HMDA 2025
Mortgage lenders in Nebraska
Lenders reported 76,789 home-loan applications for properties in Nebraska in 2025; 43,810 became loans and the denial rate on decided applications was 15.1%. The busiest county was Douglas County with 25,537 applications.
Most active lenders across Nebraska's counties
- U.S. Bank National Association 5,210 applications
- Rocket Mortgage, LLC 3,448 applications
- Pinnacle Bank 3,366 applications
- PENNYMAC LOAN SERVICES, LLC 3,062 applications
- First National Bank of Omaha 2,898 applications
- CHARTER WEST BANK 2,258 applications
- WEST GATE BANK 2,252 applications
- VERIDIAN CREDIT UNION 1,983 applications
- CENTRIS 1,965 applications
- Union Bank and Trust Company 1,812 applications
- Mortgage Research Center, LLC 1,653 applications
- NEWREZ LLC 1,617 applications
- UNITED SHORE FINANCIAL SERVICES, LLC 1,558 applications
- Citizens Bank, National Association 1,430 applications
- JPMorgan Chase Bank, National Association 1,378 applications
Counties
| County | Applications | Lenders | Denial rate | Purchase / refi loans |
|---|---|---|---|---|
| Adams County | 1,014 | 102 | 16.7% | 312 / 157 |
| Antelope County | 147 | 41 | 12.6% | 50 / 27 |
| Arthur County | 5 | 3 | 25.0% | 3 / 0 |
| Banner County | 12 | 9 | 50.0% | 0 / 2 |
| Blaine County | 4 | 3 | 33.3% | 0 / 2 |
| Boone County | 122 | 34 | 15.8% | 40 / 14 |
| Box Butte County | 319 | 60 | 23.8% | 87 / 47 |
| Boyd County | 15 | 10 | 18.2% | 6 / 2 |
| Brown County | 50 | 22 | 22.5% | 17 / 6 |
| Buffalo County | 1,435 | 122 | 14.8% | 473 / 267 |
| Burt County | 309 | 85 | 18.7% | 96 / 54 |
| Butler County | 268 | 73 | 18.9% | 64 / 53 |
| Cass County | 1,463 | 155 | 14.4% | 384 / 292 |
| Cedar County | 134 | 58 | 12.5% | 38 / 23 |
| Chase County | 108 | 34 | 17.6% | 35 / 11 |
| Cherry County | 157 | 49 | 18.9% | 57 / 21 |
| Cheyenne County | 291 | 72 | 26.3% | 69 / 60 |
| Clay County | 207 | 59 | 13.6% | 57 / 38 |
| Colfax County | 275 | 55 | 22.1% | 74 / 36 |
| Cuming County | 169 | 57 | 14.0% | 53 / 38 |
| Custer County | 223 | 55 | 19.0% | 79 / 32 |
| Dakota County | 519 | 76 | 19.6% | 178 / 110 |
| Dawes County | 189 | 52 | 14.6% | 79 / 28 |
| Dawson County | 733 | 92 | 20.3% | 246 / 108 |
| Deuel County | 75 | 33 | 28.0% | 15 / 13 |
| Dixon County | 122 | 49 | 23.2% | 34 / 30 |
| Dodge County | 1,507 | 143 | 16.3% | 507 / 254 |
| Douglas County | 25,537 | 394 | 15.7% | 7,991 / 3,739 |
| Dundy County | 42 | 21 | 16.1% | 14 / 5 |
| Fillmore County | 140 | 42 | 21.4% | 42 / 19 |
| Franklin County | 88 | 39 | 34.2% | 29 / 12 |
| Frontier County | 53 | 31 | 19.4% | 12 / 10 |
| Furnas County | 138 | 44 | 25.6% | 44 / 18 |
| Gage County | 892 | 115 | 17.5% | 287 / 137 |
| Garden County | 49 | 27 | 29.0% | 13 / 6 |
