New York · HMDA 2025
Mortgage lenders in Warren County, NY
155 lenders reported 2,251 home-loan applications in Warren County in 2025. 1,270 closed as loans ($358.6M), 396 were denied — a 23.2% denial rate on decided applications, close to the New York rate of 23.9%. The three most active lenders handled 26% of applications, led by Glens Falls National Bank and Trust Company. 18 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,251
- Loans originated
- 1,270
- Purchase / refinance
- 670 / 276
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Warren County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Glens Falls National Bank and Trust Company 66 out of 100, Moderate | 343 | 15.2% | 20.5% |
| 2 | Rocket Mortgage, LLC | 124 | 5.5% | — |
| 3 | HOMESTEAD FUNDING CORP. | 123 | 5.5% | — |
| 4 | HUDSON RIVER COMMUNITY | 120 | 5.3% | — |
| 5 | Citizens Bank, National Association 54 out of 100, Below average | 106 | 4.7% | 32.5% |
| 6 | Broadview Federal Credit Union 59 out of 100, Moderate | 93 | 4.1% | 29.9% |
| 7 | TD Bank, National Association 63 out of 100, Moderate | 89 | 4.0% | 35.3% |
| 8 | TrustCo Bank 62 out of 100, Moderate | 82 | 3.6% | 28.5% |
| 9 | NEWREZ LLC | 66 | 2.9% | — |
| 10 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 62 | 2.8% | 14.1% |
| 11 | PENNYMAC LOAN SERVICES, LLC | 56 | 2.5% | — |
| 12 | NBT Bank, National Association 64 out of 100, Moderate | 56 | 2.5% | 23.4% |
| 13 | The Adirondack Trust Company 69 out of 100, Moderate | 55 | 2.4% | 19.3% |
| 14 | UNITED SHORE FINANCIAL SERVICES, LLC | 52 | 2.3% | — |
| 15 | SEFCU SERVICES, LLC | 40 | 1.8% | — |
| 16 | Bank of America, National Association 59 out of 100, Moderate | 38 | 1.7% | 44.7% |
| 17 | Pioneer Bank 62 out of 100, Moderate | 32 | 1.4% | 24.6% |
| 18 | Community Bank, National Association 62 out of 100, Moderate | 31 | 1.4% | 18.9% |
| 19 | Navy Federal Credit Union 66 out of 100, Moderate | 29 | 1.3% | 32.9% |
| 20 | Sidney Federal Credit Union 67 out of 100, Moderate | 26 | 1.2% | 13.9% |
| 21 | SUNMARK CREDIT UNION 56 out of 100, Moderate | 25 | 1.1% | 13.3% |
| 22 | GUARANTEED RATE, INC. | 23 | 1.0% | — |
| 23 | NATIONSTAR MORTGAGE LLC | 22 | 1.0% | — |
| 24 | Loandepot.Com, LLC | 21 | 0.9% | — |
| 25 | TRIAD FINANCIAL SERVICES, INC. | 20 | 0.9% | — |
| 26 | KeyBank National Association 63 out of 100, Moderate | 20 | 0.9% | 32.8% |
| 27 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 19 | 0.8% | 32.9% |
| 28 | HUDSON VALLEY CREDIT UNION | 17 | 0.8% | — |
| 29 | TCT Federal Credit Union 61 out of 100, Moderate | 17 | 0.8% | 20.0% |
| 30 | PLANET HOME LENDING, LLC | 16 | 0.7% | — |
| 31 | 21st Mortgage Corporation | 15 | 0.7% | — |
| 32 | FREEDOM MORTGAGE CORPORATION | 13 | 0.6% | — |
| 33 | BETTER MORTGAGE CORPORATION | 12 | 0.5% | — |
| 34 | PHH Mortgage Corporation | 12 | 0.5% | — |
| 35 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 11 | 0.5% | 22.2% |
| 36 | Fairway Independent Mortgage Corporation | 11 | 0.5% | — |
| 37 | CROSSCOUNTRY MORTGAGE, INC. | 11 | 0.5% | — |
| 38 | Mortgage Research Center, LLC | 11 | 0.5% | — |
| 39 | HUNT MORTGAGE CORPORATION | 11 | 0.5% | — |
| 40 | RELIANCE FIRST CAPITAL, LLC | 10 | 0.4% | — |
Top 40 of 155 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in New York
- Suffolk County 51,239 apps
- Nassau County 38,055 apps
- Queens County 29,227 apps
- Erie County 26,759 apps
- Kings County 26,693 apps
- Monroe County 26,027 apps
- Westchester County 22,127 apps
- Onondaga County 14,198 apps
- New York County 13,421 apps
- Orange County 13,396 apps
- Richmond County 10,170 apps
- Albany County 9,902 apps