Nebraska · HMDA 2025
Mortgage lenders in Buffalo County, NE
122 lenders reported 1,435 home-loan applications in Buffalo County in 2025. 882 closed as loans ($207.8M), 160 were denied — a 14.8% denial rate on decided applications, close to the Nebraska rate of 15.1%. The three most active lenders handled 33% of applications, led by Pinnacle Bank. 20 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,435
- Loans originated
- 882
- Purchase / refinance
- 473 / 267
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Buffalo County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Pinnacle Bank 74 out of 100, Strong | 250 | 17.4% | 4.8% |
| 2 | U.S. Bank National Association 55 out of 100, Moderate | 131 | 9.1% | 39.5% |
| 3 | CHARTER WEST BANK 68 out of 100, Moderate | 86 | 6.0% | 8.6% |
| 4 | First National Bank of Omaha 72 out of 100, Strong | 75 | 5.2% | 25.9% |
| 5 | WEST GATE BANK 72 out of 100, Strong | 70 | 4.9% | 4.8% |
| 6 | Rocket Mortgage, LLC | 69 | 4.8% | — |
| 7 | Citizens Bank, National Association 54 out of 100, Below average | 48 | 3.3% | 32.5% |
| 8 | PENNYMAC LOAN SERVICES, LLC | 43 | 3.0% | — |
| 9 | Bruning Bank 74 out of 100, Strong | 37 | 2.6% | 14.1% |
| 10 | Five Points Bank 76 out of 100, Strong | 34 | 2.4% | 2.5% |
| 11 | UNITED SHORE FINANCIAL SERVICES, LLC | 27 | 1.9% | — |
| 12 | Mortgage Research Center, LLC | 27 | 1.9% | — |
| 13 | FREEDOM MORTGAGE CORPORATION | 27 | 1.9% | — |
| 14 | 21st Mortgage Corporation | 24 | 1.7% | — |
| 15 | NEWREZ LLC | 23 | 1.6% | — |
| 16 | Heartland Bank 80 out of 100, Strong | 21 | 1.5% | 5.0% |
| 17 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 20 | 1.4% | 14.1% |
| 18 | FIRSTIER BANK 38 out of 100, Low | 19 | 1.3% | 3.2% |
| 19 | Coastal Community Bank 35 out of 100, Low | 19 | 1.3% | 3.0% |
| 20 | AMERIHOME MORTGAGE COMPANY, LLC | 17 | 1.2% | — |
| 21 | Plains Commerce Bank 59 out of 100, Moderate | 15 | 1.0% | 10.0% |
| 22 | Cornerstone Bank 56 out of 100, Moderate | 14 | 1.0% | 18.4% |
| 23 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 13 | 0.9% | 22.2% |
| 24 | Discover Bank | 13 | 0.9% | — |
| 25 | BMO Bank National Association 83 out of 100, Strong | 13 | 0.9% | 40.5% |
| 26 | Farmers and Merchants Bank 78 out of 100, Strong | 12 | 0.8% | 10.7% |
| 27 | Gateway First Bank 54 out of 100, Below average | 11 | 0.8% | 5.3% |
| 28 | AmeriSave Mortgage Corporation | 10 | 0.7% | — |
| 29 | Union Bank and Trust Company 76 out of 100, Strong | 10 | 0.7% | 11.7% |
| 30 | FIGURE LENDING LLC | 9 | 0.6% | — |
| 31 | SOFI BANK, NATIONAL ASSOCIATION | 9 | 0.6% | — |
| 32 | Members Mortgage Services, L.L.C. | 9 | 0.6% | — |
| 33 | Broker Solutions, Inc. | 8 | 0.6% | — |
| 34 | SPRING EQ, LLC | 8 | 0.6% | — |
| 35 | NATIONSTAR MORTGAGE LLC | 8 | 0.6% | — |
| 36 | MUTUAL OF OMAHA MORTGAGE, INC. | 8 | 0.6% | — |
| 37 | First Interstate Bank 62 out of 100, Moderate | 8 | 0.6% | 29.4% |
| 38 | Loandepot.Com, LLC | 7 | 0.5% | — |
| 39 | TRIAD FINANCIAL SERVICES, INC. | 7 | 0.5% | — |
| 40 | LAKEVIEW LOAN SERVICING, LLC | 6 | 0.4% | — |
Top 40 of 122 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Nebraska
- Douglas County 25,537 apps
- Lancaster County 13,061 apps
- Sarpy County 10,670 apps
- Hall County 2,041 apps
- Dodge County 1,507 apps
- Cass County 1,463 apps
- Lincoln County 1,249 apps
- Platte County 1,226 apps
- Saunders County 1,056 apps
- Adams County 1,014 apps
- Madison County 976 apps
- Scotts Bluff County 963 apps