Nebraska · HMDA 2025
Mortgage lenders in Lancaster County, NE
292 lenders reported 13,061 home-loan applications in Lancaster County in 2025. 7,840 closed as loans ($2.1B), 1,009 were denied — a 11.0% denial rate on decided applications, below the Nebraska rate of 15.1%. The three most active lenders handled 22% of applications, led by Union Bank and Trust Company. 21 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 13,061
- Loans originated
- 7,840
- Purchase / refinance
- 4,626 / 2,242
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lancaster County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Union Bank and Trust Company 76 out of 100, Strong | 1,081 | 8.3% | 11.7% |
| 2 | U.S. Bank National Association 55 out of 100, Moderate | 966 | 7.4% | 39.5% |
| 3 | Lincoln FSB of Nebraska 69 out of 100, Moderate | 880 | 6.7% | 3.3% |
| 4 | Pinnacle Bank 74 out of 100, Strong | 674 | 5.2% | 4.8% |
| 5 | PENNYMAC LOAN SERVICES, LLC | 499 | 3.8% | — |
| 6 | LIBERTY FIRST CREDIT UNION 86 out of 100, Very strong | 465 | 3.6% | 13.0% |
| 7 | GERSHMAN INVESTMENT CORP. | 450 | 3.4% | — |
| 8 | Rocket Mortgage, LLC | 445 | 3.4% | — |
| 9 | Citizens Bank, National Association 54 out of 100, Below average | 415 | 3.2% | 32.5% |
| 10 | WEST GATE BANK 72 out of 100, Strong | 410 | 3.1% | 4.8% |
| 11 | CORNHUSKER BANK 74 out of 100, Strong | 386 | 3.0% | 5.4% |
| 12 | NEWREZ LLC | 315 | 2.4% | — |
| 13 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 305 | 2.3% | 14.1% |
| 14 | CMG MORTGAGE, INC. | 276 | 2.1% | — |
| 15 | FREEDOM MORTGAGE CORPORATION | 208 | 1.6% | — |
| 16 | CHARTER WEST BANK 68 out of 100, Moderate | 207 | 1.6% | 8.6% |
| 17 | UNITED SHORE FINANCIAL SERVICES, LLC | 194 | 1.5% | — |
| 18 | Mortgage Research Center, LLC | 184 | 1.4% | — |
| 19 | AMERIHOME MORTGAGE COMPANY, LLC | 166 | 1.3% | — |
| 20 | Prosperity Home Mortgage, LLC | 163 | 1.2% | — |
| 21 | 21st Mortgage Corporation | 144 | 1.1% | — |
| 22 | Security First Bank 65 out of 100, Moderate | 144 | 1.1% | 3.1% |
| 23 | First Bank 66 out of 100, Moderate | 129 | 1.0% | 18.1% |
| 24 | PLANET HOME LENDING, LLC | 124 | 0.9% | — |
| 25 | Fairway Independent Mortgage Corporation | 122 | 0.9% | — |
| 26 | NATIONSTAR MORTGAGE LLC | 121 | 0.9% | — |
| 27 | First National Bank of Omaha 72 out of 100, Strong | 118 | 0.9% | 25.9% |
| 28 | Lincone Federal Credit Union 80 out of 100, Strong | 105 | 0.8% | 7.0% |
| 29 | First State Bank Nebraska 71 out of 100, Strong | 103 | 0.8% | 12.3% |
| 30 | City Bank & Trust Co. 58 out of 100, Moderate | 100 | 0.8% | 6.2% |
| 31 | Coastal Community Bank 35 out of 100, Low | 98 | 0.8% | 3.0% |
| 32 | Cattle Bank & Trust 87 out of 100, Very strong | 88 | 0.7% | 3.8% |
| 33 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 86 | 0.7% | 22.2% |
| 34 | Nebraska Bank of Commerce 66 out of 100, Moderate | 83 | 0.6% | 1.6% |
| 35 | LPS Employees Federal Credit Union | 76 | 0.6% | — |
| 36 | Paramount Residential Mortgage Group, Inc. | 74 | 0.6% | — |
| 37 | Discover Bank | 72 | 0.6% | — |
| 38 | Navy Federal Credit Union 66 out of 100, Moderate | 68 | 0.5% | 32.9% |
| 39 | FIGURE LENDING LLC | 68 | 0.5% | — |
| 40 | Broker Solutions, Inc. | 67 | 0.5% | — |
Top 40 of 292 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Nebraska
- Douglas County 25,537 apps
- Sarpy County 10,670 apps
- Hall County 2,041 apps
- Dodge County 1,507 apps
- Cass County 1,463 apps
- Buffalo County 1,435 apps
- Lincoln County 1,249 apps
- Platte County 1,226 apps
- Saunders County 1,056 apps
- Adams County 1,014 apps
- Madison County 976 apps
- Scotts Bluff County 963 apps