Missouri · HMDA 2025
Mortgage lenders in Reynolds County, MO
61 lenders reported 186 home-loan applications in Reynolds County in 2025. 99 closed as loans ($14.4M), 42 were denied — a 29.6% denial rate on decided applications, above the Missouri rate of 18.5%. The three most active lenders handled 26% of applications, led by Peoples Community Bank. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 186
- Loans originated
- 99
- Purchase / refinance
- 50 / 38
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Reynolds County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Peoples Community Bank 83 out of 100, Strong | 26 | 14.0% | 8.3% |
| 2 | Great Southern Bank 73 out of 100, Strong | 12 | 6.5% | 24.6% |
| 3 | Rocket Mortgage, LLC | 11 | 5.9% | — |
| 4 | First State Community Bank 73 out of 100, Strong | 10 | 5.4% | 15.4% |
| 5 | PENNYMAC LOAN SERVICES, LLC | 8 | 4.3% | — |
| 6 | 21st Mortgage Corporation | 6 | 3.2% | — |
| 7 | Mortgage Research Center, LLC | 6 | 3.2% | — |
| 8 | GERSHMAN INVESTMENT CORP. | 6 | 3.2% | — |
| 9 | Southern Bank 70 out of 100, Strong | 6 | 3.2% | 5.8% |
| 10 | NEWREZ LLC | 5 | 2.7% | — |
| 11 | AmeriSave Mortgage Corporation | 5 | 2.7% | — |
| 12 | PLANET HOME LENDING, LLC | 5 | 2.7% | — |
| 13 | Ozarks Federal Savings and Loan Association | 5 | 2.7% | — |
| 14 | TRIAD FINANCIAL SERVICES, INC. | 4 | 2.2% | — |
| 15 | U.S. Bank National Association 55 out of 100, Moderate | 4 | 2.2% | 39.5% |
| 16 | DAS Acquisition Company, LLC | 4 | 2.2% | — |
| 17 | Broker Solutions, Inc. | 3 | 1.6% | — |
| 18 | GUILD MORTGAGE COMPANY | 3 | 1.6% | — |
| 19 | CROSSCOUNTRY MORTGAGE, INC. | 3 | 1.6% | — |
| 20 | UNICO Bank 47 out of 100, Below average | 3 | 1.6% | 5.5% |
| 21 | First Midwest Bank of the Ozarks 69 out of 100, Moderate | 3 | 1.6% | 3.9% |
| 22 | Commerce Bank 76 out of 100, Strong | 3 | 1.6% | 33.2% |
| 23 | VANDERBILT MORTGAGE AND FINANCE, INC. | 2 | 1.1% | — |
| 24 | Loandepot.Com, LLC | 2 | 1.1% | — |
| 25 | GUARANTEED RATE, INC. | 2 | 1.1% | — |
| 26 | Flanagan State Bank 67 out of 100, Moderate | 2 | 1.1% | 14.2% |
| 27 | NEW DAY FINANCIAL, LLC | 2 | 1.1% | — |
| 28 | VILLAGE CAPITAL & INVESTMENT LLC | 2 | 1.1% | — |
| 29 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 0.5% | 32.9% |
| 30 | Truist Bank 63 out of 100, Moderate | 1 | 0.5% | 40.8% |
| 31 | UNITED SHORE FINANCIAL SERVICES, LLC | 1 | 0.5% | — |
| 32 | Bank of America, National Association 59 out of 100, Moderate | 1 | 0.5% | 44.7% |
| 33 | SPRING EQ, LLC | 1 | 0.5% | — |
| 34 | Sunflower Bank, National Association 51 out of 100, Below average | 1 | 0.5% | 5.8% |
| 35 | SCOTT CREDIT UNION 71 out of 100, Strong | 1 | 0.5% | 23.3% |
| 36 | CONSERVATION EMPLOYEES CREDIT | 1 | 0.5% | — |
| 37 | The Federal Savings Bank 51 out of 100, Below average | 1 | 0.5% | 19.1% |
| 38 | AMERICAN FINANCIAL RESOURCES, INC. | 1 | 0.5% | — |
| 39 | TOP FLITE FINANCIAL, INC. | 1 | 0.5% | — |
| 40 | TELCOMM Credit Union 77 out of 100, Strong | 1 | 0.5% | 22.8% |
Top 40 of 61 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Missouri
- St. Louis County 43,125 apps
- Jackson County 32,622 apps
- St. Charles County 21,238 apps
- Greene County 13,657 apps
- Clay County 13,000 apps
- Jefferson County 12,164 apps
- St. Louis city 10,443 apps
- Boone County 7,197 apps
- Cass County 6,061 apps
- Jasper County 5,553 apps
- Christian County 5,034 apps
- Platte County 4,802 apps