New Mexico · HMDA 2025
Mortgage lenders in Rio Arriba County, NM
117 lenders reported 867 home-loan applications in Rio Arriba County in 2025. 338 closed as loans ($82.7M), 199 were denied — a 35.2% denial rate on decided applications, above the New Mexico rate of 24.5%. The three most active lenders handled 31% of applications, led by 21st Mortgage Corporation. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 867
- Loans originated
- 338
- Purchase / refinance
- 179 / 125
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Rio Arriba County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 160 | 18.5% | — |
| 2 | Rocket Mortgage, LLC | 69 | 8.0% | — |
| 3 | Del Norte Credit Union 66 out of 100, Moderate | 44 | 5.1% | 16.7% |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 31 | 3.6% | — |
| 5 | VANDERBILT MORTGAGE AND FINANCE, INC. | 28 | 3.2% | — |
| 6 | NEWREZ LLC | 25 | 2.9% | — |
| 7 | Waterstone Mortgage Corporation | 25 | 2.9% | — |
| 8 | Mortgage Research Center, LLC | 24 | 2.8% | — |
| 9 | PENNYMAC LOAN SERVICES, LLC | 23 | 2.7% | — |
| 10 | GUILD MORTGAGE COMPANY | 18 | 2.1% | — |
| 11 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 16 | 1.8% | 14.1% |
| 12 | Loandepot.Com, LLC | 15 | 1.7% | — |
| 13 | GUADALUPE | 15 | 1.7% | — |
| 14 | BOKF, National Association 64 out of 100, Moderate | 15 | 1.7% | 27.5% |
| 15 | Broker Solutions, Inc. | 14 | 1.6% | — |
| 16 | NUSENDA | 14 | 1.6% | — |
| 17 | COUNTRYPLACE MORTGAGE, LTD. | 13 | 1.5% | — |
| 18 | FREEDOM MORTGAGE CORPORATION | 13 | 1.5% | — |
| 19 | Sunflower Bank, National Association 51 out of 100, Below average | 12 | 1.4% | 5.8% |
| 20 | AmeriSave Mortgage Corporation | 11 | 1.3% | — |
| 21 | CROSSCOUNTRY MORTGAGE, INC. | 11 | 1.3% | — |
| 22 | PRIMARY RESIDENTIAL MORTGAGE, INC. | 11 | 1.3% | — |
| 23 | GENEVA FINANCIAL, LLC | 10 | 1.2% | — |
| 24 | PLAZA HOME MORTGAGE, INC. | 9 | 1.0% | — |
| 25 | NEW DAY FINANCIAL, LLC | 9 | 1.0% | — |
| 26 | SOUTHWEST STAGE FUNDING, LLC | 8 | 0.9% | — |
| 27 | LAKEVIEW LOAN SERVICING, LLC | 8 | 0.9% | — |
| 28 | MUTUAL OF OMAHA MORTGAGE, INC. | 8 | 0.9% | — |
| 29 | USAA Federal Savings Bank 64 out of 100, Moderate | 8 | 0.9% | 37.2% |
| 30 | UMB Bank, National Association 65 out of 100, Moderate | 8 | 0.9% | 30.5% |
| 31 | VILLAGE CAPITAL & INVESTMENT LLC | 7 | 0.8% | — |
| 32 | CMG MORTGAGE, INC. | 6 | 0.7% | — |
| 33 | Bank of America, National Association 59 out of 100, Moderate | 6 | 0.7% | 44.7% |
| 34 | U.S. Bank National Association 55 out of 100, Moderate | 6 | 0.7% | 39.5% |
| 35 | PLANET HOME LENDING, LLC | 6 | 0.7% | — |
| 36 | NATIONSTAR MORTGAGE LLC | 6 | 0.7% | — |
| 37 | GUARANTEED RATE, INC. | 5 | 0.6% | — |
| 38 | Kirtland Federal Credit Union 71 out of 100, Strong | 5 | 0.6% | 24.2% |
| 39 | The Federal Savings Bank 51 out of 100, Below average | 5 | 0.6% | 19.1% |
| 40 | State Employees Credit Union | 5 | 0.6% | — |
Top 40 of 117 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in New Mexico
- Bernalillo County 26,977 apps
- Sandoval County 9,594 apps
- Doña Ana County 8,668 apps
- Santa Fe County 6,228 apps
- Valencia County 4,015 apps
- San Juan County 3,662 apps
- Otero County 2,586 apps
- Eddy County 2,438 apps
- Lea County 2,173 apps
- Chaves County 1,819 apps
- Curry County 1,623 apps
- Taos County 1,114 apps