New York · HMDA 2025
Mortgage lenders in Greene County, NY
174 lenders reported 1,890 home-loan applications in Greene County in 2025. 988 closed as loans ($267.6M), 368 were denied — a 26.1% denial rate on decided applications, above the New York rate of 23.9%. The three most active lenders handled 28% of applications, led by The Bank of Greene County. 19 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,890
- Loans originated
- 988
- Purchase / refinance
- 486 / 226
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Greene County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | The Bank of Greene County 77 out of 100, Strong | 222 | 11.7% | 24.3% |
| 2 | HOMESTEAD FUNDING CORP. | 215 | 11.4% | — |
| 3 | Rocket Mortgage, LLC | 98 | 5.2% | — |
| 4 | Broadview Federal Credit Union 59 out of 100, Moderate | 93 | 4.9% | 29.9% |
| 5 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 69 | 3.7% | 14.1% |
| 6 | Citizens Bank, National Association 54 out of 100, Below average | 64 | 3.4% | 32.5% |
| 7 | HUDSON VALLEY CREDIT UNION | 57 | 3.0% | — |
| 8 | Pioneer Bank 62 out of 100, Moderate | 56 | 3.0% | 24.6% |
| 9 | PENNYMAC LOAN SERVICES, LLC | 46 | 2.4% | — |
| 10 | TrustCo Bank 62 out of 100, Moderate | 43 | 2.3% | 28.5% |
| 11 | The National Bank of Coxsackie | 37 | 2.0% | — |
| 12 | NEWREZ LLC | 34 | 1.8% | — |
| 13 | KeyBank National Association 63 out of 100, Moderate | 32 | 1.7% | 32.8% |
| 14 | NBT Bank, National Association 64 out of 100, Moderate | 28 | 1.5% | 23.4% |
| 15 | MID-HUDSON VALLEY Federal Credit Union 69 out of 100, Moderate | 27 | 1.4% | 36.9% |
| 16 | Ulster Savings Bank | 27 | 1.4% | — |
| 17 | CROSSCOUNTRY MORTGAGE, INC. | 25 | 1.3% | — |
| 18 | GUARANTEED RATE, INC. | 24 | 1.3% | — |
| 19 | Bank of America, National Association 59 out of 100, Moderate | 23 | 1.2% | 44.7% |
| 20 | SUNMARK CREDIT UNION 56 out of 100, Moderate | 23 | 1.2% | 13.3% |
| 21 | TD Bank, National Association 63 out of 100, Moderate | 22 | 1.2% | 35.3% |
| 22 | UNITED SHORE FINANCIAL SERVICES, LLC | 21 | 1.1% | — |
| 23 | Citibank, National Association 60 out of 100, Moderate | 20 | 1.1% | 24.0% |
| 24 | Morgan Stanley Private Bank, National Association 61 out of 100, Moderate | 19 | 1.0% | 4.9% |
| 25 | Loandepot.Com, LLC | 18 | 1.0% | — |
| 26 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 18 | 1.0% | 32.9% |
| 27 | Discover Bank | 17 | 0.9% | — |
| 28 | SEFCU SERVICES, LLC | 16 | 0.8% | — |
| 29 | HOMEBRIDGE FINANCIAL SERVICES, INC. | 15 | 0.8% | — |
| 30 | NATIONSTAR MORTGAGE LLC | 15 | 0.8% | — |
| 31 | Community Bank, National Association 62 out of 100, Moderate | 14 | 0.7% | 18.9% |
| 32 | 21st Mortgage Corporation | 13 | 0.7% | — |
| 33 | Navy Federal Credit Union 66 out of 100, Moderate | 12 | 0.6% | 32.9% |
| 34 | PREMIUM MORTGAGE CORPORATION | 12 | 0.6% | — |
| 35 | PLANET HOME LENDING, LLC | 12 | 0.6% | — |
| 36 | Sawyer Savings Bank | 12 | 0.6% | — |
| 37 | BETTER MORTGAGE CORPORATION | 12 | 0.6% | — |
| 38 | TRIAD FINANCIAL SERVICES, INC. | 11 | 0.6% | — |
| 39 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 11 | 0.6% | 74.7% |
| 40 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 10 | 0.5% | 22.2% |
Top 40 of 174 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in New York
- Suffolk County 51,239 apps
- Nassau County 38,055 apps
- Queens County 29,227 apps
- Erie County 26,759 apps
- Kings County 26,693 apps
- Monroe County 26,027 apps
- Westchester County 22,127 apps
- Onondaga County 14,198 apps
- New York County 13,421 apps
- Orange County 13,396 apps
- Richmond County 10,170 apps
- Albany County 9,902 apps