Missouri · HMDA 2025
Mortgage lenders in Hickory County, MO
107 lenders reported 482 home-loan applications in Hickory County in 2025. 253 closed as loans ($41.6M), 86 were denied — a 24.2% denial rate on decided applications, above the Missouri rate of 18.5%. The three most active lenders handled 27% of applications, led by Oakstar Bank. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 482
- Loans originated
- 253
- Purchase / refinance
- 141 / 70
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Hickory County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Oakstar Bank 69 out of 100, Moderate | 79 | 16.4% | 4.7% |
| 2 | U.S. Bank National Association 55 out of 100, Moderate | 27 | 5.6% | 39.5% |
| 3 | LimeBank 81 out of 100, Strong | 23 | 4.8% | 11.8% |
| 4 | Rocket Mortgage, LLC | 22 | 4.6% | — |
| 5 | FLAT BRANCH MORTGAGE, INC. | 17 | 3.5% | — |
| 6 | Mortgage Research Center, LLC | 15 | 3.1% | — |
| 7 | NEWREZ LLC | 13 | 2.7% | — |
| 8 | PENNYMAC LOAN SERVICES, LLC | 12 | 2.5% | — |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 11 | 2.3% | — |
| 10 | BTC BANK 60 out of 100, Moderate | 11 | 2.3% | 7.3% |
| 11 | FREEDOM MORTGAGE CORPORATION | 10 | 2.1% | — |
| 12 | Loandepot.Com, LLC | 9 | 1.9% | — |
| 13 | Community National Bank & Trust 65 out of 100, Moderate | 9 | 1.9% | 5.6% |
| 14 | Arvest Bank 57 out of 100, Moderate | 9 | 1.9% | 18.5% |
| 15 | 21st Mortgage Corporation | 8 | 1.7% | — |
| 16 | VANDERBILT MORTGAGE AND FINANCE, INC. | 7 | 1.5% | — |
| 17 | CROSSCOUNTRY MORTGAGE, INC. | 7 | 1.5% | — |
| 18 | TRIAD FINANCIAL SERVICES, INC. | 7 | 1.5% | — |
| 19 | AMERICAN FINANCIAL RESOURCES, INC. | 7 | 1.5% | — |
| 20 | AmeriSave Mortgage Corporation | 6 | 1.2% | — |
| 21 | COMMUNITYAMERICA CREDIT UNION | 6 | 1.2% | — |
| 22 | GERSHMAN INVESTMENT CORP. | 6 | 1.2% | — |
| 23 | PHH Mortgage Corporation | 6 | 1.2% | — |
| 24 | PLANET HOME LENDING, LLC | 5 | 1.0% | — |
| 25 | Fairway Independent Mortgage Corporation | 4 | 0.8% | — |
| 26 | Broker Solutions, Inc. | 4 | 0.8% | — |
| 27 | GUILD MORTGAGE COMPANY | 4 | 0.8% | — |
| 28 | FIGURE LENDING LLC | 4 | 0.8% | — |
| 29 | SOUTHWEST STAGE FUNDING, LLC | 4 | 0.8% | — |
| 30 | NATIONSTAR MORTGAGE LLC | 4 | 0.8% | — |
| 31 | The Bank of Missouri 55 out of 100, Moderate | 4 | 0.8% | 16.0% |
| 32 | CARRINGTON MORTGAGE SERVICES, LLC | 4 | 0.8% | — |
| 33 | Old Missouri Bank 62 out of 100, Moderate | 3 | 0.6% | 5.3% |
| 34 | Hawthorn Bank 75 out of 100, Strong | 3 | 0.6% | 18.4% |
| 35 | Mid-Missouri Bank | 3 | 0.6% | — |
| 36 | INFUZE Credit Union | 3 | 0.6% | — |
| 37 | MUTUAL OF OMAHA MORTGAGE, INC. | 3 | 0.6% | — |
| 38 | NEW DAY FINANCIAL, LLC | 3 | 0.6% | — |
| 39 | BluCurrent Credit Union 65 out of 100, Moderate | 3 | 0.6% | 15.7% |
| 40 | NBH Bank 66 out of 100, Moderate | 3 | 0.6% | 16.8% |
Top 40 of 107 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Missouri
- St. Louis County 43,125 apps
- Jackson County 32,622 apps
- St. Charles County 21,238 apps
- Greene County 13,657 apps
- Clay County 13,000 apps
- Jefferson County 12,164 apps
- St. Louis city 10,443 apps
- Boone County 7,197 apps
- Cass County 6,061 apps
- Jasper County 5,553 apps
- Christian County 5,034 apps
- Platte County 4,802 apps