North Carolina · HMDA 2025
Mortgage lenders in Union County, NC
455 lenders reported 15,609 home-loan applications in Union County in 2025. 8,298 closed as loans ($3.0B), 2,260 were denied — a 20.5% denial rate on decided applications, below the North Carolina rate of 22.7%. The three most active lenders handled 15% of applications, led by Rocket Mortgage, LLC. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 15,609
- Loans originated
- 8,298
- Purchase / refinance
- 3,987 / 2,676
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Union County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 824 | 5.3% | — |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 731 | 4.7% | — |
| 3 | STATE EMPLOYEES' | 712 | 4.6% | — |
| 4 | Bank of America, National Association 59 out of 100, Moderate | 674 | 4.3% | 44.7% |
| 5 | PENNYMAC LOAN SERVICES, LLC | 629 | 4.0% | — |
| 6 | Truist Bank 63 out of 100, Moderate | 552 | 3.5% | 40.8% |
| 7 | MOVEMENT MORTGAGE, LLC | 488 | 3.1% | — |
| 8 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 425 | 2.7% | 14.1% |
| 9 | Fifth Third Bank, National Association 62 out of 100, Moderate | 374 | 2.4% | 34.0% |
| 10 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 332 | 2.1% | 22.5% |
| 11 | NEWREZ LLC | 323 | 2.1% | — |
| 12 | Truliant Federal Credit Union 67 out of 100, Moderate | 298 | 1.9% | 50.3% |
| 13 | First National Bank of Pennsylvania 64 out of 100, Moderate | 264 | 1.7% | 26.6% |
| 14 | FREEDOM MORTGAGE CORPORATION | 255 | 1.6% | — |
| 15 | AMERIHOME MORTGAGE COMPANY, LLC | 208 | 1.3% | — |
| 16 | Loandepot.Com, LLC | 198 | 1.3% | — |
| 17 | NATIONSTAR MORTGAGE LLC | 198 | 1.3% | — |
| 18 | SPRING EQ, LLC | 197 | 1.3% | — |
| 19 | Coastal Community Bank 35 out of 100, Low | 197 | 1.3% | 3.0% |
| 20 | Fairway Independent Mortgage Corporation | 181 | 1.2% | — |
| 21 | NVR Mortgage Finance, Inc. | 168 | 1.1% | — |
| 22 | FOUNDERS FEDERAL CREDIT UNION 79 out of 100, Strong | 165 | 1.1% | 26.2% |
| 23 | DHI MORTGAGE COMPANY, LTD. | 162 | 1.0% | — |
| 24 | GUARANTEED RATE, INC. | 157 | 1.0% | — |
| 25 | American Security Mortgage Corp. | 145 | 0.9% | — |
| 26 | Broker Solutions, Inc. | 144 | 0.9% | — |
| 27 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 142 | 0.9% | — |
| 28 | SKYLA FEDERAL CREDIT UNION 54 out of 100, Below average | 136 | 0.9% | 41.1% |
| 29 | Navy Federal Credit Union 66 out of 100, Moderate | 135 | 0.9% | 32.9% |
| 30 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 132 | 0.8% | 22.2% |
| 31 | AmeriSave Mortgage Corporation | 131 | 0.8% | — |
| 32 | PULTE MORTGAGE LLC | 121 | 0.8% | — |
| 33 | FIGURE LENDING LLC | 120 | 0.8% | — |
| 34 | CROSSCOUNTRY MORTGAGE, INC. | 116 | 0.7% | — |
| 35 | PNC Bank, National Association 62 out of 100, Moderate | 113 | 0.7% | 33.8% |
| 36 | MUTUAL OF OMAHA MORTGAGE, INC. | 112 | 0.7% | — |
| 37 | 21st Mortgage Corporation | 111 | 0.7% | — |
| 38 | First Heritage Mortgage, LLC | 110 | 0.7% | — |
| 39 | BETTER MORTGAGE CORPORATION | 110 | 0.7% | — |
| 40 | Mortgage Research Center, LLC | 109 | 0.7% | — |
Top 40 of 455 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in North Carolina
- Wake County 59,673 apps
- Mecklenburg County 55,863 apps
- Guilford County 22,676 apps
- Cumberland County 18,243 apps
- Forsyth County 18,023 apps
- Brunswick County 15,666 apps
- Johnston County 15,328 apps
- Durham County 14,512 apps
- Onslow County 14,086 apps
- Gaston County 13,863 apps
- Cabarrus County 13,504 apps
- New Hanover County 12,317 apps