North Carolina · HMDA 2025
Mortgage lenders in Onslow County, NC
370 lenders reported 14,086 home-loan applications in Onslow County in 2025. 7,087 closed as loans ($1.9B), 1,702 were denied — a 18.3% denial rate on decided applications, below the North Carolina rate of 22.7%. The three most active lenders handled 24% of applications, led by Navy Federal Credit Union. 8 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 14,086
- Loans originated
- 7,087
- Purchase / refinance
- 4,088 / 2,247
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Onslow County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Navy Federal Credit Union 66 out of 100, Moderate | 1,406 | 10.0% | 32.9% |
| 2 | Mortgage Research Center, LLC | 1,048 | 7.4% | — |
| 3 | FREEDOM MORTGAGE CORPORATION | 963 | 6.8% | — |
| 4 | NEWREZ LLC | 903 | 6.4% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 856 | 6.1% | — |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 554 | 3.9% | — |
| 7 | Rocket Mortgage, LLC | 511 | 3.6% | — |
| 8 | MOVEMENT MORTGAGE, LLC | 452 | 3.2% | — |
| 9 | GUILD MORTGAGE COMPANY | 416 | 3.0% | — |
| 10 | STATE EMPLOYEES' | 306 | 2.2% | — |
| 11 | VILLAGE CAPITAL & INVESTMENT LLC | 302 | 2.1% | — |
| 12 | PLANET HOME LENDING, LLC | 289 | 2.1% | — |
| 13 | Integrity Home Mortgage Corporation | 251 | 1.8% | — |
| 14 | AMERIHOME MORTGAGE COMPANY, LLC | 245 | 1.7% | — |
| 15 | 21st Mortgage Corporation | 219 | 1.6% | — |
| 16 | VANDERBILT MORTGAGE AND FINANCE, INC. | 178 | 1.3% | — |
| 17 | GUARANTEED RATE, INC. | 162 | 1.2% | — |
| 18 | NEW DAY FINANCIAL, LLC | 162 | 1.2% | — |
| 19 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 160 | 1.1% | 22.5% |
| 20 | CROSSCOUNTRY MORTGAGE, INC. | 148 | 1.1% | — |
| 21 | PLAZA HOME MORTGAGE, INC. | 143 | 1.0% | — |
| 22 | Truist Bank 63 out of 100, Moderate | 140 | 1.0% | 40.8% |
| 23 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 138 | 1.0% | 14.1% |
| 24 | DHI MORTGAGE COMPANY, LTD. | 137 | 1.0% | — |
| 25 | Bank of America, National Association 59 out of 100, Moderate | 115 | 0.8% | 44.7% |
| 26 | T2 FINANCIAL LLC | 114 | 0.8% | — |
| 27 | NATIONSTAR MORTGAGE LLC | 109 | 0.8% | — |
| 28 | JET HOMELOANS, LP | 108 | 0.8% | — |
| 29 | AmeriSave Mortgage Corporation | 103 | 0.7% | — |
| 30 | Fairway Independent Mortgage Corporation | 97 | 0.7% | — |
| 31 | FIGURE LENDING LLC | 95 | 0.7% | — |
| 32 | Loandepot.Com, LLC | 89 | 0.6% | — |
| 33 | Loansteady LLC | 83 | 0.6% | — |
| 34 | CARRINGTON MORTGAGE SERVICES, LLC | 82 | 0.6% | — |
| 35 | LAKEVIEW LOAN SERVICING, LLC | 78 | 0.6% | — |
| 36 | Marine Federal Credit Union 57 out of 100, Moderate | 76 | 0.5% | 18.7% |
| 37 | PNC Bank, National Association 62 out of 100, Moderate | 75 | 0.5% | 33.8% |
| 38 | PHH Mortgage Corporation | 75 | 0.5% | — |
| 39 | SPRING EQ, LLC | 73 | 0.5% | — |
| 40 | Coastal Community Bank 35 out of 100, Low | 73 | 0.5% | 3.0% |
Top 40 of 370 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Carolina
- Wake County 59,673 apps
- Mecklenburg County 55,863 apps
- Guilford County 22,676 apps
- Cumberland County 18,243 apps
- Forsyth County 18,023 apps
- Brunswick County 15,666 apps
- Union County 15,609 apps
- Johnston County 15,328 apps
- Durham County 14,512 apps
- Gaston County 13,863 apps
- Cabarrus County 13,504 apps
- New Hanover County 12,317 apps