| Garfield County | 48 | 23 | 3.2% | 14 / 13 |
| Gosper County | 48 | 22 | 12.9% | 17 / 9 |
| Grant County | 5 | 3 | 25.0% | 1 / 2 |
| Greeley County | 33 | 22 | 4.5% | 11 / 6 |
| Hall County | 2,041 | 120 | 14.5% | 660 / 368 |
| Hamilton County | 474 | 74 | 10.5% | 168 / 87 |
| Harlan County | 58 | 33 | 23.9% | 17 / 13 |
| Hayes County | 15 | 9 | 22.2% | 6 / 1 |
| Hitchcock County | 81 | 29 | 29.6% | 22 / 10 |
| Holt County | 194 | 44 | 13.6% | 68 / 29 |
| Hooker County | 14 | 12 | 16.7% | 4 / 2 |
| Howard County | 228 | 58 | 17.4% | 62 / 45 |
| Jefferson County | 262 | 60 | 12.3% | 89 / 44 |
| Johnson County | 105 | 47 | 8.3% | 40 / 19 |
| Kearney County | 193 | 55 | 13.7% | 68 / 29 |
| Keith County | 344 | 76 | 19.0% | 105 / 49 |
| Keya Paha County | 9 | 6 | 40.0% | 3 / 0 |
| Kimball County | 151 | 53 | 22.4% | 37 / 24 |
| Knox County | 151 | 58 | 23.2% | 45 / 24 |
| Lancaster County | 13,061 | 292 | 11.0% | 4,626 / 2,242 |
| Lincoln County | 1,249 | 112 | 19.8% | 392 / 181 |
| Logan County | 12 | 11 | 22.2% | 4 / 2 |
| Loup County | 16 | 13 | 21.4% | 7 / 3 |
| Madison County | 976 | 97 | 15.8% | 333 / 165 |
| McPherson County | 0 | 0 | 0.0% | 0 / 0 |
| Merrick County | 350 | 65 | 10.0% | 105 / 78 |
| Morrill County | 105 | 40 | 14.1% | 33 / 15 |
| Nance County | 90 | 34 | 26.2% | 18 / 17 |
| Nemaha County | 179 | 67 | 17.3% | 66 / 25 |
| Nuckolls County | 100 | 42 | 19.4% | 31 / 14 |
| Otoe County | 603 | 115 | 11.7% | 219 / 92 |
| Pawnee County | 69 | 42 | 15.2% | 25 / 10 |
| Perkins County | 85 | 28 | 9.5% | 24 / 20 |
| Phelps County | 265 | 67 | 18.5% | 82 / 43 |
| Pierce County | 161 | 45 | 24.6% | 38 / 33 |
| Platte County | 1,226 | 118 | 15.9% | 398 / 176 |
| Polk County | 163 | 50 | 16.2% | 53 / 26 |
| Red Willow County | 387 | 65 | 15.3% | 123 / 49 |
| Richardson County | 230 | 57 | 24.0% | 58 / 62 |
| Rock County | 25 | 17 | 25.0% | 5 / 4 |
| Saline County | 477 | 78 | 15.7% | 154 / 82 |
| Sarpy County | 10,670 | 278 | 13.5% | 3,349 / 1,669 |
| Saunders County | 1,056 | 141 | 12.1% | 306 / 199 |
| Scotts Bluff County | 963 | 112 | 26.3% | 187 / 146 |
| Seward County | 654 | 96 | 11.7% | 216 / 108 |
| Sheridan County | 109 | 36 | 32.9% | 31 / 17 |
| Sherman County | 79 | 32 | 25.8% | 27 / 8 |
| Sioux County | 10 | 10 | 37.5% | 4 / 1 |
| Stanton County | 165 | 45 | 17.1% | 43 / 30 |
| Thayer County | 104 | 40 | 20.3% | 35 / 21 |
| Thomas County | 20 | 10 | 28.6% | 4 / 3 |
| Thurston County | 87 | 35 | 20.3% | 27 / 11 |
| Valley County | 123 | 46 | 31.3% | 37 / 16 |
| Washington County | 939 | 126 | 13.8% | 238 / 210 |
| Wayne County | 148 | 54 | 16.7% | 38 / 30 |
| Webster County | 113 | 41 | 24.1% | 36 / 15 |
| Wheeler County | 9 | 7 | 28.6% | 3 / 1 |
| York County | 446 | 86 | 18.5% | 149 / 72 |