Missouri · HMDA 2025
Mortgage lenders in Moniteau County, MO
88 lenders reported 564 home-loan applications in Moniteau County in 2025. 334 closed as loans ($64.5M), 70 were denied — a 16.5% denial rate on decided applications, below the Missouri rate of 18.5%. The three most active lenders handled 32% of applications, led by The Central Trust Bank. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 564
- Loans originated
- 334
- Purchase / refinance
- 162 / 114
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Moniteau County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | The Central Trust Bank 69 out of 100, Moderate | 86 | 15.2% | 10.4% |
| 2 | FLAT BRANCH MORTGAGE, INC. | 50 | 8.9% | — |
| 3 | Commerce Bank 76 out of 100, Strong | 47 | 8.3% | 33.2% |
| 4 | River Region Credit Union | 38 | 6.7% | — |
| 5 | Community Point Bank 71 out of 100, Strong | 24 | 4.3% | 0.0% |
| 6 | PENNYMAC LOAN SERVICES, LLC | 21 | 3.7% | — |
| 7 | PEOPLES BANK OF MONITEAU COUNTY 75 out of 100, Strong | 21 | 3.7% | 6.5% |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 20 | 3.5% | — |
| 9 | Rocket Mortgage, LLC | 19 | 3.4% | — |
| 10 | U.S. Bank National Association 55 out of 100, Moderate | 13 | 2.3% | 39.5% |
| 11 | The Tipton Latham Bank, National Association | 11 | 2.0% | — |
| 12 | Mortgage Research Center, LLC | 10 | 1.8% | — |
| 13 | NEWREZ LLC | 9 | 1.6% | — |
| 14 | Hawthorn Bank 75 out of 100, Strong | 9 | 1.6% | 18.4% |
| 15 | Broker Solutions, Inc. | 8 | 1.4% | — |
| 16 | AmeriSave Mortgage Corporation | 8 | 1.4% | — |
| 17 | AMERICAN FINANCIAL RESOURCES, INC. | 8 | 1.4% | — |
| 18 | AMERIHOME MORTGAGE COMPANY, LLC | 7 | 1.2% | — |
| 19 | LAKEVIEW LOAN SERVICING, LLC | 7 | 1.2% | — |
| 20 | United Community Bank 72 out of 100, Strong | 7 | 1.2% | 10.6% |
| 21 | Loandepot.Com, LLC | 6 | 1.1% | — |
| 22 | Mid America Bank 70 out of 100, Strong | 6 | 1.1% | 6.3% |
| 23 | Midwest Mortgage Associates Corporation | 6 | 1.1% | — |
| 24 | VILLAGE CAPITAL & INVESTMENT LLC | 6 | 1.1% | — |
| 25 | PLANET HOME LENDING, LLC | 5 | 0.9% | — |
| 26 | 21st Mortgage Corporation | 4 | 0.7% | — |
| 27 | SOFI BANK, NATIONAL ASSOCIATION | 4 | 0.7% | — |
| 28 | NATIONSTAR MORTGAGE LLC | 4 | 0.7% | — |
| 29 | FREEDOM MORTGAGE CORPORATION | 4 | 0.7% | — |
| 30 | PILGRIM MORTGAGE LLC | 4 | 0.7% | — |
| 31 | CROSSCOUNTRY MORTGAGE, INC. | 3 | 0.5% | — |
| 32 | TRIAD FINANCIAL SERVICES, INC. | 3 | 0.5% | — |
| 33 | Bank of America, National Association 59 out of 100, Moderate | 3 | 0.5% | 44.7% |
| 34 | SPRING EQ, LLC | 3 | 0.5% | — |
| 35 | Third Federal Savings and Loan Association of Cleveland 64 out of 100, Moderate | 3 | 0.5% | 35.5% |
| 36 | First State Community Bank 73 out of 100, Strong | 3 | 0.5% | 15.4% |
| 37 | MUTUAL OF OMAHA MORTGAGE, INC. | 3 | 0.5% | — |
| 38 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 3 | 0.5% | — |
| 39 | MISSOURI ELECTRIC COOPERATIVES EMPL 82 out of 100, Strong | 3 | 0.5% | 3.8% |
| 40 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2 | 0.4% | 14.1% |
Top 40 of 88 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Missouri
- St. Louis County 43,125 apps
- Jackson County 32,622 apps
- St. Charles County 21,238 apps
- Greene County 13,657 apps
- Clay County 13,000 apps
- Jefferson County 12,164 apps
- St. Louis city 10,443 apps
- Boone County 7,197 apps
- Cass County 6,061 apps
- Jasper County 5,553 apps
- Christian County 5,034 apps
- Platte County 4,802 apps