Nebraska · HMDA 2025
Mortgage lenders in Sarpy County, NE
278 lenders reported 10,670 home-loan applications in Sarpy County in 2025. 6,143 closed as loans ($2.3B), 997 were denied — a 13.5% denial rate on decided applications, below the Nebraska rate of 15.1%. The three most active lenders handled 16% of applications, led by PENNYMAC LOAN SERVICES, LLC. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 10,670
- Loans originated
- 6,143
- Purchase / refinance
- 3,349 / 1,669
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Sarpy County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | PENNYMAC LOAN SERVICES, LLC | 607 | 5.7% | — |
| 2 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 572 | 5.4% | 11.2% |
| 3 | U.S. Bank National Association 55 out of 100, Moderate | 561 | 5.3% | 39.5% |
| 4 | CENTRIS | 453 | 4.2% | — |
| 5 | First National Bank of Omaha 72 out of 100, Strong | 429 | 4.0% | 25.9% |
| 6 | Rocket Mortgage, LLC | 427 | 4.0% | — |
| 7 | Mortgage Research Center, LLC | 394 | 3.7% | — |
| 8 | DHI MORTGAGE COMPANY, LTD. | 336 | 3.1% | — |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 315 | 3.0% | — |
| 10 | CHARTER WEST BANK 68 out of 100, Moderate | 300 | 2.8% | 8.6% |
| 11 | NEWREZ LLC | 260 | 2.4% | — |
| 12 | Pinnacle Bank 74 out of 100, Strong | 246 | 2.3% | 4.8% |
| 13 | FREEDOM MORTGAGE CORPORATION | 223 | 2.1% | — |
| 14 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 215 | 2.0% | 14.1% |
| 15 | METRO CU | 202 | 1.9% | — |
| 16 | CMG MORTGAGE, INC. | 195 | 1.8% | — |
| 17 | GUARANTEED RATE, INC. | 193 | 1.8% | — |
| 18 | Navy Federal Credit Union 66 out of 100, Moderate | 188 | 1.8% | 32.9% |
| 19 | Cobalt Credit Union | 184 | 1.7% | — |
| 20 | Core Bank 64 out of 100, Moderate | 148 | 1.4% | 5.2% |
| 21 | Citizens Bank, National Association 54 out of 100, Below average | 146 | 1.4% | 32.5% |
| 22 | CHURCHILL MORTGAGE CORPORATION | 145 | 1.4% | — |
| 23 | Fairway Independent Mortgage Corporation | 141 | 1.3% | — |
| 24 | WEST GATE BANK 72 out of 100, Strong | 141 | 1.3% | 4.8% |
| 25 | AMERIHOME MORTGAGE COMPANY, LLC | 126 | 1.2% | — |
| 26 | Access Bank 65 out of 100, Moderate | 123 | 1.2% | 2.2% |
| 27 | GUILD MORTGAGE COMPANY | 119 | 1.1% | — |
| 28 | NATIONSTAR MORTGAGE LLC | 100 | 0.9% | — |
| 29 | American National Bank | 92 | 0.9% | — |
| 30 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 90 | 0.8% | — |
| 31 | Coastal Community Bank 35 out of 100, Low | 84 | 0.8% | 3.0% |
| 32 | PLANET HOME LENDING, LLC | 83 | 0.8% | — |
| 33 | Union Bank and Trust Company 76 out of 100, Strong | 79 | 0.7% | 11.7% |
| 34 | SPRING EQ, LLC | 75 | 0.7% | — |
| 35 | Plains Commerce Bank 59 out of 100, Moderate | 72 | 0.7% | 10.0% |
| 36 | FLAT BRANCH MORTGAGE, INC. | 71 | 0.7% | — |
| 37 | FIGURE LENDING LLC | 69 | 0.6% | — |
| 38 | BMO Bank National Association 83 out of 100, Strong | 67 | 0.6% | 40.5% |
| 39 | Northwest Bank 70 out of 100, Strong | 66 | 0.6% | 6.0% |
| 40 | Arbor Bank 57 out of 100, Moderate | 63 | 0.6% | 0.9% |
Top 40 of 278 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Nebraska
- Douglas County 25,537 apps
- Lancaster County 13,061 apps
- Hall County 2,041 apps
- Dodge County 1,507 apps
- Cass County 1,463 apps
- Buffalo County 1,435 apps
- Lincoln County 1,249 apps
- Platte County 1,226 apps
- Saunders County 1,056 apps
- Adams County 1,014 apps
- Madison County 976 apps
- Scotts Bluff County 963 apps