Missouri · HMDA 2025
Mortgage lenders in Shelby County, MO
40 lenders reported 100 home-loan applications in Shelby County in 2025. 43 closed as loans ($5.6M), 15 were denied — a 25.4% denial rate on decided applications, above the Missouri rate of 18.5%. The three most active lenders handled 29% of applications, led by Rocket Mortgage, LLC. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 100
- Loans originated
- 43
- Purchase / refinance
- 23 / 16
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Shelby County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 10 | 10.0% | — |
| 2 | Mortgage Research Center, LLC | 10 | 10.0% | — |
| 3 | U.S. Bank National Association 55 out of 100, Moderate | 9 | 9.0% | 39.5% |
| 4 | FLAT BRANCH MORTGAGE, INC. | 7 | 7.0% | — |
| 5 | COMMUNITY BANC MORTGAGE CORPORATION | 4 | 4.0% | — |
| 6 | THOMPSON KANE & COMPANY, INC | 4 | 4.0% | — |
| 7 | 21st Mortgage Corporation | 3 | 3.0% | — |
| 8 | NEWREZ LLC | 3 | 3.0% | — |
| 9 | Loandepot.Com, LLC | 3 | 3.0% | — |
| 10 | UNITED SHORE FINANCIAL SERVICES, LLC | 3 | 3.0% | — |
| 11 | AmeriSave Mortgage Corporation | 3 | 3.0% | — |
| 12 | PLANET HOME LENDING, LLC | 3 | 3.0% | — |
| 13 | Alliant Bank | 3 | 3.0% | — |
| 14 | Equity Bank 65 out of 100, Moderate | 3 | 3.0% | 18.4% |
| 15 | The Central Trust Bank 69 out of 100, Moderate | 3 | 3.0% | 10.4% |
| 16 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2 | 2.0% | 14.1% |
| 17 | Broker Solutions, Inc. | 2 | 2.0% | — |
| 18 | LEADERONE FINANCIAL CORPORATION | 2 | 2.0% | — |
| 19 | FCS Financial, FLCA | 2 | 2.0% | — |
| 20 | Truist Bank 63 out of 100, Moderate | 1 | 1.0% | 40.8% |
| 21 | PENNYMAC LOAN SERVICES, LLC | 1 | 1.0% | — |
| 22 | CROSSCOUNTRY MORTGAGE, INC. | 1 | 1.0% | — |
| 23 | TRIAD FINANCIAL SERVICES, INC. | 1 | 1.0% | — |
| 24 | SPRING EQ, LLC | 1 | 1.0% | — |
| 25 | AMERIHOME MORTGAGE COMPANY, LLC | 1 | 1.0% | — |
| 26 | BMO Bank National Association 83 out of 100, Strong | 1 | 1.0% | 40.5% |
| 27 | REGIONAL MISSOURI BANK 84 out of 100, Strong | 1 | 1.0% | 10.1% |
| 28 | United Credit Union | 1 | 1.0% | — |
| 29 | UNITED SECURITY BANK | 1 | 1.0% | — |
| 30 | COMMUNITYAMERICA CREDIT UNION | 1 | 1.0% | — |
| 31 | DELMAR FINANCIAL COMPANY | 1 | 1.0% | — |
| 32 | LENDINGONE, LLC | 1 | 1.0% | — |
| 33 | AMERICAN PORTFOLIO MORTGAGE CORPORATION | 1 | 1.0% | — |
| 34 | HomeBank 74 out of 100, Strong | 1 | 1.0% | 0.9% |
| 35 | PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate | 1 | 1.0% | 45.9% |
| 36 | NATIONSTAR MORTGAGE LLC | 1 | 1.0% | — |
| 37 | AMERICAN PACIFIC MORTGAGE CORPORATION | 1 | 1.0% | — |
| 38 | VILLAGE CAPITAL & INVESTMENT LLC | 1 | 1.0% | — |
| 39 | DAS Acquisition Company, LLC | 1 | 1.0% | — |
| 40 | DATA MORTGAGE, INC. | 1 | 1.0% | — |
Top 40 of 40 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Missouri
- St. Louis County 43,125 apps
- Jackson County 32,622 apps
- St. Charles County 21,238 apps
- Greene County 13,657 apps
- Clay County 13,000 apps
- Jefferson County 12,164 apps
- St. Louis city 10,443 apps
- Boone County 7,197 apps
- Cass County 6,061 apps
- Jasper County 5,553 apps
- Christian County 5,034 apps
- Platte County 4,802 apps