New York · HMDA 2025
Mortgage lenders in Broome County, NY
196 lenders reported 5,342 home-loan applications in Broome County in 2025. 2,919 closed as loans ($452.8M), 959 were denied — a 23.9% denial rate on decided applications, close to the New York rate of 23.9%. The three most active lenders handled 30% of applications, led by Visions Federal Credit Union. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 5,342
- Loans originated
- 2,919
- Purchase / refinance
- 1,427 / 597
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Broome County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Visions Federal Credit Union 64 out of 100, Moderate | 950 | 17.8% | 32.6% |
| 2 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 331 | 6.2% | 32.9% |
| 3 | HOMESTEAD FUNDING CORP. | 329 | 6.2% | — |
| 4 | Rocket Mortgage, LLC | 313 | 5.9% | — |
| 5 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 237 | 4.4% | 14.1% |
| 6 | Citizens Bank, National Association 54 out of 100, Below average | 211 | 3.9% | 32.5% |
| 7 | Broadview Federal Credit Union 59 out of 100, Moderate | 210 | 3.9% | 29.9% |
| 8 | Empower Federal Credit Union 59 out of 100, Moderate | 210 | 3.9% | 17.2% |
| 9 | NBT Bank, National Association 64 out of 100, Moderate | 171 | 3.2% | 23.4% |
| 10 | PENNYMAC LOAN SERVICES, LLC | 136 | 2.5% | — |
| 11 | Tioga State Bank, N. A. | 108 | 2.0% | — |
| 12 | 1ST PRIORITY MORTGAGE, INC. | 106 | 2.0% | — |
| 13 | Community Bank, National Association 62 out of 100, Moderate | 103 | 1.9% | 18.9% |
| 14 | NEWREZ LLC | 98 | 1.8% | — |
| 15 | EVERETT FINANCIAL, INC. | 78 | 1.5% | — |
| 16 | Sidney Federal Credit Union 67 out of 100, Moderate | 73 | 1.4% | 13.9% |
| 17 | Tompkins Community Bank 60 out of 100, Moderate | 65 | 1.2% | 19.9% |
| 18 | UNITED SHORE FINANCIAL SERVICES, LLC | 63 | 1.2% | — |
| 19 | Discover Bank | 51 | 1.0% | — |
| 20 | Navy Federal Credit Union 66 out of 100, Moderate | 50 | 0.9% | 32.9% |
| 21 | NATIONSTAR MORTGAGE LLC | 50 | 0.9% | — |
| 22 | ABSOLUTE HOME MORTGAGE CORPORATION | 46 | 0.9% | — |
| 23 | SEFCU SERVICES, LLC | 41 | 0.8% | — |
| 24 | Loandepot.Com, LLC | 40 | 0.7% | — |
| 25 | GHS Federal Credit Union 46 out of 100, Below average | 36 | 0.7% | 21.2% |
| 26 | KeyBank National Association 63 out of 100, Moderate | 36 | 0.7% | 32.8% |
| 27 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 34 | 0.6% | 22.2% |
| 28 | LENDINGONE, LLC | 34 | 0.6% | — |
| 29 | Bank of America, National Association 59 out of 100, Moderate | 33 | 0.6% | 44.7% |
| 30 | CHAMPIONS FUNDING, LLC | 33 | 0.6% | — |
| 31 | CROSSCOUNTRY MORTGAGE, INC. | 32 | 0.6% | — |
| 32 | Mortgage Research Center, LLC | 31 | 0.6% | — |
| 33 | CARRINGTON MORTGAGE SERVICES, LLC | 31 | 0.6% | — |
| 34 | PREMIUM MORTGAGE CORPORATION | 26 | 0.5% | — |
| 35 | A&D Mortgage LLC | 24 | 0.4% | — |
| 36 | PLANET HOME LENDING, LLC | 24 | 0.4% | — |
| 37 | Loan Funder LLC | 23 | 0.4% | — |
| 38 | FREEDOM MORTGAGE CORPORATION | 23 | 0.4% | — |
| 39 | PLAZA HOME MORTGAGE, INC. | 22 | 0.4% | — |
| 40 | Wayne Bank 53 out of 100, Below average | 22 | 0.4% | 25.8% |
Top 40 of 196 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in New York
- Suffolk County 51,239 apps
- Nassau County 38,055 apps
- Queens County 29,227 apps
- Erie County 26,759 apps
- Kings County 26,693 apps
- Monroe County 26,027 apps
- Westchester County 22,127 apps
- Onondaga County 14,198 apps
- New York County 13,421 apps
- Orange County 13,396 apps
- Richmond County 10,170 apps
- Albany County 9,902 apps