Missouri · HMDA 2025
Mortgage lenders in Pettis County, MO
173 lenders reported 1,863 home-loan applications in Pettis County in 2025. 967 closed as loans ($197.6M), 252 were denied — a 19.9% denial rate on decided applications, above the Missouri rate of 18.5%. The three most active lenders handled 25% of applications, led by The Central Trust Bank. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,863
- Loans originated
- 967
- Purchase / refinance
- 520 / 311
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Pettis County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | The Central Trust Bank 69 out of 100, Moderate | 218 | 11.7% | 10.4% |
| 2 | Gateway First Bank 54 out of 100, Below average | 144 | 7.7% | 5.3% |
| 3 | U.S. Bank National Association 55 out of 100, Moderate | 100 | 5.4% | 39.5% |
| 4 | CROSSCOUNTRY MORTGAGE, INC. | 99 | 5.3% | — |
| 5 | Rocket Mortgage, LLC | 86 | 4.6% | — |
| 6 | FLAT BRANCH MORTGAGE, INC. | 71 | 3.8% | — |
| 7 | Mortgage Research Center, LLC | 63 | 3.4% | — |
| 8 | PENNYMAC LOAN SERVICES, LLC | 58 | 3.1% | — |
| 9 | FREEDOM MORTGAGE CORPORATION | 47 | 2.5% | — |
| 10 | NEWREZ LLC | 44 | 2.4% | — |
| 11 | Simmons Bank 60 out of 100, Moderate | 40 | 2.1% | 26.5% |
| 12 | GERSHMAN INVESTMENT CORP. | 37 | 2.0% | — |
| 13 | BTC BANK 60 out of 100, Moderate | 36 | 1.9% | 7.3% |
| 14 | UNITED SHORE FINANCIAL SERVICES, LLC | 33 | 1.8% | — |
| 15 | Wood & Huston Bank 82 out of 100, Strong | 33 | 1.8% | 3.4% |
| 16 | PLANET HOME LENDING, LLC | 32 | 1.7% | — |
| 17 | CENTRAL MISSOURI COMMUNITY CREDIT UNION 60 out of 100, Moderate | 29 | 1.6% | 36.8% |
| 18 | Equity Bank 65 out of 100, Moderate | 29 | 1.6% | 18.4% |
| 19 | AMERIHOME MORTGAGE COMPANY, LLC | 24 | 1.3% | — |
| 20 | COMMUNITY MORTGAGE, LLC | 21 | 1.1% | — |
| 21 | 21st Mortgage Corporation | 20 | 1.1% | — |
| 22 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 20 | 1.1% | 14.1% |
| 23 | NATIONSTAR MORTGAGE LLC | 19 | 1.0% | — |
| 24 | LEADERONE FINANCIAL CORPORATION | 18 | 1.0% | — |
| 25 | FIGURE LENDING LLC | 17 | 0.9% | — |
| 26 | Loandepot.Com, LLC | 16 | 0.9% | — |
| 27 | Midwest Mortgage Associates Corporation | 16 | 0.9% | — |
| 28 | CARRINGTON MORTGAGE SERVICES, LLC | 15 | 0.8% | — |
| 29 | Fairway Independent Mortgage Corporation | 14 | 0.8% | — |
| 30 | AmeriSave Mortgage Corporation | 14 | 0.8% | — |
| 31 | LAKEVIEW LOAN SERVICING, LLC | 13 | 0.7% | — |
| 32 | Navy Federal Credit Union 66 out of 100, Moderate | 12 | 0.6% | 32.9% |
| 33 | Community National Bank & Trust 65 out of 100, Moderate | 12 | 0.6% | 5.6% |
| 34 | NEW DAY FINANCIAL, LLC | 12 | 0.6% | — |
| 35 | VANDERBILT MORTGAGE AND FINANCE, INC. | 11 | 0.6% | — |
| 36 | Kiavi Funding, Inc. | 11 | 0.6% | — |
| 37 | GUILD MORTGAGE COMPANY | 10 | 0.5% | — |
| 38 | SPRING EQ, LLC | 10 | 0.5% | — |
| 39 | Bank of Odessa 72 out of 100, Strong | 10 | 0.5% | 2.7% |
| 40 | VILLAGE CAPITAL & INVESTMENT LLC | 10 | 0.5% | — |
Top 40 of 173 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Missouri
- St. Louis County 43,125 apps
- Jackson County 32,622 apps
- St. Charles County 21,238 apps
- Greene County 13,657 apps
- Clay County 13,000 apps
- Jefferson County 12,164 apps
- St. Louis city 10,443 apps
- Boone County 7,197 apps
- Cass County 6,061 apps
- Jasper County 5,553 apps
- Christian County 5,034 apps
- Platte County 4,802 apps