North Carolina · HMDA 2025
Mortgage lenders in Burke County, NC
255 lenders reported 3,669 home-loan applications in Burke County in 2025. 1,901 closed as loans ($407.8M), 700 were denied — a 26.0% denial rate on decided applications, above the North Carolina rate of 22.7%. The three most active lenders handled 33% of applications, led by STATE EMPLOYEES'. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,669
- Loans originated
- 1,901
- Purchase / refinance
- 912 / 588
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Burke County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | STATE EMPLOYEES' | 757 | 20.6% | — |
| 2 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 244 | 6.7% | — |
| 3 | Rocket Mortgage, LLC | 226 | 6.2% | — |
| 4 | VANDERBILT MORTGAGE AND FINANCE, INC. | 178 | 4.9% | — |
| 5 | Truist Bank 63 out of 100, Moderate | 139 | 3.8% | 40.8% |
| 6 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 113 | 3.1% | 22.5% |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 97 | 2.6% | — |
| 8 | PENNYMAC LOAN SERVICES, LLC | 89 | 2.4% | — |
| 9 | NEWREZ LLC | 79 | 2.2% | — |
| 10 | Mortgage Research Center, LLC | 73 | 2.0% | — |
| 11 | AmeriSave Mortgage Corporation | 64 | 1.7% | — |
| 12 | CROSSCOUNTRY MORTGAGE, INC. | 61 | 1.7% | — |
| 13 | MOVEMENT MORTGAGE, LLC | 60 | 1.6% | — |
| 14 | Bank of America, National Association 59 out of 100, Moderate | 57 | 1.6% | 44.7% |
| 15 | Broker Solutions, Inc. | 46 | 1.3% | — |
| 16 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 45 | 1.2% | 14.1% |
| 17 | Loandepot.Com, LLC | 45 | 1.2% | — |
| 18 | FREEDOM MORTGAGE CORPORATION | 41 | 1.1% | — |
| 19 | NATIONSTAR MORTGAGE LLC | 36 | 1.0% | — |
| 20 | Navy Federal Credit Union 66 out of 100, Moderate | 35 | 1.0% | 32.9% |
| 21 | 21st Mortgage Corporation | 33 | 0.9% | — |
| 22 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 32 | 0.9% | — |
| 23 | PLANET HOME LENDING, LLC | 31 | 0.8% | — |
| 24 | AMERIHOME MORTGAGE COMPANY, LLC | 28 | 0.8% | — |
| 25 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 26 | 0.7% | 22.2% |
| 26 | Fairway Independent Mortgage Corporation | 25 | 0.7% | — |
| 27 | GUARANTEED RATE, INC. | 25 | 0.7% | — |
| 28 | TD Bank, National Association 63 out of 100, Moderate | 25 | 0.7% | 35.3% |
| 29 | VILLAGE CAPITAL & INVESTMENT LLC | 24 | 0.7% | — |
| 30 | Primis Mortgage Company | 24 | 0.7% | — |
| 31 | Taylorsville Savings Bank, SSB | 21 | 0.6% | — |
| 32 | NEW DAY FINANCIAL, LLC | 21 | 0.6% | — |
| 33 | Coastal Community Bank 35 out of 100, Low | 21 | 0.6% | 3.0% |
| 34 | FIGURE LENDING LLC | 20 | 0.5% | — |
| 35 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 19 | 0.5% | — |
| 36 | Peoples Bank 75 out of 100, Strong | 19 | 0.5% | 30.4% |
| 37 | SPRING EQ, LLC | 17 | 0.5% | — |
| 38 | LOCAL GOVERNMENT | 17 | 0.5% | — |
| 39 | Telco Community Credit Union 76 out of 100, Strong | 16 | 0.4% | 2.6% |
| 40 | Equity Prime Mortgage LLC | 16 | 0.4% | — |
Top 40 of 255 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Carolina
- Wake County 59,673 apps
- Mecklenburg County 55,863 apps
- Guilford County 22,676 apps
- Cumberland County 18,243 apps
- Forsyth County 18,023 apps
- Brunswick County 15,666 apps
- Union County 15,609 apps
- Johnston County 15,328 apps
- Durham County 14,512 apps
- Onslow County 14,086 apps
- Gaston County 13,863 apps
- Cabarrus County 13,504 apps