Nebraska · HMDA 2025
Mortgage lenders in Adams County, NE
102 lenders reported 1,014 home-loan applications in Adams County in 2025. 549 closed as loans ($95.8M), 116 were denied — a 16.7% denial rate on decided applications, above the Nebraska rate of 15.1%. The three most active lenders handled 37% of applications, led by Pinnacle Bank. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,014
- Loans originated
- 549
- Purchase / refinance
- 312 / 157
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Adams County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Pinnacle Bank 74 out of 100, Strong | 203 | 20.0% | 4.8% |
| 2 | U.S. Bank National Association 55 out of 100, Moderate | 101 | 10.0% | 39.5% |
| 3 | CHARTER WEST BANK 68 out of 100, Moderate | 71 | 7.0% | 8.6% |
| 4 | Rocket Mortgage, LLC | 47 | 4.6% | — |
| 5 | Citizens Bank, National Association 54 out of 100, Below average | 38 | 3.7% | 32.5% |
| 6 | PENNYMAC LOAN SERVICES, LLC | 38 | 3.7% | — |
| 7 | FREEDOM MORTGAGE CORPORATION | 32 | 3.2% | — |
| 8 | MNB Bank 75 out of 100, Strong | 27 | 2.7% | 7.5% |
| 9 | WEST GATE BANK 72 out of 100, Strong | 21 | 2.1% | 4.8% |
| 10 | Heritage Bank | 20 | 2.0% | — |
| 11 | Mortgage Research Center, LLC | 19 | 1.9% | — |
| 12 | First National Bank of Omaha 72 out of 100, Strong | 17 | 1.7% | 25.9% |
| 13 | 21st Mortgage Corporation | 16 | 1.6% | — |
| 14 | Home Federal Savings and Loan Association of Grand Island 80 out of 100, Strong | 16 | 1.6% | 9.6% |
| 15 | AmeriSave Mortgage Corporation | 14 | 1.4% | — |
| 16 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 13 | 1.3% | 14.1% |
| 17 | Broker Solutions, Inc. | 12 | 1.2% | — |
| 18 | NEWREZ LLC | 11 | 1.1% | — |
| 19 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 11 | 1.1% | 22.2% |
| 20 | TRIAD FINANCIAL SERVICES, INC. | 11 | 1.1% | — |
| 21 | AMERIHOME MORTGAGE COMPANY, LLC | 11 | 1.1% | — |
| 22 | FIGURE LENDING LLC | 11 | 1.1% | — |
| 23 | NATIONSTAR MORTGAGE LLC | 11 | 1.1% | — |
| 24 | MORIA DEVELOPMENT, INC. | 11 | 1.1% | — |
| 25 | GUARANTEED RATE, INC. | 10 | 1.0% | — |
| 26 | First Interstate Bank 62 out of 100, Moderate | 10 | 1.0% | 29.4% |
| 27 | UNITED SHORE FINANCIAL SERVICES, LLC | 9 | 0.9% | — |
| 28 | Fairway Independent Mortgage Corporation | 8 | 0.8% | — |
| 29 | Five Points Bank 76 out of 100, Strong | 8 | 0.8% | 2.5% |
| 30 | Coastal Community Bank 35 out of 100, Low | 8 | 0.8% | 3.0% |
| 31 | CENTENNIAL LENDING, LLC | 7 | 0.7% | — |
| 32 | Equitable Bank 72 out of 100, Strong | 7 | 0.7% | 7.1% |
| 33 | CENTRIS | 7 | 0.7% | — |
| 34 | Discover Bank | 6 | 0.6% | — |
| 35 | CASTLE & COOKE MORTGAGE, LLC | 6 | 0.6% | — |
| 36 | Lincoln FSB of Nebraska 69 out of 100, Moderate | 6 | 0.6% | 3.3% |
| 37 | PHH Mortgage Corporation | 6 | 0.6% | — |
| 38 | Loandepot.Com, LLC | 5 | 0.5% | — |
| 39 | PLANET HOME LENDING, LLC | 5 | 0.5% | — |
| 40 | Bruning Bank 74 out of 100, Strong | 5 | 0.5% | 14.1% |
Top 40 of 102 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Nebraska
- Douglas County 25,537 apps
- Lancaster County 13,061 apps
- Sarpy County 10,670 apps
- Hall County 2,041 apps
- Dodge County 1,507 apps
- Cass County 1,463 apps
- Buffalo County 1,435 apps
- Lincoln County 1,249 apps
- Platte County 1,226 apps
- Saunders County 1,056 apps
- Madison County 976 apps
- Scotts Bluff County 963 apps