44.7% |
| 40 | Flanagan State Bank 67 out of 100, Moderate | 2 | 0.6% | 14.2% |
Top 40 of 84 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Missouri
- St. Louis County 43,125 apps
- Jackson County 32,622 apps
- St. Charles County 21,238 apps
- Greene County 13,657 apps
- Clay County 13,000 apps
- Jefferson County 12,164 apps
- St. Louis city 10,443 apps
- Boone County 7,197 apps
- Cass County 6,061 apps
- Jasper County 5,553 apps
- Christian County 5,034 apps
- Platte County 4,802 apps