New Jersey · HMDA 2025
Mortgage lenders in Cumberland County, NJ
286 lenders reported 6,043 home-loan applications in Cumberland County in 2025. 2,748 closed as loans ($683.1M), 1,049 were denied — a 26.3% denial rate on decided applications, above the New Jersey rate of 22.9%. The three most active lenders handled 19% of applications, led by NATION ONE MORTGAGE CORPORATION. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 6,043
- Loans originated
- 2,748
- Purchase / refinance
- 1,407 / 892
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Cumberland County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | NATION ONE MORTGAGE CORPORATION | 534 | 8.8% | — |
| 2 | PENNYMAC LOAN SERVICES, LLC | 314 | 5.2% | — |
| 3 | Rocket Mortgage, LLC | 288 | 4.8% | — |
| 4 | FREEDOM MORTGAGE CORPORATION | 155 | 2.6% | — |
| 5 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 146 | 2.4% | 14.1% |
| 6 | GUARANTEED RATE, INC. | 144 | 2.4% | — |
| 7 | Bank of America, National Association 59 out of 100, Moderate | 144 | 2.4% | 44.7% |
| 8 | AMERIHOME MORTGAGE COMPANY, LLC | 131 | 2.2% | — |
| 9 | NEWREZ LLC | 128 | 2.1% | — |
| 10 | TD Bank, National Association 63 out of 100, Moderate | 127 | 2.1% | 35.3% |
| 11 | UNITED SHORE FINANCIAL SERVICES, LLC | 117 | 1.9% | — |
| 12 | PLANET HOME LENDING, LLC | 109 | 1.8% | — |
| 13 | Truist Bank 63 out of 100, Moderate | 98 | 1.6% | 40.8% |
| 14 | Loan Funder LLC | 95 | 1.6% | — |
| 15 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 95 | 1.6% | — |
| 16 | Loandepot.Com, LLC | 87 | 1.4% | — |
| 17 | Broker Solutions, Inc. | 85 | 1.4% | — |
| 18 | AFFORDABLE MORTGAGE ADVISORS, LLC. | 85 | 1.4% | — |
| 19 | OceanFirst Bank, National Association 63 out of 100, Moderate | 85 | 1.4% | 9.9% |
| 20 | NATIONSTAR MORTGAGE LLC | 84 | 1.4% | — |
| 21 | 21st Mortgage Corporation | 80 | 1.3% | — |
| 22 | CROSSCOUNTRY MORTGAGE, INC. | 79 | 1.3% | — |
| 23 | Kiavi Funding, Inc. | 72 | 1.2% | — |
| 24 | Mortgage Research Center, LLC | 70 | 1.2% | — |
| 25 | AmeriSave Mortgage Corporation | 66 | 1.1% | — |
| 26 | Coastal Community Bank 35 out of 100, Low | 66 | 1.1% | 3.0% |
| 27 | FIGURE LENDING LLC | 65 | 1.1% | — |
| 28 | Gateway First Bank 54 out of 100, Below average | 65 | 1.1% | 5.3% |
| 29 | PNC Bank, National Association 62 out of 100, Moderate | 64 | 1.1% | 33.8% |
| 30 | LAKEVIEW LOAN SERVICING, LLC | 63 | 1.0% | — |
| 31 | FIRST HARVEST Federal Credit Union 53 out of 100, Below average | 59 | 1.0% | 36.8% |
| 32 | POLICE & FIRE | 59 | 1.0% | — |
| 33 | CMG MORTGAGE, INC. | 57 | 0.9% | — |
| 34 | Discover Bank | 57 | 0.9% | — |
| 35 | Citizens Bank, National Association 54 out of 100, Below average | 53 | 0.9% | 32.5% |
| 36 | RF RENOVO MANAGEMENT COMPANY, LLC | 53 | 0.9% | — |
| 37 | TRIAD FINANCIAL SERVICES, INC. | 52 | 0.9% | — |
| 38 | Navy Federal Credit Union 66 out of 100, Moderate | 50 | 0.8% | 32.9% |
| 39 | CHAMPIONS FUNDING, LLC | 50 | 0.8% | — |
| 40 | SPRING EQ, LLC | 49 | 0.8% | — |
Top 40 of 286 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in New Jersey
- Ocean County 34,338 apps
- Bergen County 32,268 apps
- Monmouth County 30,559 apps
- Middlesex County 29,732 apps
- Essex County 26,337 apps
- Camden County 24,224 apps
- Burlington County 23,660 apps
- Morris County 20,702 apps
- Union County 18,761 apps
- Gloucester County 16,106 apps
- Hudson County 15,876 apps
- Passaic County 15,595 apps