Missouri · HMDA 2025
Mortgage lenders in Johnson County, MO
210 lenders reported 2,822 home-loan applications in Johnson County in 2025. 1,580 closed as loans ($393.6M), 289 were denied — a 14.8% denial rate on decided applications, below the Missouri rate of 18.5%. The three most active lenders handled 16% of applications, led by PENNYMAC LOAN SERVICES, LLC. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,822
- Loans originated
- 1,580
- Purchase / refinance
- 879 / 538
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Johnson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | PENNYMAC LOAN SERVICES, LLC | 170 | 6.0% | — |
| 2 | F & C Bank 78 out of 100, Strong | 141 | 5.0% | 1.5% |
| 3 | FLAT BRANCH MORTGAGE, INC. | 137 | 4.9% | — |
| 4 | Mortgage Research Center, LLC | 126 | 4.5% | — |
| 5 | Fairway Independent Mortgage Corporation | 124 | 4.4% | — |
| 6 | NEWREZ LLC | 105 | 3.7% | — |
| 7 | The Central Trust Bank 69 out of 100, Moderate | 103 | 3.6% | 10.4% |
| 8 | Rocket Mortgage, LLC | 99 | 3.5% | — |
| 9 | FREEDOM MORTGAGE CORPORATION | 86 | 3.0% | — |
| 10 | U.S. Bank National Association 55 out of 100, Moderate | 84 | 3.0% | 39.5% |
| 11 | UNITED SHORE FINANCIAL SERVICES, LLC | 74 | 2.6% | — |
| 12 | LEADERONE FINANCIAL CORPORATION | 66 | 2.3% | — |
| 13 | Equity Bank 65 out of 100, Moderate | 62 | 2.2% | 18.4% |
| 14 | PLANET HOME LENDING, LLC | 58 | 2.1% | — |
| 15 | COMMUNITYAMERICA CREDIT UNION | 51 | 1.8% | — |
| 16 | AMERIHOME MORTGAGE COMPANY, LLC | 46 | 1.6% | — |
| 17 | Community National Bank & Trust 65 out of 100, Moderate | 46 | 1.6% | 5.6% |
| 18 | CENTRAL MISSOURI COMMUNITY CREDIT UNION 60 out of 100, Moderate | 42 | 1.5% | 36.8% |
| 19 | NATIONSTAR MORTGAGE LLC | 42 | 1.5% | — |
| 20 | Midwest Mortgage Associates Corporation | 40 | 1.4% | — |
| 21 | MORTGAGE INVESTMENT SERVICES CORPORATION | 39 | 1.4% | — |
| 22 | Navy Federal Credit Union 66 out of 100, Moderate | 37 | 1.3% | 32.9% |
| 23 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 36 | 1.3% | 14.1% |
| 24 | VILLAGE CAPITAL & INVESTMENT LLC | 32 | 1.1% | — |
| 25 | Bank of Odessa 72 out of 100, Strong | 31 | 1.1% | 2.7% |
| 26 | LAKEVIEW LOAN SERVICING, LLC | 31 | 1.1% | — |
| 27 | PILGRIM MORTGAGE LLC | 30 | 1.1% | — |
| 28 | CROSSCOUNTRY MORTGAGE, INC. | 27 | 1.0% | — |
| 29 | COMMUNITY MORTGAGE, LLC | 25 | 0.9% | — |
| 30 | UMB Bank, National Association 65 out of 100, Moderate | 24 | 0.9% | 30.5% |
| 31 | GUILD MORTGAGE COMPANY | 23 | 0.8% | — |
| 32 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 22 | 0.8% | — |
| 33 | USAA Federal Savings Bank 64 out of 100, Moderate | 22 | 0.8% | 37.2% |
| 34 | PHH Mortgage Corporation | 22 | 0.8% | — |
| 35 | Loandepot.Com, LLC | 21 | 0.7% | — |
| 36 | Broker Solutions, Inc. | 21 | 0.7% | — |
| 37 | Arvest Bank 57 out of 100, Moderate | 21 | 0.7% | 18.5% |
| 38 | AmeriSave Mortgage Corporation | 19 | 0.7% | — |
| 39 | R G Federal Credit Union 60 out of 100, Moderate | 19 | 0.7% | 13.6% |
| 40 | NEW DAY FINANCIAL, LLC | 19 | 0.7% | — |
Top 40 of 210 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Missouri
- St. Louis County 43,125 apps
- Jackson County 32,622 apps
- St. Charles County 21,238 apps
- Greene County 13,657 apps
- Clay County 13,000 apps
- Jefferson County 12,164 apps
- St. Louis city 10,443 apps
- Boone County 7,197 apps
- Cass County 6,061 apps
- Jasper County 5,553 apps
- Christian County 5,034 apps
- Platte County 4,802 apps