Nebraska · HMDA 2025
Mortgage lenders in Lincoln County, NE
112 lenders reported 1,249 home-loan applications in Lincoln County in 2025. 690 closed as loans ($121.4M), 177 were denied — a 19.8% denial rate on decided applications, above the Nebraska rate of 15.1%. The three most active lenders handled 27% of applications, led by Adams Bank & Trust. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,249
- Loans originated
- 690
- Purchase / refinance
- 392 / 181
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lincoln County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Adams Bank & Trust 82 out of 100, Strong | 112 | 9.0% | 10.6% |
| 2 | CENTRIS | 111 | 8.9% | — |
| 3 | Dayspring Bank 58 out of 100, Moderate | 110 | 8.8% | 5.6% |
| 4 | Rocket Mortgage, LLC | 84 | 6.7% | — |
| 5 | Equitable Bank 72 out of 100, Strong | 65 | 5.2% | 7.1% |
| 6 | First National Bank of Omaha 72 out of 100, Strong | 64 | 5.1% | 25.9% |
| 7 | Citizens Bank, National Association 54 out of 100, Below average | 55 | 4.4% | 32.5% |
| 8 | U.S. Bank National Association 55 out of 100, Moderate | 53 | 4.2% | 39.5% |
| 9 | Mortgage Research Center, LLC | 45 | 3.6% | — |
| 10 | WEST GATE BANK 72 out of 100, Strong | 39 | 3.1% | 4.8% |
| 11 | PENNYMAC LOAN SERVICES, LLC | 24 | 1.9% | — |
| 12 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 22 | 1.8% | 14.1% |
| 13 | AmeriSave Mortgage Corporation | 22 | 1.8% | — |
| 14 | TRIAD FINANCIAL SERVICES, INC. | 22 | 1.8% | — |
| 15 | Loandepot.Com, LLC | 18 | 1.4% | — |
| 16 | NATIONSTAR MORTGAGE LLC | 17 | 1.4% | — |
| 17 | Broker Solutions, Inc. | 15 | 1.2% | — |
| 18 | NEWREZ LLC | 14 | 1.1% | — |
| 19 | PLANET HOME LENDING, LLC | 14 | 1.1% | — |
| 20 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 13 | 1.0% | — |
| 21 | CHARTER WEST BANK 68 out of 100, Moderate | 13 | 1.0% | 8.6% |
| 22 | Coastal Community Bank 35 out of 100, Low | 13 | 1.0% | 3.0% |
| 23 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 12 | 1.0% | 22.2% |
| 24 | FREEDOM MORTGAGE CORPORATION | 12 | 1.0% | — |
| 25 | 21st Mortgage Corporation | 11 | 0.9% | — |
| 26 | BMO Bank National Association 83 out of 100, Strong | 11 | 0.9% | 40.5% |
| 27 | Pinnacle Bank 74 out of 100, Strong | 11 | 0.9% | 4.8% |
| 28 | Navy Federal Credit Union 66 out of 100, Moderate | 10 | 0.8% | 32.9% |
| 29 | AMERICAN FINANCIAL NETWORK, INC. | 10 | 0.8% | — |
| 30 | FIGURE LENDING LLC | 9 | 0.7% | — |
| 31 | Fairway Independent Mortgage Corporation | 8 | 0.6% | — |
| 32 | MNB Bank 75 out of 100, Strong | 8 | 0.6% | 7.5% |
| 33 | AMERIHOME MORTGAGE COMPANY, LLC | 8 | 0.6% | — |
| 34 | Tomo Mortgage, LLC | 7 | 0.6% | — |
| 35 | BANKWEST, INC. 38 out of 100, Low | 7 | 0.6% | 48.6% |
| 36 | NEW DAY FINANCIAL, LLC | 7 | 0.6% | — |
| 37 | VILLAGE CAPITAL & INVESTMENT LLC | 7 | 0.6% | — |
| 38 | SPRING EQ, LLC | 6 | 0.5% | — |
| 39 | Farm Credit Mid-America | 6 | 0.5% | — |
| 40 | CHURCHILL MORTGAGE CORPORATION | 6 | 0.5% | — |
Top 40 of 112 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Nebraska
- Douglas County 25,537 apps
- Lancaster County 13,061 apps
- Sarpy County 10,670 apps
- Hall County 2,041 apps
- Dodge County 1,507 apps
- Cass County 1,463 apps
- Buffalo County 1,435 apps
- Platte County 1,226 apps
- Saunders County 1,056 apps
- Adams County 1,014 apps
- Madison County 976 apps
- Scotts Bluff County 963 apps