Nebraska · HMDA 2025
Mortgage lenders in Franklin County, NE
39 lenders reported 88 home-loan applications in Franklin County in 2025. 46 closed as loans ($6.6M), 25 were denied — a 34.2% denial rate on decided applications, above the Nebraska rate of 15.1%. The three most active lenders handled 34% of applications, led by U.S. Bank National Association. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 88
- Loans originated
- 46
- Purchase / refinance
- 29 / 12
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Franklin County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | U.S. Bank National Association 55 out of 100, Moderate | 11 | 12.5% | 39.5% |
| 2 | Pinnacle Bank 74 out of 100, Strong | 11 | 12.5% | 4.8% |
| 3 | Rocket Mortgage, LLC | 8 | 9.1% | — |
| 4 | WEST GATE BANK 72 out of 100, Strong | 6 | 6.8% | 4.8% |
| 5 | Mortgage Research Center, LLC | 4 | 4.5% | — |
| 6 | 21st Mortgage Corporation | 3 | 3.4% | — |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 3 | 3.4% | — |
| 8 | Bruning Bank 74 out of 100, Strong | 3 | 3.4% | 14.1% |
| 9 | Citizens Bank, National Association 54 out of 100, Below average | 2 | 2.3% | 32.5% |
| 10 | Broker Solutions, Inc. | 2 | 2.3% | — |
| 11 | AmeriSave Mortgage Corporation | 2 | 2.3% | — |
| 12 | The Federal Savings Bank 51 out of 100, Below average | 2 | 2.3% | 19.1% |
| 13 | CHARTER WEST BANK 68 out of 100, Moderate | 2 | 2.3% | 8.6% |
| 14 | FREEDOM MORTGAGE CORPORATION | 2 | 2.3% | — |
| 15 | Members Mortgage Services, L.L.C. | 2 | 2.3% | — |
| 16 | LIBERTY FIRST CREDIT UNION 86 out of 100, Very strong | 2 | 2.3% | 13.0% |
| 17 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 1.1% | 32.9% |
| 18 | NEWREZ LLC | 1 | 1.1% | — |
| 19 | Loandepot.Com, LLC | 1 | 1.1% | — |
| 20 | PENNYMAC LOAN SERVICES, LLC | 1 | 1.1% | — |
| 21 | GUARANTEED RATE, INC. | 1 | 1.1% | — |
| 22 | CROSSCOUNTRY MORTGAGE, INC. | 1 | 1.1% | — |
| 23 | TRIAD FINANCIAL SERVICES, INC. | 1 | 1.1% | — |
| 24 | SPRING EQ, LLC | 1 | 1.1% | — |
| 25 | AMERIHOME MORTGAGE COMPANY, LLC | 1 | 1.1% | — |
| 26 | Lincone Federal Credit Union 80 out of 100, Strong | 1 | 1.1% | 7.0% |
| 27 | Heritage Bank | 1 | 1.1% | — |
| 28 | FIRSTIER BANK 38 out of 100, Low | 1 | 1.1% | 3.2% |
| 29 | PLANET HOME LENDING, LLC | 1 | 1.1% | — |
| 30 | Adams Bank & Trust 82 out of 100, Strong | 1 | 1.1% | 10.6% |
| 31 | AMERICAN FINANCING CORPORATION | 1 | 1.1% | — |
| 32 | NATIONSTAR MORTGAGE LLC | 1 | 1.1% | — |
| 33 | CASTLE & COOKE MORTGAGE, LLC | 1 | 1.1% | — |
| 34 | Plains Commerce Bank 59 out of 100, Moderate | 1 | 1.1% | 10.0% |
| 35 | Cornerstone Bank 56 out of 100, Moderate | 1 | 1.1% | 18.4% |
| 36 | HOMEOWNERS FINANCIAL GROUP USA, LLC | 1 | 1.1% | — |
| 37 | VILLAGE CAPITAL & INVESTMENT LLC | 1 | 1.1% | — |
| 38 | USAA Federal Savings Bank 64 out of 100, Moderate | 1 | 1.1% | 37.2% |
| 39 | Union Bank and Trust Company 76 out of 100, Strong | 1 | 1.1% | 11.7% |
Top 39 of 39 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Nebraska
- Douglas County 25,537 apps
- Lancaster County 13,061 apps
- Sarpy County 10,670 apps
- Hall County 2,041 apps
- Dodge County 1,507 apps
- Cass County 1,463 apps
- Buffalo County 1,435 apps
- Lincoln County 1,249 apps
- Platte County 1,226 apps
- Saunders County 1,056 apps
- Adams County 1,014 apps
- Madison County 976 apps