Nebraska · HMDA 2025
Mortgage lenders in Madison County, NE
97 lenders reported 976 home-loan applications in Madison County in 2025. 553 closed as loans ($114.8M), 107 were denied — a 15.8% denial rate on decided applications, close to the Nebraska rate of 15.1%. The three most active lenders handled 30% of applications, led by U.S. Bank National Association. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 976
- Loans originated
- 553
- Purchase / refinance
- 333 / 165
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Madison County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | U.S. Bank National Association 55 out of 100, Moderate | 109 | 11.2% | 39.5% |
| 2 | WEST GATE BANK 72 out of 100, Strong | 94 | 9.6% | 4.8% |
| 3 | GUARANTEED RATE, INC. | 89 | 9.1% | — |
| 4 | CHARTER WEST BANK 68 out of 100, Moderate | 68 | 7.0% | 8.6% |
| 5 | Rocket Mortgage, LLC | 54 | 5.5% | — |
| 6 | BankFirst 85 out of 100, Very strong | 54 | 5.5% | 6.8% |
| 7 | Frontier Bank | 47 | 4.8% | — |
| 8 | First National Bank of Omaha 72 out of 100, Strong | 42 | 4.3% | 25.9% |
| 9 | PENNYMAC LOAN SERVICES, LLC | 33 | 3.4% | — |
| 10 | Citizens Bank, National Association 54 out of 100, Below average | 26 | 2.7% | 32.5% |
| 11 | BMO Bank National Association 83 out of 100, Strong | 24 | 2.5% | 40.5% |
| 12 | Pinnacle Bank 74 out of 100, Strong | 23 | 2.4% | 4.8% |
| 13 | FREEDOM MORTGAGE CORPORATION | 20 | 2.0% | — |
| 14 | Mortgage Research Center, LLC | 19 | 1.9% | — |
| 15 | NEWREZ LLC | 15 | 1.5% | — |
| 16 | AMERIHOME MORTGAGE COMPANY, LLC | 14 | 1.4% | — |
| 17 | UNITED SHORE FINANCIAL SERVICES, LLC | 12 | 1.2% | — |
| 18 | Broker Solutions, Inc. | 12 | 1.2% | — |
| 19 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 10 | 1.0% | 22.2% |
| 20 | Loandepot.Com, LLC | 10 | 1.0% | — |
| 21 | Coastal Community Bank 35 out of 100, Low | 10 | 1.0% | 3.0% |
| 22 | Heritage Bank | 9 | 0.9% | — |
| 23 | SPRING EQ, LLC | 8 | 0.8% | — |
| 24 | First Nebraska Bank 75 out of 100, Strong | 8 | 0.8% | 19.3% |
| 25 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 7 | 0.7% | 14.1% |
| 26 | Discover Bank | 7 | 0.7% | — |
| 27 | AmeriSave Mortgage Corporation | 7 | 0.7% | — |
| 28 | PLANET HOME LENDING, LLC | 7 | 0.7% | — |
| 29 | NEW DAY FINANCIAL, LLC | 7 | 0.7% | — |
| 30 | NATIONSTAR MORTGAGE LLC | 6 | 0.6% | — |
| 31 | CMG MORTGAGE, INC. | 5 | 0.5% | — |
| 32 | Navy Federal Credit Union 66 out of 100, Moderate | 5 | 0.5% | 32.9% |
| 33 | 21st Mortgage Corporation | 5 | 0.5% | — |
| 34 | SOFI BANK, NATIONAL ASSOCIATION | 4 | 0.4% | — |
| 35 | CHURCHILL MORTGAGE CORPORATION | 4 | 0.4% | — |
| 36 | Cornerstone Bank 56 out of 100, Moderate | 4 | 0.4% | 18.4% |
| 37 | MUTUAL OF OMAHA MORTGAGE, INC. | 4 | 0.4% | — |
| 38 | LOWER, LLC | 4 | 0.4% | — |
| 39 | GREENSTATE Credit Union 50 out of 100, Below average | 4 | 0.4% | 10.1% |
| 40 | Union Bank and Trust Company 76 out of 100, Strong | 4 | 0.4% | 11.7% |
Top 40 of 97 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Nebraska
- Douglas County 25,537 apps
- Lancaster County 13,061 apps
- Sarpy County 10,670 apps
- Hall County 2,041 apps
- Dodge County 1,507 apps
- Cass County 1,463 apps
- Buffalo County 1,435 apps
- Lincoln County 1,249 apps
- Platte County 1,226 apps
- Saunders County 1,056 apps
- Adams County 1,014 apps
- Scotts Bluff County 963 apps