Missouri · HMDA 2025
Mortgage lenders in Harrison County, MO
60 lenders reported 197 home-loan applications in Harrison County in 2025. 111 closed as loans ($15.0M), 39 were denied — a 25.2% denial rate on decided applications, above the Missouri rate of 18.5%. The three most active lenders handled 36% of applications, led by BTC BANK. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 197
- Loans originated
- 111
- Purchase / refinance
- 73 / 27
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Harrison County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | BTC BANK 60 out of 100, Moderate | 48 | 24.4% | 7.3% |
| 2 | Fairway Independent Mortgage Corporation | 13 | 6.6% | — |
| 3 | Rocket Mortgage, LLC | 10 | 5.1% | — |
| 4 | Mortgage Research Center, LLC | 8 | 4.1% | — |
| 5 | U.S. Bank National Association 55 out of 100, Moderate | 8 | 4.1% | 39.5% |
| 6 | Bank Northwest 77 out of 100, Strong | 7 | 3.6% | 12.5% |
| 7 | First Interstate Bank 62 out of 100, Moderate | 7 | 3.6% | 29.4% |
| 8 | COMMUNITY BANC MORTGAGE CORPORATION | 7 | 3.6% | — |
| 9 | FCS Financial, FLCA | 6 | 3.0% | — |
| 10 | Verimore Bank 76 out of 100, Strong | 6 | 3.0% | 9.9% |
| 11 | PENNYMAC LOAN SERVICES, LLC | 4 | 2.0% | — |
| 12 | NEWREZ LLC | 3 | 1.5% | — |
| 13 | SPRING EQ, LLC | 3 | 1.5% | — |
| 14 | BMO Bank National Association 83 out of 100, Strong | 3 | 1.5% | 40.5% |
| 15 | FREEDOM MORTGAGE CORPORATION | 3 | 1.5% | — |
| 16 | NEW DAY FINANCIAL, LLC | 3 | 1.5% | — |
| 17 | GoodLeap, LLC | 3 | 1.5% | — |
| 18 | 21st Mortgage Corporation | 2 | 1.0% | — |
| 19 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2 | 1.0% | 14.1% |
| 20 | AmeriSave Mortgage Corporation | 2 | 1.0% | — |
| 21 | GUILD MORTGAGE COMPANY | 2 | 1.0% | — |
| 22 | Bank of America, National Association 59 out of 100, Moderate | 2 | 1.0% | 44.7% |
| 23 | American State Bank 83 out of 100, Strong | 2 | 1.0% | 2.1% |
| 24 | FIGURE LENDING LLC | 2 | 1.0% | — |
| 25 | LEADERONE FINANCIAL CORPORATION | 2 | 1.0% | — |
| 26 | Farmers State Bank | 2 | 1.0% | — |
| 27 | MUTUAL OF OMAHA MORTGAGE, INC. | 2 | 1.0% | — |
| 28 | CONSUMER REAL ESTATE FINANCE CO. | 2 | 1.0% | — |
| 29 | CARRINGTON MORTGAGE SERVICES, LLC | 2 | 1.0% | — |
| 30 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 0.5% | 32.9% |
| 31 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1 | 0.5% | 22.2% |
| 32 | VANDERBILT MORTGAGE AND FINANCE, INC. | 1 | 0.5% | — |
| 33 | Loandepot.Com, LLC | 1 | 0.5% | — |
| 34 | UNITED SHORE FINANCIAL SERVICES, LLC | 1 | 0.5% | — |
| 35 | Broker Solutions, Inc. | 1 | 0.5% | — |
| 36 | Discover Bank | 1 | 0.5% | — |
| 37 | GUARANTEED RATE, INC. | 1 | 0.5% | — |
| 38 | NBKC BANK | 1 | 0.5% | — |
| 39 | Flanagan State Bank 67 out of 100, Moderate | 1 | 0.5% | 14.2% |
| 40 | MidFirst Bank 34 out of 100, Low | 1 | 0.5% | 16.3% |
Top 40 of 60 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Missouri
- St. Louis County 43,125 apps
- Jackson County 32,622 apps
- St. Charles County 21,238 apps
- Greene County 13,657 apps
- Clay County 13,000 apps
- Jefferson County 12,164 apps
- St. Louis city 10,443 apps
- Boone County 7,197 apps
- Cass County 6,061 apps
- Jasper County 5,553 apps
- Christian County 5,034 apps
- Platte County 4,802 apps